How life insurance can defy the 4% rule
Retirement spending strategies are rarely one-size-fits-all.
From the Field: Expert Insights
Gen X was promised jetpacks, not assisted living
Back in the 1980s, Generation X was promised a tech-fueled future. The present reality is much different.
3 ways to head off the distribution sales cliff
In the next decade, an advisor shortage is coming that insurance carriers cannot ignore.
Insurers must navigate legal challenges when doing business across state lines
While one state’s laws may apply to the interpretation of the insurance policy, another state’s laws could apply to the underlying claims against the insured.
Why so many UHNW families are ready to talk about insurance
The insurance industry doesn’t really have a seasonal ebb and flow, but the end of this year in particular has marked a flurry of conversations about planning.
Why fiduciary liability insurance is necessary as PE enters the 401(k) space
The retirement planning ecosystem is undergoing significant shifts, from demographic changes and concerns of an aging population to economic instability.
Trends show a new world of insurance litigation
Coverage litigation trends in U.S. federal courts since 2022 reflect a markedly different landscape from both the early COVID-19 years and the decade preceding them.
Annuities: The key to unlocking financial security in retirement
Annuities provide guaranteed payments regardless of market conditions.
How AI enhances annuity operations and agent relationships
Opportunities to leverage artificial intelligence across the insurance industry are growing at an unprecedented pace.
Environmental insurance: Protecting businesses from hidden risks
Environmental insurance is a fundamental part of risk management.
Will your insurance still fit your small business in 2026?
A smarter way to think about insurance is to treat it like a midyear tax checkup or equipment inspection.
The (sometimes lonely) case for public credit
Is public credit now the “alternative” asset class that warrants more focus?
LTCi: The other side of the story
LTCi can be an important part of overall financial planning, but products must be priced correctly.
Flat-fee 401(k) plans: A simple solution for small-business clients
Fall is here, and with it comes a rush of deadlines, budgets and year-end planning.
Getting insurance-to-value right in 2025
When it comes to commercial real estate, nothing has been constant or predictable since the pandemic.
Concerns grow over prolonged federal shutdown
As the federal government shutdown continues, millions of Americans are growing more concerned about its long-term impacts.
6 client questions you must answer during AEP
The Annual Enrollment Period is the time of year when licensed agents and brokers in the Medicare space receive the most questions from existing and potential clients.
Drone photos could put homeowners’ coverage at risk
By leaning on drone photos, insurers can act quickly while sidestepping the burden of a full inspection,
Medicare brokers: The last line of defense for older Americans
The independent Medicare broker community is standing on the front line of a storm that’s reshaping how older Americans access health care.
