Prepare your family and business for weather-related disasters - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
From the Field: Expert Insights
Property and Casualty News RSS Get our newsletter
Order Prints
October 5, 2023 Property and Casualty News
Share
Share
Post
Email

Prepare your family and business for weather-related disasters

By Steve Leasure

Natural disasters, accidents and unexpected emergencies can strike without warning, leaving families and businesses vulnerable to damage and disruption. To ensure the safety and well-being of your loved ones and the continuity of your business, it's crucial to have a well-thought-out emergency preparedness plan in place.

disaster
Steve Leasure

Here are some ways to prepare your family and your business for various weather-related disasters using the key tips provided.

Family preparedness

  1. Build an emergency kit

Having an emergency kit is the first step in preparing your family for disasters. This kit should contain essential supplies to sustain your family for at least 72 hours. Ensure it includes:

  • Water: One gallon per person per day for drinking and sanitation.
  • Food: Canned food, dried fruit, peanut butter and other non-perishables.
  • Medications: A 3-day supply of prescription medications and a first aid kit.
  • Supplies: Flashlight, radio, extra batteries, candles, hygiene items, warm clothes, blankets and specialty items for family members' needs.
  • Essential documents: Copies of driver's licenses, passports, birth certificates and other important documents.

 

  1. Pay attention to alerts

Stay informed by listening to local TV and radio for official disaster updates and instructions. Be aware of the difference between a “watch" and a "warning" and act accordingly.

 

  1. Know where to go

Familiarize yourself and your family with community evacuation routes and designated shelters. Have alternate routes and modes of transportation in mind in case of blocked roads or limited options.

 

  1. Have a communication plan

Establish a family communication plan to ensure everyone knows how to reach each other in different situations. Memorize essential phone numbers, email or text as needed for communication.

 

  1. Share your plan

Discuss your disaster preparedness plan with neighbors, schools, caregivers and employers to ensure everyone is on the same page.

 

  1. Prepare for all possibilities

Realize the potential loss of basic services and stock items like food, water and supplies to manage the situation if help is delayed.

Preparing for specific weather disasters

 

In addition to having a general emergency kit, there are some specific things you can do to prepare for specific weather disasters.

Tornadoes

  • If you live in an area that is prone to tornadoes, make sure you have a plan in place. Know where you will go if a tornado warning is issued.
  • A basement is the best place to go during a tornado. If you don't have a basement, find a room without windows, such as a bathroom or closet.
  • Stay tuned to local news and weather reports for the latest information on tornado warnings.

Fires

  • Make sure you have a fire escape plan for your home. Practice your escape plan regularly.
  • Install smoke detectors on every level of your home and test them monthly.
  • Have a fire extinguisher on every level of your home and know how to use it.

Floods

  • If you live in an area that is prone to flooding, know your evacuation route.
  • Have a plan in place for your pets and livestock.
  • Elevate your valuables to prevent them from being damaged by floodwaters.

Thunderstorms

  • If you see a thunderstorm approaching, take shelter indoors.
  • Avoid standing under trees during a thunderstorm.
  • Unplug all electronic devices before the thunderstorm reaches you.

 

Business preparedness

 

  1. Create an emergency action plan

Develop a documented set of procedures outlining how your business will respond to various emergencies, including hurricanes, fires, chemical spills, medical emergencies, floods, biohazards and crimes/trauma events.

 

  1. Conduct a risk assessment

Identify potential hazards in your workplace, evaluate their likelihood and potential impact, and work with experts to assess risks accurately.

 

  1. Develop emergency procedures

Based on the risk assessment, create detailed emergency procedures for each type of disaster, including evacuation, equipment shutdown and securing the workplace.

 

  1. Assign roles and responsibilities

Assign roles and responsibilities to employees who will implement the EAP. Ensure that employees are trained in emergency procedures.

 

  1. Establish communication protocols

Set up effective communication protocols that enable employees to communicate during emergencies, including establishing a chain of command and using emergency communication devices.

 

  1. Use emergency response mobile apps

Explore the benefits of mobile apps that can help you report and document emergencies effectively, ensuring a swift response from local restoration teams.

 

  1. Practice and review the plan

Regularly practice the EAP to ensure everyone understands their roles and responsibilities. Periodically review the plan to keep it up-to-date and relevant to the hazards in your workplace.

By developing a plan, you can protect your employees and customers, minimize property damage, and reduce business downtime.

 

Steve Leasure is vice president of operations at Rainbow Restoration, a Neighborly company. Contact him at [email protected].

 

© Entire contents copyright 2023 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.

 

No image

Older

Commentary: A thank-you to workers at care facilities

Newer

Country Mutual sued by policyholders for not sharing its profits

Advisor News

  • The overlooked retirement security risk that must be addressed
  • What advisors should know about hedge funds in retirement planning
  • Retirement control is top success measure for middle class, ACLI says
  • Industry groups applaud House passage of Financial Exploitation Prevention Act
  • Younger workers more likely to be eligible for a retirement plan after changing jobs
More Advisor News

Annuity News

  • MassMutual Ranks No. 100 on the 2026 Fortune 500® List
  • What’s fueling record annuity growth?
  • Jackson Named InvestmentNews 2026 Annuities Provider of the Year
  • State Farm’s agency overhaul: What distribution can learn
  • IRI, ACLI express support for CLEAR Forms Act
More Annuity News

Health/Employee Benefits News

  • HAFA praises bill to establish multifactor authentication for ACA enrollees
  • Corvese, Famiglietti bill to protect patients’ insurance rights signed into law
  • More Hoosiers go uninsured, resulting in higher emergency department usage
  • WA CARES FUND BENEFITS OPEN, LAUNCHING NATION'S FIRST PUBLIC LONG-TERM CARE INSURANCE PROGRAM
  • 16,000 new moms to benefit from expanded Medicaid coverage starting Wednesday
More Health/Employee Benefits News

Life Insurance News

  • Winged Keel Group Expands National Presence and PPLI Leadership, Welcomes SBSI, Inc. (dba NFP Insurance Solutions)
  • MassMutual Ranks No. 100 on the 2026 Fortune 500® List
  • 180-year Old New York Life Adds to Tokenized Funds
  • Never stop learning: A lesson for the next generation of advisors
  • Jackson Named InvestmentNews 2026 Annuities Provider of the Year
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

A MYGA for Clients Hesitant to Commit to One Long-Term Rate
First-year certainty. Annual rate updates. Get the CurrentRate® MYGA Sales Kit.

Elite Networking & Insights Await at the Event of the Year
The industry's premier conference for leaders driving what’s next in financial services.

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet