Level funding essentially packages together a self-funded plan with extensive stop loss coverage and a cash flow mechanism that significantly reduces employer risk.
It may be the ideal time for insurers to revisit their enterprise risk management programs and investment strategy, to ensure they are prepared for the next shock.
After years of mortality improvements, a slowing of life expectancy gains resulting from the COVID-19 pandemic has triggered uncertainty for life insurers and annuity providers.
How can you advise employers regarding the options available to assist in the repayment of student loan debt to augment employees’ financial well-being?