How Medicare drug price negotiations could impact your clients
Not all Medicare Part D beneficiaries will benefit equally from drug price negotiations.
From the Field: Expert Insights
CrowdStrike: What to tell clients when a cyber event affects them
The CrowdStrike cyber event is another example of how clients depend on their advisors for calm and reason.
Unlocking Success as an early financial planner: Beyond the technical expertise
By Jack Heintzelman As a financial planner, you’ve already achieved significant milestones. You hold licenses, designations, and possess years of…
Limited-pay options for lifetime coverage
Limited-pay life insurance is an appealing proposition to many clients.
Will the Inflation Reduction Act change the way agents choose coverage for clients?
What should agents know about the changes the Inflation Reduction Act brings, and what they could mean for drug costs in the U.S.?
What’s causing rate hikes in auto insurance?
The estimated 20% spike in auto insurance rates over the past year is impacting insurance agents significantly, as they are scrambling to retain clients who are reeling from these higher costs.
Understanding inherited IRA rules for nonspousal beneficiaries under the SECURE Act
This new rule requires beneficiaries to deplete the account within 10 years of the owner’s death.
Life insurance policy administration: Five modernization best practices
Life insurance policies are living in outdated legacy systems in need of replacement. At the same time, new policies are being issued and housed in those same systems.
Content that connects: A pathway to business growth
The ability to create content that resonates with your audience is crucial for any business looking to increase visibility and drive growth.
How LTCi protects your client’s retirement plans
Long-term care insurance is one tool advisors can recommend to ensure clients enjoy their retirement with peace of mind.
How long is ‘forever’ when it comes to permanent life insurance?
Clients may like the idea of permanent protection but the idea of paying forever can be a daunting proposition.
Medical Debt Cancellation Act: Temporary relief but the root cause is still there
The Medical Debt Cancellation Act seeks to alleviate financial stress for Americans burdened by health care expenses.
Health-based actuarial longevity: The starting point for retirement planning
Longevity risk gets a lot of attention, but the other side of the coin – the high probability of dying earlier than 95 – should also be discussed with clients.
Lessons from the Connelly case on buy-sell agreements
The Connelly decision may generate questions about buy-sell agreements from clients and their tax and legal teams.
Commentary: Climate change is pressuring insurers
Climate change is disrupting our natural world, which will in turn disrupt many of our systems, including insurance.
Underwriting: Navigating the metrics maze
The only thing that matters in a product launch is whether it drives the business measures you care most about.
Safeguarding your retirement: Why and how to freeze your credit
As you embark on your well-deserved retirement journey, it’s crucial to safeguard your hard-earned savings from potential threats, including financial fraud.
Life settlements: 8 things clients should know
Life settlements are often a source of misinformation and confusion for clients.
The top three cyber policy gaps
It’s important that cyber insurance covers as many risks as possible.
