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From the Field: Expert Insights

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July 1, 2025

Commentary: State Farm wildfire claims handling sparks regulatory scrutiny

California’s recent announcement of a market conduct examination into State Farm’s handling of wildfire claims should come as no surprise to anyone paying attention to policyholder complaints in recent years.

June 30, 2025

The case for bitcoin in Main Street investment portfolios

Bitcoin’s unique properties — diversification potential, inflation resistance and institutional momentum — make a compelling case for a modest allocation in client portfolios.

June 27, 2025

The retirement shuffle: How the industry can adapt

Market volatility, recession fears, tariff uncertainties and other macroeconomic factors are driving many investors to rethink their long-term retirement and financial plans.

June 26, 2025
Healthcare and insurance online, Health planning in retirement concept, Businesswomen check health insurance documents, Long-term options plan, All time, Hospital, Compensation, Medical expenses

12 steps to successful long-term care planning

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets.

June 25, 2025

Standing strong for independent contractors

The National Association of Insurance and Financial Advisors has always stood firmly behind the professionals who power Main Street, many of whom operate as independent contractors.

June 24, 2025

How smart contracts could redefine insurance for agents

The insurance industry is on the verge of a monumental shift, driven by the integration of blockchain technology and smart contracts.

June 17, 2025

How HR 1 supports Main Street Americans

Here’s how this legislation helps in four key areas: families, employers, health care and retirees.

June 16, 2025

Empowering Medicare Advantage enrollees with hospital indemnity plans

A hospital indemnity plan sometimes gets lost in the noise of all the options you’re encouraged to offer to clients.

June 13, 2025

On-demand pay: A benefit that helps drive employee retention

The challenge to make ends meet is taking its toll on the workforce.

June 12, 2025

Chronic SNPs: A growth opportunity during Medicare slow season

The Centers for Medicare & Medicaid Services anticipates that enrollment in Special Needs Plans will reach 7.2 million this year.

June 10, 2025

Why having a physical office is important to your business

Trust is built through experience, and that experience starts the second someone meets you.

June 5, 2025

How broker-dealers can lead the next evolution in financial advice

With today’s wealth management space becoming increasingly commoditized, broker-dealers need smart ways to grow and protect their business.

June 4, 2025

IRMAA: The shadow tax that can ambush retirement

This Medicare surcharge functions effectively as a stealth tax that can dramatically increase health care costs for higher-income retirees.

June 3, 2025

A turning point for TPAs: Opportunity meets oversight

For third-party administrators, the moment is full of promise. But it’s also a test.

June 2, 2025

Aligning product development with distribution strategy

Market consolidation and greater reliance on third-party distribution continue to provide distributors with greater negotiation strength, leaving insurance carriers with the challenge of assessing the value of those partnerships.

May 30, 2025

ICHRA: The 401(k) moment for health care

Like 401(k)s redefined retirement, ICHRAs shift responsibility while expanding choice.

May 29, 2025

How stagflation could impact the auto insurance industry

Stagflation is that worrisome economic state characterized by stubborn inflation, lackluster growth and rising unemployment.

May 28, 2025

Life insurance: Providing cash access and control

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash.

May 12, 2025

5 steps insurers must take to rebuild trust after natural disasters

Although insurers can’t prevent natural disasters, they can control how they engage with customers before, during and after.

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