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Property and Casualty News

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The latest news, regulation and trends in property & casualty insurance.

Top Stories

13 hours ago
Image shows the California state flag
Extreme weather events has renewed focus on some important California codes. (This image was created with AI)

CA fire laws: How homeowners can recover and how advisors can help

When a California homeowner applies for or renews a homeowner’s policy, residential property insurers are required to provide them with a replacement cost estimate.

July 7, 2026

Client relationships are tested when the storm hits

For millions of policyholders in storm-prone regions, the Atlantic hurricane season is when their relationship with their insurer is most likely to be tested.

July 1, 2026

Who’s left holding the risk when insurers drop AI liability coverage?

When an AI system produces a faulty output, an infringing piece of content or a downstream business loss, the question of who pays has quietly changed.

More Stories

When Houston Insurers Don't Deny Claims, They Just Stall

26 minutes ago

After a storm tears through Houston, the damage is impossible to miss: torn shingles, water staining the ceiling, windows shattered across the floor. You do the right thing, documenting everything, mitigating further loss, and reporting the claim to your insurer. In Houston, a home insurance fight doesn't always begin with a formal denial letter showing up in the…

RockRose Risk Launches Mitigation-First Insurance Model for California Homeowners

3 hours ago

RockRose Risk, the insurance brokerage giving property owners discounts for wildfire mitigation, today announced the launch of its homeowners insurance product in California. The expansion, which follows the rapid growth of their commercial property product in California, Nevada, and Colorado, marks the company’s first entry into the residential market.

SWBC ®Announces Strategic Partnership with Covered

5 hours ago

SWBC ®, a diversified financial services company, announced a new partnership with Covered Insurance Solutions, a leading digital insurance platform purpose-built for the mortgage industry. SWBC’s new partnership with Covered Insurance Solutions. “Mortgage servicers are facing growing challenges related to regulatory requirements, insurance…

AM Best Revises Outlooks to Stable for Hurst Home Insurance Company, Inc.

7 hours ago

AM Best has revised the outlooks to stable from negative and affirmed the Financial Strength Rating of A- and the Long-Term Issuer Credit Rating of“ a-” of Hurst Home Insurance Company, Inc.. The Credit Ratings reflect HHIC’ s balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, limited business profile and…

Triple-I: Louisiana Insurance Reforms Begin to Deliver Rate Relief, but Challenges Remain Due to Impacts of Legal System Abuse, Fraud

7 hours ago

Louisiana’s property/casualty insurance market posted its first broad rate relief this decade in 2025, but headwinds caused by legal system abuse persist, according to a new members-only Issues Brief published today by the Insurance Information Institute. P/C premium rates fell statewide across all lines combined by an average of 0.4% last year,…

13 hours ago
Image shows the California state flag
Extreme weather events has renewed focus on some important California codes. (This image was created with AI)

CA fire laws: How homeowners can recover and how advisors can help

When a California homeowner applies for or renews a homeowner’s policy, residential property insurers are required to provide them with a replacement cost estimate.

TRIPLE-I: LOUISIANA INSURANCE REFORMS BEGIN TO DELIVER RATE RELIEF, BUT CHALLENGES REMAIN DUE TO IMPACTS OF LEGAL SYSTEM ABUSE, FRAUD

13 hours ago

The following information was released by the Insurance Information Institute:. Louisiana's property/casualty insurance market posted its first broad rate relief this decade in 2025, but headwinds caused by legal system abuse persist, according to a new Issues Brief published today by the Insurance Information Institute. Triple-I's analysis of SandP…

What’s the bond status of the men allegedly involved in Hilton Head shooting?

July 13, 2026

Quazeir Davis, 17, Marcello Royal, 17, and Jayden Hawes, 18, have had their bonds deferred, and will have to wait to appear in front of a circuit court judge to have bond posted, Jeff Kidd, spokesman for the solicitor’ s office, said. Johnson posted his $250,000 bond on July 13 through bond company Bad Boyz Bail Bonds and was released from the Beaufort County Detention…

The First Thing Your Insurance Company Does After an Accident Isn't Help You

July 13, 2026

Maybe your car is still on the side of the road. Your phone is in your hand, and the first call you make is to your insurance company. Insurance companies received about 7% more total complaints in 2025 than the year before, according to data from the National Association of Insurance Commissioners.

SWBC’s Joan Cleveland Reappointed to Texas Association of Life & Health Insurers (TALHI) Board of Directors

July 13, 2026

SWBC is proud to announce that Joan Cleveland, President and CEO of SWBC Life Insurance Company and Executive Vice President of SWBC Property and Casualty Insurance Company, has been reappointed to the Texas Association of Life& Health Insurers Board of Directors. TALHI represents life and health insurers across Texas and advocates for economic,…

Best’s Market Segment Report: U.S. Property/Casualty Sector Notches Strongest Performance in a Decade

July 13, 2026

The U.S. property/casualty industry capitalized on improved underwriting and pricing in 2025 to generate its best performance of the past decade, according to a new AM Best report. According to the report, the U.S. personal lines segment’ s underwriting profit almost quadrupled to more than $45 billion in 2025, while the commercial lines segment’ s profit more…

Area residents invited to flood risk workshop in Lisbon

July 11, 2026

Lawrence County residents are invited to learn about their flood risk and new flood maps at an open house hosted by the Federal Emergency Management Agency July 22 at Lisbon Town Hall. On April 10, FEMA released a preliminary Flood Insurance Rate Map for St. Lawrence County for the public to see and comment on. FEMA, the New York State Department of Environmental…

What's Working: Colorado homeowners insurance is among the most expensive in the US

July 11, 2026

Quick links: 5- years of insurer losses/profits| Reader poll: Expensive insurance| Denver plans for 10,000 jobs| Cash App's $1.7 M settlement with state| Aurora job fair. Colorado has adopted new laws and programs to address rising insurance costs and the scarcity of homeowners policies in risky areas. "To address the affordability challenges that we have in the…

Cops: No liquor means no liquor

July 11, 2026

Krista Jean Sturgis, 55, of the 200 block of Albee Road in Nokomis, was charged with DUI-fourth or subsequent offense, a third-degree felony; driving while license suspended; failure to have motor vehicle liability insurance; and refusal to submit to DUI testing. She's in the Sarasota County Jail on bond of $16,300. According to a Sarasota County Sheriff's Office…

Insurance Denials For Brand-Name Prescription Drugs Rose Sharply From 2018 To 2024

July 11, 2026

a-url= " https://www.eurasiareview.com/10072026-insurance-denials-for-brand-name-prescription-drugs-rose-sharply-from-2018-to-2024/" data-a2a-title= "Insurance Denials For Brand-Name Prescription Drugs Rose Sharply From 2018 To 2024">. A new study led by researchers at the Johns Hopkins Bloomberg School of Public Health and the American…

Insurers are dropping Washoe County homeowners. Here's why.

July 10, 2026

Their insurance carrier was pulling out of Nevada, citing the risk from wildfires and other disasters. The Millers, who had lived in their southwest Reno home for several years, said they were in good standing and their neighborhood is a designated Firewise community. But because their property is in the Mount Rose Highway corridor, where more and more houses are…

As wildfires burn across Colorado, here's an updated insurance breakdown for homeowners

July 10, 2026

With wildfires burning in western and southern Colorado, insurance agents like Emily Trujillo in Silver Cliff have seen an uptick in customer calls about their policies. But with Aspen Acres wildfire burning just 15 miles away from her office, Trujillo had to turn down a handful of folks hoping to buy new coverage. There are moratoriums due to the nearby…

Mile Auto Acquires The Insurance House, Creating One of the Southeast’s Most Diversified Technology-Enabled Auto Insurance Platforms

July 10, 2026

Mile Auto, Inc., an AI-driven managing general agent and pioneer in pay-per-mile auto insurance, today announced its acquisition of The Insurance House, Inc. effective as of July 1, 2026. With nearly $100 million in annual premium, the combined organization serves more than 55,000 policyholders and 1,600 independent insurance agencies across 10 states.

Take these steps during and after a hurricane

July 10, 2026

Now that we’ re into hurricane season, which runs from June 1 to Nov. 30, it’ s important to know what to do during and after the storm. As I said in a previous column, preparation is the key. Make sure you have adequate homeowners’ insurance and a flood insurance policy.

Home insurers profited big in '25

July 10, 2026

Last year was a good one for Texas home insurers. Statewide, rates increased by an average of 4.3% in 2025, according to the Texas Department of Insurance. Rates in Texas are among the highest in the country, largely because climate change is increasing the frequency and severity of storms.

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