From the Field: Expert Insights

Advisors should lean into conversations with clients and prospects about a range of retirement planning scenarios.

Insurance and financial plans go hand in hand.

As the world braces for major weather events to increase in both intensity and frequency, insurers must take stock of the significant ramifications of lithium-ion batteries’ rising prevalence in homes across the country.

Virtual-first oral care removes many of the barriers that prevent employees from seeking dental care.

The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.

Rising insurance costs are often blamed on climate-related disasters, but the reality is far more complex.

As climate change progresses, actuaries and insurance professionals require a method for identifying climate scenarios that could constitute a regime shift.

Many insurers still struggle to keep up with compliance.

Should you buy whole life insurance to “be your own bank,” or should you buy term insurance and invest the difference?

Navigator program funding has been cut by $90 million. Here’s why I think that’s a good thing.

Insurance companies know all about assessing and managing risk for their customers, but they also must be capable of identifying the most urgent risks to themselves.

The two-bucket investment approach is a well-balanced strategy designed to provide both stability and growth.

Financial advisors and insurance agents have a unique opportunity to help federal employees who are being laid off..

Micro-captives are also known as 831(b) plans or small captive insurance.

Catalytic converter thefts surged to record highs across the United States in 2022.

High net worth individuals can face unique cyber risk exposures that demand specialized protection.

Navigating tax regulations is a complex process that is significantly affected by each client’s unique financial situation.

Recent advancements in artificial intelligence are helping insurers and auto repair shops accelerate processes and eliminate much of the excess back-and-forth negotiations required to resolve vehicle damage claims.

One key benefit of 10-pay plans is that premiums are guaranteed never to increase during the payment period.