From the Field: Expert Insights

For businesses that rely heavily on AI, particularly those with captive insurance companies, now is the time to examine these risks and consider how captives can close a widening protection gap.

We think current conditions more closely resemble those preceding the decline of the “Nifty 50” stocks in the early 1970s.

No one wants to think about the care they might require in the no-go years of retirement, yet most of us will likely require some sort of care in our elder years.

Many investors today are looking beyond the typical mix of stocks, bonds and mutual funds.

Key issues to be aware of as you navigate the claims process and seek an insurance settlement for flood damage.

Excellent communication requires crafting an experience built on clarity, trust and a genuine human connection.

Lost business doesn’t always come from dramatic service failures.

Steady, predictable income is often what drives financial decision making for some retirees – but not all.

Many FIAs today include volatility-controlled indexes, a feature that has drawn interest but also criticism.

The health benefit landscape is shifting. Here’s what to watch.

Life and annuity insurers continue to pursue an expanded universe of investment options to generate additional portfolio income.

As insurers face new growth pressures and rising consumer expectations, the role of the TPA is evolving.

Why financial advisors should start this conversation sooner than later.

If you’re still marketing the way you did five years ago — or even one year ago — you’re already behind.

These changes could increase waitlists, narrow eligibility and disproportionately affect recipients across the nation.

Could anything be more bipartisan than encouraging and supporting those providing care for loved ones?

As macro volatility, climate events and litigation risks continue to challenge pricing stability, insurers are responding with a sharper lens and rewarding the well-prepared.

Annuities are seeing record demand, and not just from the usual suspects. It’s a reflection of investors’ evolving priorities.

Through deeper data access, flexible plan design and a focus on member education, TPAs help employers strike a more sustainable balance between cost and care.