From the Field: Expert Insights

Summer is traditionally moving season in the United States, and that has insurance implications both for the people uprooting their lives, and for the insurance companies serving them.

Individual coverage health reimbursement arrangements have remained a hot topic since their inception in 2020, sparking enthusiasm, debate and most importantly, adoption.

California’s recent announcement of a market conduct examination into State Farm’s handling of wildfire claims should come as no surprise to anyone paying attention to policyholder complaints in recent years.

Bitcoin’s unique properties — diversification potential, inflation resistance and institutional momentum — make a compelling case for a modest allocation in client portfolios.

Market volatility, recession fears, tariff uncertainties and other macroeconomic factors are driving many investors to rethink their long-term retirement and financial plans.

The missing link in long-term care planning isn’t only about products or strategies, it’s about people’s mindsets.

The National Association of Insurance and Financial Advisors has always stood firmly behind the professionals who power Main Street, many of whom operate as independent contractors.

The insurance industry is on the verge of a monumental shift, driven by the integration of blockchain technology and smart contracts.

Here’s how this legislation helps in four key areas: families, employers, health care and retirees.

A hospital indemnity plan sometimes gets lost in the noise of all the options you’re encouraged to offer to clients.

The challenge to make ends meet is taking its toll on the workforce.

The Centers for Medicare & Medicaid Services anticipates that enrollment in Special Needs Plans will reach 7.2 million this year.

Trust is built through experience, and that experience starts the second someone meets you.

With today’s wealth management space becoming increasingly commoditized, broker-dealers need smart ways to grow and protect their business.

This Medicare surcharge functions effectively as a stealth tax that can dramatically increase health care costs for higher-income retirees.

For third-party administrators, the moment is full of promise. But it’s also a test.

Market consolidation and greater reliance on third-party distribution continue to provide distributors with greater negotiation strength, leaving insurance carriers with the challenge of assessing the value of those partnerships.

Like 401(k)s redefined retirement, ICHRAs shift responsibility while expanding choice.

Stagflation is that worrisome economic state characterized by stubborn inflation, lackluster growth and rising unemployment.