From the Field: Expert Insights

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

Insurance companies know all about assessing and managing risk for their customers, but they also must be capable of identifying the most urgent risks to themselves.

The two-bucket investment approach is a well-balanced strategy designed to provide both stability and growth.

Financial advisors and insurance agents have a unique opportunity to help federal employees who are being laid off..

Micro-captives are also known as 831(b) plans or small captive insurance.

Catalytic converter thefts surged to record highs across the United States in 2022.

High net worth individuals can face unique cyber risk exposures that demand specialized protection.

Navigating tax regulations is a complex process that is significantly affected by each client’s unique financial situation.

Recent advancements in artificial intelligence are helping insurers and auto repair shops accelerate processes and eliminate much of the excess back-and-forth negotiations required to resolve vehicle damage claims.

One key benefit of 10-pay plans is that premiums are guaranteed never to increase during the payment period.

These new models combine specialized solutions and tailored offerings to serve overlooked segments, such as gig and part-time workers, associations and businesses looking for new ways to address rising costs.

Advances in technology are producing better data, which leads to faster, more accurate and less invasive underwriting.

Succession planning can’t wait. Here is how to begin the process.

By combining human expertise with AI’s processing power, carriers can make progress in achieving a balance between efficiency and accuracy in underwriting.

Structural forces that could help the industry find new life.

When it comes to buying life insurance and annuities, very few consumers understand how the financial markets and interest rate environment impact the risks associated with their purchase.

All too often, advisors haven’t adequately addressed their own retirement. As the expression goes, the cobbler’s children often have no shoes.

The risks of ACA reporting mistakes are real.