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From the Field: Expert Insights

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April 9, 2025

In times of market volatility, FIAs make the difference

How fixed indexed annuities may help clients confidently stay the course.

April 8, 2025

Cross-selling LTD insurance to life insurance customers

Long-term disability insurance can provide essential financial security during challenging times.

April 7, 2025

How insurers can leverage agent insights to navigate disruption

Insurance companies can strengthen trust and improve outcomes by tapping into these valuable allies.

April 4, 2025

Tariffs, trade and taxes in the time of Trump

As tariffs are under greater consideration, let’s examine their historical significance and explore potential implications of new tariff measures.

April 3, 2025

Commentary: The US must reject Europe’s liberal insurance regulations

America is ceding its insurance regulation to international nongovernmental organizations that have crippled Europe’s insurance sector.

March 24, 2025

Tariffs threaten P/C insurers with rising costs, sinking margins

Tariffs mean higher costs for the materials needed for P/C repairs, further hurting the industry’s already tight profit margins.

March 20, 2025

Improving cancer outcomes: Risks and opportunities for the life insurance sector

Cancer research breakthroughs will have profound impacts on the life insurance industry.

March 19, 2025
Image shows the 4% figure.
Is the 4% Rule still in the retirement conversation?

The 4% Rule: A safe bet or a missed opportunity?

For decades, the 4% rule has served as a widely accepted guideline for retirees seeking to ensure their savings last throughout retirement.

March 19, 2025

Premium financing options for agency success

Premium financing can make insurance more accessible and affordable, while also boosting agency revenue.

March 18, 2025

Using retirement planning data to grow AUM in 2025

Advisors should lean into conversations with clients and prospects about a range of retirement planning scenarios.

March 17, 2025

Insurance and financial planning: The integrated approach for long-term success

Insurance and financial plans go hand in hand.

March 10, 2025

Lithium batteries and natural disasters: A dangerous combination

As the world braces for major weather events to increase in both intensity and frequency, insurers must take stock of the significant ramifications of lithium-ion batteries’ rising prevalence in homes across the country.

March 7, 2025

Will virtual-first oral care transform employee benefits in 2025?

Virtual-first oral care removes many of the barriers that prevent employees from seeking dental care.

March 6, 2025

Building your business with generative AI

The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.

March 5, 2025

The web of factors behind rising P/C premiums

Rising insurance costs are often blamed on climate-related disasters, but the reality is far more complex.

February 28, 2025

Determining tipping points for climate risk management

As climate change progresses, actuaries and insurance professionals require a method for identifying climate scenarios that could constitute a regime shift.

February 24, 2025

How insurers can take control of compliance before it controls them

Many insurers still struggle to keep up with compliance.

February 20, 2025

Whole life vs. term life: The great debate

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

February 19, 2025

Navigator program winds down – and that’s a good thing

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

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