Opinion: We must clear the insurance industry’s name
My recent experience taught me that leaders in our industry can and will exploit systems intended to serve policyholders for their own benefit.
From the Field: Expert Insights
The next growth phase in life/annuities depends on modernization
As the life and annuity market continues to grow, the next phase of that growth will depend on how well the industry modernizes the sales, service and back-office workflows that turn consumer interest into completed protection.
Savers vs. spenders: How money management attitudes impact financial confidence
By understanding behavioral drivers, individuals can create strategies to strengthen their financial health and align with long-term goals.
Mid-year benefits review: What employers miss before renewal
Mid-year is one of the most misleading periods in employee benefits planning.
Trust, technology and the future of claims
As artificial intelligence increasingly shapes life insurance operations, the industry faces a critical challenge
4 things every agent should know about succession planning
A new generation of industry leaders reshapes what succession planning can look like for independent insurance agents.
Diversification’s growing importance in retirement planning
Market volatility is now a persistent feature of the investment landscape rather than an occasional disruption.
AI’s dual reality: Efficiency for insurers, disruption for agents
Artificial intelligence is no longer a buzzword reserved for technology conferences and corporate strategy decks.
The 3 things that shrink your Social Security income
The number everyone optimizes — your gross monthly benefit — isn’t the number that lands in your bank account.
Client relationships are tested when the storm hits
For millions of policyholders in storm-prone regions, the Atlantic hurricane season is when their relationship with their insurer is most likely to be tested.
How AI is removing the barriers to ICHRA adoption
Ninety-three percent of brokers anticipate that the adoption of individual coverage health reimbursement arrangements will increase over the next five years.
Why job boards are failing insurance agencies
For the better part of two decades, job boards were a default starting point for insurance agencies trying to recruit.
Who’s left holding the risk when insurers drop AI liability coverage?
When an AI system produces a faulty output, an infringing piece of content or a downstream business loss, the question of who pays has quietly changed.
Never stop learning: A lesson for the next generation of advisors
People who continue learning are better prepared to build the future.
Two disability policies, two purposes
Not only can business owners lose their personal income, but they can also lose the business they’ve spent years building.
State Farm’s agency overhaul: What distribution can learn
State Farm’s “Next Gen Good Neighbor” initiative delivers a message to life and annuity distribution leaders.
A new era at the Federal Reserve
Now that he has been confirmed by the Senate, Kevin Warsh will step into a role closely watched by world and business leaders.
The freedom to dream, the courage to build
The freedom to build something meaningful often comes with risk.
Why annuities are gaining traction with younger investors
For younger investors, the appeal is not necessarily guaranteed income decades down the road.
