From the Field: Expert Insights

How life insurance leverages today’s market and tax environments for retirement planning purposes.

In a high-interest rate environment, using premium finance to purchase life insurance for death benefit purposes can be a strategic solution for estate planning, wealth transfer and business transition needs.

The Medicare landscape is continuously evolving. Here are some issues of note as open enrollment approaches.

High net worth clients often fail to understand the significant difference between what they paid for their home and the amount insurance companies require them to insure it.

Reconsider your alternatives for client retirement strategies.

Whole life insurance can serve as part of the foundation of a financial plan and a solid component of a client’s overall financial strategy.

Because of health care reform, most American workers will now pay more out-of-pocket for other people’s coverage (in current and future taxes due to the deficits and national debt, and interest on the national debt), than they will pay out-of-pocket for their own coverage.

For health insurance brokers working with group clients, it is crucial to have a comprehensive understanding of insurance benefits and utilization management practices, particularly for patients with serious and chronic illnesses such as cancer.

Cyber insurance has become a critical requirement for companies and organizations as rising cyberattacks lead to major financial losses and overall disruption.

Term life insurance can play a significant role in retirement planning.

Gig workers have a unique set of needs that life insurers must be able to need.

Benefits providers must innovate digitally to meet the changing needs of today’s workforce.

With hurricane season underway, now is the time for agents with multifamily property clients in hurricane-prone areas to assess exposures and prepare for what might come.

Captive insurance companies now play a pivotal role in enabling businesses to safeguard their assets while actively managing risks, unlocking untapped financial potential and securing a path to lasting success.

Investors are diversifying beyond stocks and bonds. How to use private placement life insurance.

Insurtech can make it easier for consumers to apply for and get approved for long-term care insurance.

Cyber insurance premiums have become far more costly with stricter requirements.

The viral popularity of large language models has led the insurance industry to take notice and contemplate how to incorporate it into their operations.

Individual life policies offer far more customization to suit the specific needs of each person.