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Why client insurance needs could change even if their life doesn’t

16 hours ago
Image shows a busy battle scene
A client's insurance needs can change at any time for a wide range of reasons. Advisors need to be alert and ready with solutions. Read more
More Top Stories
TOP NEWS
  • MIB reports double-digit life insurance app activity in record August

  • How AI is accelerating policy migration

  • Guidance, bulletin or reg? NAIC debates form of annuity illustration update

  • Life insurance sales rise across all product lines in Q2, Wink reports

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  • How AI Is Changing Life Insurance
  • Indexed Universal Life: Tax-Free Promise or Costly Illusion?
  • The triumph of daily victories — With John Nichols
  • Patrick Crayton’s New Insurance Playbook
  • The power of independence in the high net worth market
  • Turning awareness into action during Life Insurance Awareness Month
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SPECIAL FEATURE

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More

MORE FEATURES

From The Field

Overcoming the AI trust gap

What happens when a client receives an AI-influenced decision and wants to know why?

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    Why life insurance riders aren’t solving the LTC crisis

    True long-term care protection is designed around the realities of aging, not as an add-on to a life insurance policy.

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      Keep the transcript; Don’t delete the audio

      The transcript is worth having on its own merits, and that’s the part most Medicare agents will skip past.

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      More From The Field

ADVISOR NEWS

Benefit Costs Squeeze Schools, Driving Cuts, Tax Hikes And Difficult Tradeoffs

School districts across Camden County are confronting a budget problem that is both familiar and difficult to control: employee health benefits are taking a larger share of the money available for classrooms, staffing and student programs. Collingswood School District health care spending rose from $4.74 million in 2020-21 to $7.33 million in 2025-26….

  • Most Gen Z investors think less than a year ahead when making financial decisions
  • IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
  • Help child-free clients plan for their later years
  • When new investment trends emerge, Gen Z is most likely generation to be first in
  • Could ‘plain English’ become an advisor’s secret weapon?
More ADVISOR NEWS

NEWSWIRES

Trump finally puts Obamacare to good use

On Sept. 10, the White House said Uncle Sam will send $500 per person to nearly 1,000,000 Americans in the 30 states that use the federal exchange. WASHINGTON— President Trump will send $500 rebate checks to thousands of Americans who bought health insurance on Affordable Care Act exchanges, claiming they were overcharged. On the generic congressional ballot,…

  • Data on Economic Policy Published by a Researcher at Yunnan University (Research on the Time-Varying Inflationary Effects of the Federal Reserve’s Unconventional Monetary Policy: An Empirical Test Based on the TVP-SV-VAR Model): Economics – Economic Policy
  • Investigators at Emory University School of Medicine Zero in on Medical Education (Disability prevalence, disclosure, and accommodation use in pediatric residency: results from a pilot study): Education – Medical Education
  • Trump has promised $500 health insurance rebates — but not in New Mexico
  • Illinois alerts more than 700,000 people they will or could lose public health insurance
  • We Said Rates Would Pause, Then Chase Inflation. The Chase Has Started
More NEWSWIRES

INN Insider

8th Circuit revives key Lockton claims against ex-producers

  • Sen. Rounds’ senior staffer posts image of obscene gesture after report about ethics concerns
  • CT enjoys robust pension investment returns
  • August CPI Report 2026: US Inflation Hits 3.4% as Gas Prices Surge, Fed Rate Hike Odds Jump
  • Abilene ISD employees see rising health insurance premiums
More INN Insider

Annuity News

Nationwide adds mutual fund-linked strategy to New Heights Select FIA

Nationwide and Annexus have added what they said is the first mutual fund-linked strategy to a fixed indexed annuity. The... Read More

NAIC working group pressed to accelerate annuity illustration overhaul

The working group is weighing revisions addressing how insurers present non-guaranteed crediting rates and other issues. Read More

Wink: Annuity sales post strong Q2, led by MYGAs and structured products

Annuity sales seem to be settling at a level the industry can sustain, with second-quarter sales again topping $100 billion. Read More

  • Legacy Marketing Group partners with Malibu Life USA for annuity launch
More Annuity News
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Life Insurance News

Cartoon image shows a woman holding a life insurance policy.

Life insurance loans: what to do when a client shows interest in one

When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read More

  • DLA Piper adds former NAIC CEO Gary Anderson to its Insurance practice
  • How advisors can get clients to act sooner on life insurance
  • When technology becomes easy to rent, what still separates life and annuity carriers?
More Life Insurance News
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Health/Employee Benefits News

Findings from Chiara Gesmundo and Colleagues Provides New Insights into Clinical Trial Research (Willingness to pay for health insurance in Italy: evidence from a survey on consumers’ behaviour): Clinical Trial Research

2026 SEP 11-- By a News Reporter-Staff News Editor at Insurance Daily News-- Current study results on Clinical Trial Research h... Read More

Affordable Care Act insurance costs to rise steeply again in WA

A quarter million Washingtonians who get their insurance through the state's exchange under the Affordable Care Act face a... Read More

USPS IS HIRING ACROSS NORTHEAST OHIO

USPS is looking to fill several positions in Northeast Ohio and new job openings post every Friday. USPS career positions offer... Read More

  • ASHLEY HINSON FACES HEAT FROM IOWANS FOR HER CORRUPT BEHAVIOR AS HEADLINES OF HER SELF-DEALING CONTINUE TO DRAG DOWN HER SENATE CAMPAIGN
More Health/Employee Benefits News

Property and Casualty News

Fact Check: Where candidates Donalds and Jolly stand on property insurance

Polls consistently show that affordability is Florida voters’ biggest concern leading into the November election, and the candi... Read More

AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries

AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A- and the Long-Term Iss... Read More

AM Best Assigns Credit Ratings to USAA Falcon Property & Casualty Insurance Company

AM Best has assigned a Financial Strength Rating of A++ and a Long-Term Issuer Credit Rating of“ aaa” to USAA Falcon Property&a... Read More

  • AM Best Affirms Credit Ratings of Erie Insurance Group’s Members and Erie Family Life Insurance Company
More Property and Casualty News

Insurtech News

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More

  • What’s next for insurtech? Industry leader shares insights
  • Are lawyer-certified AI agents ‘the future’ of commercial insurance?
  • Agentic AI is transforming insurance sales both for consumers and agents
More Insurtech News

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