Developing a successful life insurance settlement business line
Here are critical steps and considerations for agencies and broker-dealers looking to develop a successful life insurance settlement business line.
From the Field: Expert Insights
Tech innovation will drive your wealth management practice to greater success
As you consider how you will invest in new digital solutions and technology in the new year, I suggest looking at these areas to help identify how you can continue to innovate in this disruptive market.
Health care sharing plans: Is there a better option?
Health care sharing plans have grown in popularity but there are some risks involved with them.
Retirement health care planning and Medicare premiums: Advisor takeaways for 2024
Medicare premium increases are among the health care costs that advisors must help clients budget for in planning for retirement expenses.
The power of life insurance in enabling tomorrow’s wealth transfer
Life insurance has the power to impact an aging population and its beneficiaries.
Long-term care insurance: What will it take to revitalize the marketplace?
No aspect of the insurance marketplace seems as fractured as the long-term care insurance market.
Commentary: The NAIC must get its house in order
NAIC is not a federal regulatory agency. If it were, it would be subject to the kind of oversight that is expected of such entities.
Where did Social Security come from?
Social Security and Medicare may have begun with the general intent of providing welfare and assisting older adults with inadequate income, but they morphed into an entitlement not always connected to being needy.
How California’s newly proposed property insurance rules are a step in the right direction
By loosening restrictions, California is finally taking a much-needed step in rehabilitating the property insurance market.
The Greenfield approach to PAS modernization in life insurance won’t solve all your problems
Although greenfield is smaller in scope than a traditional PAS modernization project and enables life insurance companies to start processing new business quickly, it’s not the solution to all your digital transformation roadblocks.
Most Americans overestimate life insurance costs while underestimating health risks
Life insurance isn’t bought with money, it’s bought with age and health status.
The retirement journey: Factors to consider when making a plan
Setting up a retirement plan is not as simple as putting aside a bit of extra money every month. It requires much more careful consideration of several factors.
Navigating the generational shift in insurance: the rise of new talent
The insurance industry is in the middle of a significant transformation: the retirement of the baby boomer generation.
5 tips to boost long-term care insurance sales
Selling LTCi can be challenging, but it is a vital component of comprehensive financial planning.
Dental benefits: 4 ways insurers are reimagining the landscape
Dental insurers are reimagining the way they do business to better serve consumers.
Help policyholders avoid cooking up claims this Thanksgiving
No one expects their Thanksgiving celebration to result in a call to the fire department or a trip to the hospital, so it’s important to remind clients of the common perils to look out for this Thanksgiving.
Better identity verification: The key to combatting the industry’s $300B fraud problem
Fraud and cyber-attacks in the insurance industry have risen dramatically over the past few years. Companies that deal in sensitive data must be prepared.
Fight fraud through ‘Know Your Financial Professional’ standards
Increasing fraud threats make it crucial for insurance companies and professionals to be on guard.
Level funding: an onramp to health plan innovation for fully insured employers
Level funding essentially packages together a self-funded plan with extensive stop loss coverage and a cash flow mechanism that significantly reduces employer risk.
