New individual life premium hits record-setting $17.5B in 2025
Total new annualized premium exceeded $17.5 billion in 2025, up 10% year over year, according to LIMRA’s individual life insurance sales survey.
News, trends, sales data, and helpful peer advice for life insurance professionals, including insurance agents.
Total new annualized premium exceeded $17.5 billion in 2025, up 10% year over year, according to LIMRA’s individual life insurance sales survey.
Insurers remain optimistic about their investments going into 2026, despite heightened market uncertainty.
The day my father gave me a gift of peace, clarity, preparation – and love.
Securian Financial today announced the launch of FlexTech™, a new technology capability designed to make it easier than ever for affinity groups, including digital lenders and financial institutions, to embed protection products directly into their loan applications and other customer-facing digital experiences. Developed with Walnut, a modern…
When you open a retirement account or buy a life insurance policy, you’ re asked to name a beneficia1y. It might seem like just another form to fill out, but this simple step can affect your family’ s future. Many people don’ t give beneficiary designations much thought after signing the initial paperwork.
Proposed changes in how the Hong Kong Insurance Authority evaluates non-life insurers’ required capital levels around natural catastrophes and man-made risks, as well as offshore reinsurance business, could bolster this geographic market’ s position as a global reinsurance and risk management hub, according to a new AM Best report. The proposed…
As Tax Day approaches, Americans are increasingly worried about the effect of taxes on their long-term finances in retirement, according to the Q1 2026 Quarterly Market Perceptions Study* from the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America. The increase is largely driven by Generation X. More than three…
Lincoln Financial has been recognized by industry peers at the 2026 Intercompany Long-Term Care Insurance Conference for its longstanding leadership and innovation in the hybrid life/long-term care insurance market. “Being recognized at ILTCI is a meaningful honor and a reflection of the deep responsibility we feel to the families who rely on long-term…
AM Best believes that this could benefit the U.K. non-life insurance sector should there be a corresponding decline in claims inflation. Dale Kirby, senior financial analyst at AM Best and one of the outlook’s authors, added,“ The overall profitability of U.K. insurers has benefitted considerably from the elevated interest rate environment witnessed since…
Murray Giles Hulse died peacefully in Charlottesville on February 1, 2026, with family singing to him at his bedside. Murray was born in Elizabeth, NJ, to Stewart Harding Hulse and Katharine Jones Hulse on November 12, 1934. Soon after college graduation he began a career with Aetna Life Insurance Company that took him to Michigan, where he and his former wife…
Total new annualized premium exceeded $17.5 billion in 2025, up 10% year over year, according to LIMRA’s individual life insurance sales survey.
Maryland regulators fined Cigna Health and Life Insurance Company $80,000 and ordered it to stop reducing payments on certain doctor-billed services— a practice that could leave patients on the hook for more of their health care costs. A complaint from a MedChi representative in August alerted the Maryland Insurance Administration to Cigna "s policy of…
Insurers remain optimistic about their investments going into 2026, despite heightened market uncertainty.
AM Best has affirmed the Financial Strength Rating of A-, the Long-Term Issuer Credit Rating of“ a-” and the Vietnam National Scale Rating of aaa.VN of PVI Insurance Corporation. The outlook of these Credit Ratings is stable. PVI Insurance benefits from good financial flexibility, given its majority ownership by HDI V.a.G.
As rising costs continue to outpace wages, many Americans are cutting costs by prioritizing lower premium insurance benefits offered by their employers during open enrollment— often at the expense of long-term financial protection. According to Securian Financial’ s fourth annual workplace benefits study,“ The Affordability Trap: Why cheaper choices cost…
Zocks, the privacy-first AI assistant for financial advisors, today announced it is bringing its AI-automated operational and document intelligence capabilities to the life insurance market. Zocks is already in use exclusively at two of the three largest U.S. life insurance carriers. “Zocks speeds up our workflow after calls, letting us send emails and…
While the staff at the Department of Insurance can’ t help you probate a person’ s will, we can help you locate a lost life insurance policy. You can find the Lost Life Insurance and Annuity Service on the Department of Insurance’ s web page at: ncdoi.gov. Last year, the tool helped North Carolinians obtain $65.9 million in claims from life insurance policies that had…
New York Life, America’ s largest¹ mutual life insurer, today announced record financial results for 2025, reflecting the strength of its mutual structure, diversified business model, and disciplined capital management. Supported by this strong performance, New York Life declared a $2.8 billion dividend 4 to eligible participating policy owners, the…
The day my father gave me a gift of peace, clarity, preparation – and love.
Fort Worth, Texas— National Farm Life Insurance Company announced today that its Board of Directors has elected Dr. Dr. McGregor has served as a member of the company's Board of Directors since 2009 and succeeds J.D. Dr. McGregor previously served as President and Chief Executive Officer of NFLIC.
SBLI today announced that its popular EasyTrak Digital Term product just got even better. The Chronic Illness Rider allows eligible policyholders who meet rider criteria as certified by a physician to accelerate up to 50% of their death benefit, to a maximum of $250,000. “EasyTrak has always been about removing barriers and making life insurance simple,” said…
IUL remains one of the most misunderstood and often misrepresented products in our industry.
SWBC is proud to announce that Joan Cleveland, President and CEO of SWBC Life Insurance Company and Executive Vice President of SWBC Property and Casualty Insurance Company, has been appointed by the Texas Commissioner of Insurance to the Texas Life and Health Insurance Guaranty Association Board of Directors. Joan Cleveland, President and CEO of SWBC Life…
