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Turning expanded eligibility into a better coverage plan for federal clients

1 hour ago
Cartoon image shows a clipboard with an "insurance" form on it
Advisors with current and former federal employees as clients should review life insurance requirements now that added coverage is available. Read more
More Top Stories
TOP NEWS
  • Equitable, Corebridge steam toward merger with strong Q3 annuity sales

  • Severe storms drive $43B in U.S. insured losses as 2026 winds down

  • The insurance retention challenge: Why customers shop around and switch

  • Mending Health moves into conservatorship as Oklahoma steps up oversight

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In this issue...

  • AI: Going beyond the chatbot
  • The velocity of money — with Stefun Darts
  • Adapt and fly — With Panos Leledakis
  • Failing to plan for succession sends a troubling signal
  • Demographics are destiny — and, for advisors, opportunity
  • 4 ways to give workplace life insurance a higher profile
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SPECIAL FEATURE

When you’re in the picture, you can’t see the frame

The difference between a competent agent and an exceptional one has nothing to do with product knowledge. Read More

MORE FEATURES

From The Field

Why the market doesn’t need more carriers

Protection, income and supplemental gaps remain large despite crowded product shelves.

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    Closing gaps in group disability coverage

    Most of the group disability certificates we examined defined covered earnings as base salary and excluded bonuses, commissions and overtime.

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      Let’s stop being insurance salespeople

      Why working in the long-term care market deserves a higher standard.

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      More From The Field

ADVISOR NEWS

Election 2026: Which of Berkeley's 7 ballot measures will pass?

Berkeley voters have seven local ballot measures to decide by Nov. 3, including two parcel taxes to fund a new public bank and support the arts sector, a sales tax increase to help balance the city's budget deficit, a local infrastructure bond totaling $300 million and a proposal to double the city's first-in-the-nation tax on soda. Berkeley's Measure V would…

  • How advisors can help frugal retirees finally enjoy their savings
  • Wealth planning vs. estate planning: Honoring your client’s wishes
  • What to discuss during the first retirement planning meeting
  • Inflation, competing priorities and uncertainty erode retirement security
  • As health premiums rise, 1 in 8 workers cut retirement savings
More ADVISOR NEWS

NEWSWIRES

CPI Reports Record Third Quarter 2026 Results

CPI Card Group Inc., a payments technology leader providing a comprehensive range of physical and digital payment solutions for U.S. financial institutions, processors, fintechs, prepaid program managers and more, today reported financial results for the quarter ended September 30, 2026 and increased its 2026 financial guidance targets for revenue…

  • NO SURPRISES ACT ARBITRATION 'RUN AMOK' PROVIDER-DRIVEN ABUSE DRIVING UP AMERICANS' HEALTHCARE COSTS
  • MINNEAPOLIS FED'S GLAUBKE RECEIVES FEDERAL RESERVE SYSTEM'S TAYLOR AWARD
  • New York Times, Federal Reserve, Harvard, Columbia Employees Pour Campaign Cash Into Hard-Left Candidates
  • Insurers didn’t learn from the financial crisis
  • Hospital ending health plan amid industry's struggles
More NEWSWIRES

INN Insider

State ACA premiums climb 13% for 2027

  • Missouri sets 2027 health rates as plan networks change
  • Missouri sets 2027 health rates as plan networks change
  • Bien Doan headed to second term in San Jose District 7
  • Ex-insurance agent scams Spanish-speaking clients, gets prison time
More INN Insider

Annuity News

Image shows a paper bill being stretched.

How flexible annuities fit today’s retirement portfolios

Advisors should understand the value of flexible annuities, especially for clients who want good returns while saving for speci... Read More

  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
  • Changing client priorities are reshaping annuity conversations
  • Insurer proposes $1.1M deal to resolve CA teachers’ annuity fee lawsuit
More Annuity News

Life Insurance News

MassMutual announces record $3.3 billion policyowner dividend for 2027

SPRINGFIELD, Mass. (Nov. 2, 2026) — In its 175th anniversary year, MassMutual announced that it expects to pay a record... Read More

South Carolina, Atlantic Coast mediation fails to resolve reserving dispute

A mediation hearing held Friday failed to resolve the disagreement between South Carolina regulators and Atlantic Coast Life In... Read More

Life insurers race to win retirement customers as distribution shifts

Life insurance distribution is changing as population aging, retirement income needs and artificial intelligence reshape how in... Read More

  • Agents often missing from the loop on life, LTC insurance rate increases
More Life Insurance News

Health/Employee Benefits News

Missouri Department of Commerce and Insurance releases health insurances rates for 2027

JEFFERSON CITY, Mo.– Today, the Missouri Department of Commerce and Insurance announced the release of final health insurance r... Read More

Austin workers weigh health coverage as insurance costs are forecast to rise

The cost of employer-based health insurance is expected to increase by 9.5% in 2027, according to Aon, global professional serv... Read More

My unhappy day in small claims court | Letters to The Republican

Residents of Springfield, beware of the small claims court. According to the assistant clerk magistrate’ s decision, the defend... Read More

  • Enrollment is open for Affordable Care Act coverage. What do New Mexicans need to know?
More Health/Employee Benefits News

Property and Casualty News

Election results: California insurance commissioner, Ben Allen vs. Jane Kim

Jane Kim, a populist candidate running for insurance commissioner who wants to cap executive pay in the industry, narrowly led ... Read More

Nationwide Equities Introduces ReverseReach, a New Tool Designed to Help Brokers & Loan Officers Uncover Reverse Mortgage Opportunities Within Their Customer Database

ReverseReach enables mortgage professionals to identify potential reverse mortgage transactions without specialized reverse mor... Read More

Horace Mann reports third-quarter 2026 results

Horace Mann Educators Corporation, the largest multiline financial services company focused on helping America’ s educators and... Read More

  • Premia Holdings Ltd. Completes the Acquisition of Cowen Reinsurance from TD Bank
More Property and Casualty News

Insurtech News

Beyond AI pilots: How insurers are putting AI agents to work

Insurance leaders discussed AI efficiency gains, human oversight, workforce challenges and how insurers can put AI agents to work. Read More

  • Customers say Old National Bank failed to protect from fraud
  • What AI transformation really means for insurance jobs and skills
  • Experts say data is golden, but only if insurers know how to leverage it
More Insurtech News

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