From the Field: Expert Insights

By Jack Heintzelman As a financial planner, you’ve already achieved significant milestones. You hold licenses, designations, and possess years of…

Limited-pay life insurance is an appealing proposition to many clients.

What should agents know about the changes the Inflation Reduction Act brings, and what they could mean for drug costs in the U.S.?

The estimated 20% spike in auto insurance rates over the past year is impacting insurance agents significantly, as they are scrambling to retain clients who are reeling from these higher costs.

This new rule requires beneficiaries to deplete the account within 10 years of the owner’s death.

Life insurance policies are living in outdated legacy systems in need of replacement. At the same time, new policies are being issued and housed in those same systems.

The ability to create content that resonates with your audience is crucial for any business looking to increase visibility and drive growth.

Long-term care insurance is one tool advisors can recommend to ensure clients enjoy their retirement with peace of mind.

Clients may like the idea of permanent protection but the idea of paying forever can be a daunting proposition.

The Medical Debt Cancellation Act seeks to alleviate financial stress for Americans burdened by health care expenses.

Longevity risk gets a lot of attention, but the other side of the coin – the high probability of dying earlier than 95 – should also be discussed with clients.

The Connelly decision may generate questions about buy-sell agreements from clients and their tax and legal teams.

Climate change is disrupting our natural world, which will in turn disrupt many of our systems, including insurance.

The only thing that matters in a product launch is whether it drives the business measures you care most about.

As you embark on your well-deserved retirement journey, it’s crucial to safeguard your hard-earned savings from potential threats, including financial fraud.

Life settlements are often a source of misinformation and confusion for clients.

It’s important that cyber insurance covers as many risks as possible.

Telehealth is a game-changer in helping consumers access health care.

An HSA is a personal bank account that allows you to contribute and withdraw funds tax-free, but there’s a caveat.