When insurance availability tightens, the consequences move quickly beyond the policyholder.
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The traditional application process for life insurance often feels outdated compared to the seamless way people manage the rest of their financial lives.
Employer expectations around voluntary benefits are changing.
Medical bills are one of the leading reasons Americans raid their retirement accounts early.
Medicare’s regulatory framework was built for a version of retirement that no longer exists.
Generative AI has moved well beyond the margins of claims management and is now woven into everyday workflows.
Business as usual is no longer sufficient.
Taking steps to prepare an agency or brokerage before putting it on the market can increase its valuation.
Employers who are waiting for benefits costs to stabilize may be misunderstanding what is happening in the market.
GLP-1s are forcing the conversations about pharmacy benefits and stop-loss strategy.
Life insurance is increasingly being positioned as a living financial strategy.
A modified endowmnent contract isn’t inherently good or bad.
The economics are straightforward, and they’re ugly.
Something significant is happening in the life insurance market, and it is unfolding quietly.
Life and annuity carrier executives are concerned about a critical issue – the increasing cost of customer acquisition.
The convertible market has grown significantly in recent years, reflecting increased equity issuance and evolving corporate financing needs.
The key is learning how to strike the right balance between providing financial support and protecting long-term security.
It may be difficult to put a price on your independence, but you should at least know some of the costs.
As faith in institutions wanes, auto insurers can rebuild credibility and attract younger customers by shifting from brand-led advertising to creator-driven storytelling on platforms they own.
Life insurance has existed in the U.S. for generations, but the dynamics around purchasing it are changing.
