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Turning expanded eligibility into a better coverage plan for federal clients

4 hours ago
Cartoon image shows a clipboard with an "insurance" form on it
Advisors with current and former federal employees as clients should review life insurance requirements now that added coverage is available. Read more
More Top Stories
TOP NEWS
  • Equitable, Corebridge steam toward merger with strong Q3 annuity sales

  • Severe storms drive $43B in U.S. insured losses as 2026 winds down

  • The insurance retention challenge: Why customers shop around and switch

  • Mending Health moves into conservatorship as Oklahoma steps up oversight

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In this issue...

  • AI: Going beyond the chatbot
  • The velocity of money — with Stefun Darts
  • Adapt and fly — With Panos Leledakis
  • Failing to plan for succession sends a troubling signal
  • Demographics are destiny — and, for advisors, opportunity
  • 4 ways to give workplace life insurance a higher profile
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SPECIAL FEATURE

When you’re in the picture, you can’t see the frame

The difference between a competent agent and an exceptional one has nothing to do with product knowledge. Read More

MORE FEATURES

From The Field

Why the market doesn’t need more carriers

Protection, income and supplemental gaps remain large despite crowded product shelves.

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    Closing gaps in group disability coverage

    Most of the group disability certificates we examined defined covered earnings as base salary and excluded bonuses, commissions and overtime.

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      Let’s stop being insurance salespeople

      Why working in the long-term care market deserves a higher standard.

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      More From The Field

ADVISOR NEWS

Americans’ sense of overall prosperity still ticks upward

During a period of great economic uncertainty and mounting financial pressure, Americans appear to have more influence over their personal prosperity than the headlines might suggest.

  • Election 2026: Which of Berkeley's 7 ballot measures will pass?
  • How advisors can help frugal retirees finally enjoy their savings
  • Wealth planning vs. estate planning: Honoring your client’s wishes
  • What to discuss during the first retirement planning meeting
  • Inflation, competing priorities and uncertainty erode retirement security
More ADVISOR NEWS

NEWSWIRES

Federal judge blocks Medicaid work requirement rule

District Judge Richard Stearns in Boston, issued Thursday, sided with Massachusetts and two dozen other states which had sued to block the new rule that sought to force“ medically frail” individuals to clear certain hurdles to keep their government-funded health insurance coverage. The federal Centers for Medicare& Medicaid Services issued the rule earlier…

  • TDCI Provides Consumer Tips for 2026-27 ACA Open Enrollment
  • Patients caught in coverage dispute
  • It’s time to review your health insurance options for 2027
  • Human error happens. What changed afterward?
  • Indiana Medicaid chief warns changes needed to avoid ‘catastrophic situation’
More NEWSWIRES

INN Insider

Bettors put money on Beau Bayh in Indiana race throughout Election Day

  • State ACA premiums climb 13% for 2027
  • Missouri sets 2027 health rates as plan networks change
  • Missouri sets 2027 health rates as plan networks change
  • Bien Doan headed to second term in San Jose District 7
More INN Insider

Annuity News

Image shows a paper bill being stretched.

How flexible annuities fit today’s retirement portfolios

Advisors should understand the value of flexible annuities, especially for clients who want good returns while saving for speci... Read More

  • Foresters Financial appoints Tom Ross as chief distribution officer for U.S. annuity sales
  • Changing client priorities are reshaping annuity conversations
  • Insurer proposes $1.1M deal to resolve CA teachers’ annuity fee lawsuit
More Annuity News

Life Insurance News

MassMutual announces record $3.3 billion policyowner dividend for 2027

SPRINGFIELD, Mass. (Nov. 2, 2026) — In its 175th anniversary year, MassMutual announced that it expects to pay a record... Read More

South Carolina, Atlantic Coast mediation fails to resolve reserving dispute

A mediation hearing held Friday failed to resolve the disagreement between South Carolina regulators and Atlantic Coast Life In... Read More

Life insurers race to win retirement customers as distribution shifts

Life insurance distribution is changing as population aging, retirement income needs and artificial intelligence reshape how in... Read More

  • Agents often missing from the loop on life, LTC insurance rate increases
More Life Insurance News

Health/Employee Benefits News

NO SURPRISES ACT ARBITRATION 'RUN AMOK' PROVIDER-DRIVEN ABUSE DRIVING UP AMERICANS' HEALTHCARE COSTS

The following information was released by the America's Health Insurance Plans:. Murtagh's warning comes as the chair... Read More

Hospital ending health plan amid industry's struggles

Memorial Hermann Health System's decision to close its Medicare Advantage plan at year's end comes as many healthcare... Read More

Missouri Department of Commerce and Insurance releases health insurances rates for 2027

JEFFERSON CITY, Mo.– Today, the Missouri Department of Commerce and Insurance announced the release of final health insurance r... Read More

  • Austin workers weigh health coverage as insurance costs are forecast to rise
More Health/Employee Benefits News

Property and Casualty News

More options for homeowners coverage on multiple fronts according to new California Insurance Department data

The California Department of Insurance is highlighting new data showing the steepest decline in FAIR Plan growth in four years—... Read More

Election results: Jane Kim has slight lead over Ben Allen in race to be California insurance commissioner

Jane Kim, a populist candidate running for insurance commissioner who wants to cap executive pay in the industry, narrowly led ... Read More

Nationwide Equities Introduces ReverseReach, a New Tool Designed to Help Brokers & Loan Officers Uncover Reverse Mortgage Opportunities Within Their Customer Database

ReverseReach enables mortgage professionals to identify potential reverse mortgage transactions without specialized reverse mor... Read More

  • Horace Mann reports third-quarter 2026 results
More Property and Casualty News

Insurtech News

Beyond AI pilots: How insurers are putting AI agents to work

Insurance leaders discussed AI efficiency gains, human oversight, workforce challenges and how insurers can put AI agents to work. Read More

  • Customers say Old National Bank failed to protect from fraud
  • What AI transformation really means for insurance jobs and skills
  • Experts say data is golden, but only if insurers know how to leverage it
More Insurtech News

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Press Releases

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  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
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Topics

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  • INN Magazine
  • Insiders Only
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