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From the Field: Expert Insights

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March 7, 2025

Will virtual-first oral care transform employee benefits in 2025?

Virtual-first oral care removes many of the barriers that prevent employees from seeking dental care.

March 6, 2025

Building your business with generative AI

The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.

March 5, 2025

The web of factors behind rising P/C premiums

Rising insurance costs are often blamed on climate-related disasters, but the reality is far more complex.

February 28, 2025

Determining tipping points for climate risk management

As climate change progresses, actuaries and insurance professionals require a method for identifying climate scenarios that could constitute a regime shift.

February 24, 2025

How insurers can take control of compliance before it controls them

Many insurers still struggle to keep up with compliance.

February 20, 2025

Whole life vs. term life: The great debate

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

February 19, 2025

Navigator program winds down – and that’s a good thing

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

February 18, 2025

It’s time for the insurance sector to ramp up its cyber defenses

Insurance companies know all about assessing and managing risk for their customers, but they also must be capable of identifying the most urgent risks to themselves.

February 17, 2025

The two-bucket investment approach to making money last

The two-bucket investment approach is a well-balanced strategy designed to provide both stability and growth.

February 14, 2025

Federal employees: An emerging market for advisors

Financial advisors and insurance agents have a unique opportunity to help federal employees who are being laid off..

February 13, 2025

Why clarity on micro-captives benefits everyone

Micro-captives are also known as 831(b) plans or small captive insurance.

February 12, 2025

Has catalytic converter theft finally peaked?

Catalytic converter thefts surged to record highs across the United States in 2022.

February 11, 2025

Most high net worth individuals are digitally unprotected

High net worth individuals can face unique cyber risk exposures that demand specialized protection.

February 10, 2025

Help your clients navigate tax regulations

Navigating tax regulations is a complex process that is significantly affected by each client’s unique financial situation.

February 7, 2025

How AI improves interactions between insurers and auto body shops

Recent advancements in artificial intelligence are helping insurers and auto repair shops accelerate processes and eliminate much of the excess back-and-forth negotiations required to resolve vehicle damage claims.

February 6, 2025

Why 10-pay LTCi could be a smart move

One key benefit of 10-pay plans is that premiums are guaranteed never to increase during the payment period.

February 4, 2025

Health coverage redefined through innovative self-funded solutions

These new models combine specialized solutions and tailored offerings to serve overlooked segments, such as gig and part-time workers, associations and businesses looking for new ways to address rising costs.

January 15, 2025

AI: Speeding up the underwriting process

Advances in technology are producing better data, which leads to faster, more accurate and less invasive underwriting.

January 9, 2025

Start your succession plan today

Succession planning can’t wait. Here is how to begin the process.

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