Why client insurance needs could change even if their life doesn’t
INSURANCENEWSNET MAGAZINE
In this issue...
- How AI Is Changing Life Insurance
- Indexed Universal Life: Tax-Free Promise or Costly Illusion?
- The triumph of daily victories — With John Nichols
- Patrick Crayton’s New Insurance Playbook
- The power of independence in the high net worth market
- Turning awareness into action during Life Insurance Awareness Month
SPECIAL FEATURE
How to prepare for new AEP rules
As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More
From The Field
Overcoming the AI trust gap
What happens when a client receives an AI-influenced decision and wants to know why?
Why life insurance riders aren’t solving the LTC crisis
True long-term care protection is designed around the realities of aging, not as an add-on to a life insurance policy.
Keep the transcript; Don’t delete the audio
The transcript is worth having on its own merits, and that’s the part most Medicare agents will skip past.
ADVISOR NEWS
Benefit Costs Squeeze Schools, Driving Cuts, Tax Hikes And Difficult Tradeoffs
School districts across Camden County are confronting a budget problem that is both familiar and difficult to control: employee health benefits are taking a larger share of the money available for classrooms, staffing and student programs. Collingswood School District health care spending rose from $4.74 million in 2020-21 to $7.33 million in 2025-26….
- Most Gen Z investors think less than a year ahead when making financial decisions
- IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
- Help child-free clients plan for their later years
- When new investment trends emerge, Gen Z is most likely generation to be first in
- Could ‘plain English’ become an advisor’s secret weapon?
NEWSWIRES
Diesel tops $6 a gallon in Virginia Diesel tops $6 a gallon in Richmond, as inflation ticks up
RICHMOND- Diesel prices topped $6 a gallon in Richmond and other parts of Virginia on Friday, while inflation ticked up because of rising costs for energy and housing, setting the stage for a likely increase in interest rates by the Federal Reserve Board. The average price of regular unleaded gasoline exceeded $4.12 a gallon in Richmond and statewide because of…
- Diesel surges past $6 Diesel tops $6 a gallon in Richmond, as inflation ticks up
- What California's insurance commissioner does — and how it affects your wallet
- Federal Reserve chairs historically over-communicate what's next. Kevin Warsh wants to say less
- A cancer survivor hoped to work — then she lost her Medicaid disability coverage
- 15%: Drug cost surge plunging many further into affordability crisis
Annuity News
Nationwide adds mutual fund-linked strategy to New Heights Select FIA
Nationwide and Annexus have added what they said is the first mutual fund-linked strategy to a fixed indexed annuity. The... Read More
NAIC working group pressed to accelerate annuity illustration overhaul
The working group is weighing revisions addressing how insurers present non-guaranteed crediting rates and other issues. Read More
Wink: Annuity sales post strong Q2, led by MYGAs and structured products
Annuity sales seem to be settling at a level the industry can sustain, with second-quarter sales again topping $100 billion. Read More
Life Insurance News
Life insurance loans: what to do when a client shows interest in one
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read More
Health/Employee Benefits News
How Iowa’s candidates for governor see the future of Medicaid
DES MOINES— The future of private management of Iowa's $7 billion Medicaid program hinges on which candidate voters choose... Read More
Shapiro Admin helps Pa. residents prepare for Medicaid changes
HARRISBURG— Late this week, the Pennsylvania Department of Human Services announced that nearly 700,000 Pennsylvanians who are ... Read More
Trump finally puts Obamacare to good use
On Sept. 10, the White House said Uncle Sam will send $500 per person to nearly 1,000,000 Americans in the 30 states that use t... Read More
Property and Casualty News
Fact Check: Where candidates Donalds and Jolly stand on property insurance
Polls consistently show that affordability is Florida voters’ biggest concern leading into the November election, and the candi... Read More
AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries
AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A- and the Long-Term Iss... Read More
AM Best Assigns Credit Ratings to USAA Falcon Property & Casualty Insurance Company
AM Best has assigned a Financial Strength Rating of A++ and a Long-Term Issuer Credit Rating of“ aaa” to USAA Falcon Property&a... Read More
Insurtech News
Why the insurance claims payout process could deter AI adoption
While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More
