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Life insurance loans: what to do when a client shows interest in one

4 days ago
Cartoon image shows a woman holding a life insurance policy.
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read more
More Top Stories
TOP NEWS
  • Could ‘plain English’ become an advisor’s secret weapon?

  • NAIC working group pressed to accelerate annuity illustration overhaul

  • Can insurers finally eliminate the supplemental claims headache?

  • Wink: Annuity sales post strong Q2, led by MYGAs and structured products

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  • How AI Is Changing Life Insurance
  • Indexed Universal Life: Tax-Free Promise or Costly Illusion?
  • The triumph of daily victories — With John Nichols
  • Patrick Crayton’s New Insurance Playbook
  • The power of independence in the high net worth market
  • Turning awareness into action during Life Insurance Awareness Month
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SPECIAL FEATURE

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More

MORE FEATURES

From The Field

Is financial security possible in the longevity economy?

The industry has the tools it needs. What’s missing is the roadmap for how to use them.

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    The cost of ignoring long-term care

    Why agents can’t afford to stay silent.

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      When technology becomes easy to rent, what still separates life and annuity carriers?

      If you are not a leader in the AI race, what makes you stand out?

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      More From The Field

ADVISOR NEWS

When new investment trends emerge, Gen Z is most likely generation to be first in

When a new investment trend emerges, Generation Z is the generation most likely to get in first, even when doing so comes with greater risk

  • IRI urges Senate action on 403(b) parity legislation
  • Three estate planning ideas to protect your clients and their wealth
  • What advisors must know about accessible client documents
  • Your client texted. Now what? The compliance rules advisors better know
  • Helping small-business owners build, grow and exit
More ADVISOR NEWS

NEWSWIRES

Readers sound off on interest rates, fall activities and Stacy Keach

San Francisco: On Sept. 4, President Trump issued a directive to the Federal Reserve and Chair Kevin Warsh that interest rates had better be lowered or he "ll stop trading with countries the U.S. has a trading deficit with. It "s also important to recognize that the Federal Reserve" s independence, which the president "s language clearly aims to undermine, is essential…

  • Study projects $4 billion Medicaid hit to hospitals
  • FRALICK'S RECORD: OPPOSING THE ACA AND FOOD ASSISTANCE PROTECTIONS, SUPPORTING TRUMP, AND NEVER TRYING A CRIMINAL CASE
  • New York approves small, individual insurance plan rate hikes for 2027
  • Findings on Heart Failure Detailed by Christine DeJong and Co-Authors (Medicare Accountable Care Organizations: Clinical Performance for Patients With Heart Failure): Heart Disorders and Diseases – Heart Failure
  • Berkshire Hathaway Specialty Insurance Introduces Professional First Venture Capital Liability Policy in Australia
More NEWSWIRES

INN Insider

Hoosier kids go without care as Medicaid crackdown causes thousands to lose coverage

  • Some employers let workers buy their own health insurance. Who benefits?
  • 2026 candidates target health care "corruption"
  • Is it worth $13.96 a month to insure water, electric lines from lightning?
  • Allstate coverage could be returning
More INN Insider

Annuity News

Legacy Marketing Group partners with Malibu Life USA for annuity launch

Legacy Marketing Group and Malibu Life USA have partnered to launch two fixed indexed annuities, expected to debut in September... Read More

Industry pushes back on linking ‘financial strength’ to annuity illustrations

Regulators began looking harder at annuity illustrations this year after learning that some products were illustrating as high ... Read More

Cayman Islands premier to meet with U.S. reinsurance regulators

Premier and Minister for Financial Services and Commerce, the Hon. André M. Ebanks MP is travelling to Columbus, Ohio, this... Read More

  • Corebridge annuity sales slip ahead of Equitable marriage
More Annuity News
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Life Insurance News

DLA Piper adds former NAIC CEO Gary Anderson to its Insurance practice

DLA Piper has added Gary Anderson as a Partner in its Insurance practice in Boston, where he advises insurers, reinsurers,... Read More

How advisors can get clients to act sooner on life insurance

Clients often delay a life insurance purchase because they think they’re too young and too healthy to need it. Read More

Wildfire smoke, increasing in frequency, has implications for morbidity

As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health... Read More

  • Record IUL sales don’t diminish the need for continued customer engagement
More Life Insurance News
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Health/Employee Benefits News

$4B at stake in Medicaid change

SPRINGFIELD— Illinois hospitals stand to lose upwards of $4 billion in revenue over the next several years due to impending cha... Read More

ATTORNEY GENERAL TONG JOINS COALITION CHALLENGING TRUMP ADMINISTRATION'S LATEST ATTACK ON HEALTHCARE FOR TRANSGENDER YOUTH

The following information was released by the office of the Connecticut Attorney General:. In the lawsuit, the coalition argues... Read More

ATTORNEY GENERAL TONG JOINS LAWSUIT CHALLENGING EFFORT TO EXPAND CATASTROPHIC HEALTH INSURANCE PLANS AND AGAIN UNDERMINE ACA PROTECTIONS

The following information was released by the office of the Connecticut Attorney General:. Attorney General William Tong today ... Read More

  • ATTORNEY GENERAL TONG URGES CONNECTICUT INSURANCE DEPARTMENT TO REJECT DOUBLE-DIGIT HEALTH INSURANCE RATE HIKE REQUESTS
More Health/Employee Benefits News

Property and Casualty News

$30M settlement reached in Diocese of Winona sex abuse cases

A $30 million settlement has been reached related to sexual abuse claims filed against the Diocese of Winona. Jeff Anderson&... Read More

What you should know about insuring teen drivers Kids and Money: Policy breaks for new teen drivers

Should I put my newly licensed teen driver on my auto insurance policy, or should he have his own? Does it pay to shop around o... Read More

Governor Abbott Reminds Insurers Of Price Optimization Ban Under Texas Law

AUSTIN– Governor Greg Abbott today announced that, in response to his directive last week to make property insurance more affor... Read More

  • Winona-Rochester survivors of abuse win $30M settlement
More Property and Casualty News

Insurtech News

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More

  • What’s next for insurtech? Industry leader shares insights
  • Are lawyer-certified AI agents ‘the future’ of commercial insurance?
  • Agentic AI is transforming insurance sales both for consumers and agents
More Insurtech News

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