From the Field: Expert Insights

Amid shifting landscapes, from geopolitical change to climate impacts, we predict the following key trends will shape the future of the industry.

Receiving an inheritance often comes with mixed emotions, grief and responsibility with a splash of financial anxiety. With all of these emotions in play, it is easy to make impulse decisions on how to use the money.

How fixed indexed annuities may help clients confidently stay the course.

Long-term disability insurance can provide essential financial security during challenging times.

Insurance companies can strengthen trust and improve outcomes by tapping into these valuable allies.

As tariffs are under greater consideration, let’s examine their historical significance and explore potential implications of new tariff measures.

America is ceding its insurance regulation to international nongovernmental organizations that have crippled Europe’s insurance sector.

Tariffs mean higher costs for the materials needed for P/C repairs, further hurting the industry’s already tight profit margins.

Cancer research breakthroughs will have profound impacts on the life insurance industry.

For decades, the 4% rule has served as a widely accepted guideline for retirees seeking to ensure their savings last throughout retirement.

Premium financing can make insurance more accessible and affordable, while also boosting agency revenue.

Advisors should lean into conversations with clients and prospects about a range of retirement planning scenarios.

Insurance and financial plans go hand in hand.

As the world braces for major weather events to increase in both intensity and frequency, insurers must take stock of the significant ramifications of lithium-ion batteries’ rising prevalence in homes across the country.

Virtual-first oral care removes many of the barriers that prevent employees from seeking dental care.

The business case of generative AI for the financial services profession is helping advisors speed up their processes to allow them to serve more clients with the same 24 hours in a day.

Rising insurance costs are often blamed on climate-related disasters, but the reality is far more complex.

As climate change progresses, actuaries and insurance professionals require a method for identifying climate scenarios that could constitute a regime shift.

Many insurers still struggle to keep up with compliance.