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From the Field: Expert Insights

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September 18, 2024
Image shows a graphic of a man tossing money in the air.
Sticking with the market through ups and downs can pay off in the end.

Greed, fear, and opportunity in turbulent markets

When the market drops by 5%, 10%, or even 20%, the natural instinct for many investors is to reduce risk, not increase it. This reaction, while understandable, can be detrimental to long-term financial success.

September 13, 2024

Retirement moves for millennials without savings

Retirement saving strategies for millennials who are late getting started with investing.

September 12, 2024

How to help clients cope with the inevitability of death

This is an opportunity for you to provide comprehensive support to your clients.

September 11, 2024

Flood insurance and condo associations: Dispelling 5 myths

Condominium associations may be unaware that they need flood insurance or have misconceptions about what it covers.

September 10, 2024

ERISA’s enduring legacy and the evolving impact on fiduciaries

ERISA outlines the responsibilities of fiduciaries, mandates employee dishonesty insurance and holds fiduciaries personally liable for breaches of their duties.

September 9, 2024

Help your business clients create an emergency response plan

Emergency management is a preplanned process for preparing for, mitigating, responding to and recovering from an emergency.

September 6, 2024

Copay accumulators are harming patients

Although insurer copay accumulator policies may vary slightly from state to state, they all inevitably increase patient harm.

September 5, 2024

Data migration and modernization myths debunked

Digital transformation is dependent on and driven by modernizing your data.

September 4, 2024

7 deliverables to expect from an insurer

Whether you’re an independent broker or a captive agent, you may have more leverage than you think with the insurers with which you’re aligned.

August 21, 2024

Planning for retirement beyond Social Security

Social Security was never intended to be the only source of income after retirement.

August 20, 2024

Life insurers depend on technology to stay compliant

Investing in the right product technology is crucial for insurers to maintain compliance while also adapting quickly to regulatory changes.

August 19, 2024

Amazonification has changed insurance marketing

Amazon has influenced nearly all our transactions – including shopping for insurance.

August 16, 2024
Image shows several generations of people gathered.
Connecting with younger generations is a crucial element of success.

Building authentic connections across generations

By Irene Stolte Clients from different generations and upbringings walk through my office doors every day. Some days, I meet…

August 15, 2024

Why insurers must maintain a personal touch in a technology-driven era

Insurers must adapt and evolve to meet policyholder’s changing needs and expectations.

August 14, 2024
Image shows a roiling sea and the word "IRA."
Roth IRAs contain important five-year rules.

Expertly navigating Roth IRAs: Benefits and five-year rule insights

Despite its numerous benefits, the Roth IRA comes with specific rules that can be confusing and are often interpreted incorrectly.

August 14, 2024

How auto insurers are leveraging advanced data scoring to provide more customized rates

The auto insurance industry is leveraging advanced data, analytics and data scoring to create more affordable, fair and personalized insurance packages.

August 13, 2024

STLDI plans banned in Illinois: What advisors must know

Illinois Department of Insurance banned short-term limited duration health plans as of Jan. 1, 2025.

August 7, 2024

Insurers in the crosshairs over AI

What New York State’s final insurance circular Letter on consumer data and AI-infused insurance underwriting and pricing tells insurers.

August 6, 2024

US deficits are unlikely to detract from fixed income’s appeal

U.S. deficits loom, and while that is a long-term consideration, we do not expect it to discourage insurers from adding to their fixed income exposure in the near-term.

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