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From the Field: Expert Insights

Health/Employee Benefits News RSS Get our newsletter

3 summer sales habits that build next year’s pipeline

14 hours ago Health/Employee Benefits News No comments.
Summer is a great time to build your sales pipeline. (AI-generated image)

For employee health and benefits sales leaders, this is not your quiet period.

Read more
August 6, 2026
Cuts to Medicaid could impact your client's ability to pay for long-term care (AI-generated image)

Financial planning could solve the looming Medicaid disaster

If policymakers want to ease the mounting pressure on entitlement programs, they should begin by helping more Americans incorporate long-term care into their broader financial planning.

August 5, 2026
Building your own software will set you apart. (AI-generated image)

The insurance distributor that builds its own software will win the next decade

When everyone claims the same edge, no one has an edge.

August 4, 2026
Benefit brokers must help their small-business clients by having smarter conversations with workers. (AI-generated image)

Supporting small businesses starts with smarter benefits conversations

Most employers want to invest in their people, but intention alone doesn’t solve for execution.

August 3, 2026
Why did the algorithm decline your client for coverage? (AI-generated image)

Declined by a machine? The end of the unexplainable no

For years, the technology ran ahead of regulation. That era is closing.

July 31, 2026
What is private equity's next play in the insurance world? (AI-generated image)

Private equity’s next play in insurance

How will PE firms originate and manage the next generation of long-duration assets?

July 30, 2026

What Colorado small businesses get wrong about cyber liability

Asking whether a business has cyber insurance is the wrong question.

July 29, 2026
Clients no longer have to choose between traditional long-term care insurance and self-funding. (AI-generated image)

LTCi innovations that protect your client’s independence

For too long, long-term care planning has been framed as a narrow choice between paying out of pocket or buying a traditional long-term care insurance policy.

July 28, 2026
Why AI belongs in your organizational chart (AI-generated image)

AI belongs on your organizational chart, and that’s a good thing

AI absolutely is going to take portions of your jobs. In fact, I believe it should.

July 27, 2026

When proof of insurance opens the door

Commercial leases, service agreements, municipal permits and vendor applications increasingly include insurance requirements before work begins.

July 24, 2026

Has your annuity been reinsured in the Cayman Islands? Here’s why it matters

A cautionary tale about what can go wrong when an insurer loses its financial footing

July 23, 2026

Advisors don’t have an annuity problem; they have an integration problem.

For 20 years, the retirement income debate has been framed as a product argument. That framing misses a deeper issue.

July 22, 2026

Opinion: We must clear the insurance industry’s name

My recent experience taught me that leaders in our industry can and will exploit systems intended to serve policyholders for their own benefit.

July 21, 2026
Image shows a graphic of a man pointing up
U.S. retail annuity sales reached a record $464.1 billion in 2025. (This image was created with AI)

The next growth phase in life/annuities depends on modernization

As the life and annuity market continues to grow, the next phase of that growth will depend on how well the industry modernizes the sales, service and back-office workflows that turn consumer interest into completed protection.

July 20, 2026

Savers vs. spenders: How money management attitudes impact financial confidence

By understanding behavioral drivers, individuals can create strategies to strengthen their financial health and align with long-term goals.

July 17, 2026

Mid-year benefits review: What employers miss before renewal

Mid-year is one of the most misleading periods in employee benefits planning.

July 16, 2026

Trust, technology and the future of claims

As artificial intelligence increasingly shapes life insurance operations, the industry faces a critical challenge

July 15, 2026

4 things every agent should know about succession planning

A new generation of industry leaders reshapes what succession planning can look like for independent insurance agents.

July 14, 2026

Diversification’s growing importance in retirement planning

Market volatility is now a persistent feature of the investment landscape rather than an occasional disruption.

July 13, 2026
Articial intelligence creates efficiency for carriers, disruption for agents (AI-generated image)

AI’s dual reality: Efficiency for insurers, disruption for agents

Artificial intelligence is no longer a buzzword reserved for technology conferences and corporate strategy decks.

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