Key trends shaping the life insurance industry in 2024
Artificial intelligence is transforming the customer experience.
From the Field: Expert Insights
Buying life insurance is not like buying a new car
For many people, purchasing their first car and purchasing a life insurance policy are two major milestones on the road to adulthood.
How do you become a better financial educator?
Once you’ve got the knowledge and presentation skills down and are ready to take those skills to the next level, you need to determine how you best teach.
Will the Inflation Reduction Act make waves in other markets?
Non-Medicare clients won’t be impacted by the law. But can prices in one sector make waves in another?
How affluent individuals and families use PPLI for legacy planning
Private placement life insurance has emerged as a strategic tool for affluent individuals and families.
How Medicare drug price negotiations could impact your clients
Not all Medicare Part D beneficiaries will benefit equally from drug price negotiations.
CrowdStrike: What to tell clients when a cyber event affects them
The CrowdStrike cyber event is another example of how clients depend on their advisors for calm and reason.
Unlocking Success as an early financial planner: Beyond the technical expertise
By Jack Heintzelman As a financial planner, you’ve already achieved significant milestones. You hold licenses, designations, and possess years of…
Limited-pay options for lifetime coverage
Limited-pay life insurance is an appealing proposition to many clients.
Will the Inflation Reduction Act change the way agents choose coverage for clients?
What should agents know about the changes the Inflation Reduction Act brings, and what they could mean for drug costs in the U.S.?
What’s causing rate hikes in auto insurance?
The estimated 20% spike in auto insurance rates over the past year is impacting insurance agents significantly, as they are scrambling to retain clients who are reeling from these higher costs.
Understanding inherited IRA rules for nonspousal beneficiaries under the SECURE Act
This new rule requires beneficiaries to deplete the account within 10 years of the owner’s death.
Life insurance policy administration: Five modernization best practices
Life insurance policies are living in outdated legacy systems in need of replacement. At the same time, new policies are being issued and housed in those same systems.
Content that connects: A pathway to business growth
The ability to create content that resonates with your audience is crucial for any business looking to increase visibility and drive growth.
How LTCi protects your client’s retirement plans
Long-term care insurance is one tool advisors can recommend to ensure clients enjoy their retirement with peace of mind.
How long is ‘forever’ when it comes to permanent life insurance?
Clients may like the idea of permanent protection but the idea of paying forever can be a daunting proposition.
Medical Debt Cancellation Act: Temporary relief but the root cause is still there
The Medical Debt Cancellation Act seeks to alleviate financial stress for Americans burdened by health care expenses.
Health-based actuarial longevity: The starting point for retirement planning
Longevity risk gets a lot of attention, but the other side of the coin – the high probability of dying earlier than 95 – should also be discussed with clients.
Lessons from the Connelly case on buy-sell agreements
The Connelly decision may generate questions about buy-sell agreements from clients and their tax and legal teams.
