When individual coverage health reimbursement arrangements launched in January 2020, they ushered in a new era of flexibility in employer-sponsored health benefits.
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An executive order issued by President Donald Trump in August encouraged U.S. regulators to make it easier for retirement savers to incorporate alternative assets into their portfolios.
It is true that future market returns are relevant to how these policies perform, but the bigger issue is the caps on the upside, which are typically set by the insurance carrier.
Several trends are on track to converge in 2026 and boost the perceived value of personal cyber coverage.
Although the lifetime exemption under the One Big Beautiful Bill Act is described as “permanent,” in Washington that means until the next presidential election cycle!
FAIR Plans were created in the 1960s as a temporary public policy response to a market failure.
The solution the industry needs now doesn’t require eliminating IUL. It requires fixing IUL.
What do these plans include and who are they for?
There has been a developing trend of cancers being diagnosed at earlier adult ages.
Pharmacy costs remain one of the toughest challenges in employer-sponsored health plans, and comprehensive federal reform is likely a long way off.
Establishing a successful and seamless succession requires time and skills.
Retirement spending strategies are rarely one-size-fits-all.
Back in the 1980s, Generation X was promised a tech-fueled future. The present reality is much different.
In the next decade, an advisor shortage is coming that insurance carriers cannot ignore.
While one state’s laws may apply to the interpretation of the insurance policy, another state’s laws could apply to the underlying claims against the insured.
The insurance industry doesn’t really have a seasonal ebb and flow, but the end of this year in particular has marked a flurry of conversations about planning.
The retirement planning ecosystem is undergoing significant shifts, from demographic changes and concerns of an aging population to economic instability.
Coverage litigation trends in U.S. federal courts since 2022 reflect a markedly different landscape from both the early COVID-19 years and the decade preceding them.
Annuities provide guaranteed payments regardless of market conditions.
Opportunities to leverage artificial intelligence across the insurance industry are growing at an unprecedented pace.
