ERISA’s enduring legacy and the evolving impact on fiduciaries
ERISA outlines the responsibilities of fiduciaries, mandates employee dishonesty insurance and holds fiduciaries personally liable for breaches of their duties.
From the Field: Expert Insights
Help your business clients create an emergency response plan
Emergency management is a preplanned process for preparing for, mitigating, responding to and recovering from an emergency.
Copay accumulators are harming patients
Although insurer copay accumulator policies may vary slightly from state to state, they all inevitably increase patient harm.
Data migration and modernization myths debunked
Digital transformation is dependent on and driven by modernizing your data.
7 deliverables to expect from an insurer
Whether you’re an independent broker or a captive agent, you may have more leverage than you think with the insurers with which you’re aligned.
Planning for retirement beyond Social Security
Social Security was never intended to be the only source of income after retirement.
Life insurers depend on technology to stay compliant
Investing in the right product technology is crucial for insurers to maintain compliance while also adapting quickly to regulatory changes.
Amazonification has changed insurance marketing
Amazon has influenced nearly all our transactions – including shopping for insurance.
Building authentic connections across generations
By Irene Stolte Clients from different generations and upbringings walk through my office doors every day. Some days, I meet…
Why insurers must maintain a personal touch in a technology-driven era
Insurers must adapt and evolve to meet policyholder’s changing needs and expectations.
Expertly navigating Roth IRAs: Benefits and five-year rule insights
Despite its numerous benefits, the Roth IRA comes with specific rules that can be confusing and are often interpreted incorrectly.
How auto insurers are leveraging advanced data scoring to provide more customized rates
The auto insurance industry is leveraging advanced data, analytics and data scoring to create more affordable, fair and personalized insurance packages.
STLDI plans banned in Illinois: What advisors must know
Illinois Department of Insurance banned short-term limited duration health plans as of Jan. 1, 2025.
Insurers in the crosshairs over AI
What New York State’s final insurance circular Letter on consumer data and AI-infused insurance underwriting and pricing tells insurers.
US deficits are unlikely to detract from fixed income’s appeal
U.S. deficits loom, and while that is a long-term consideration, we do not expect it to discourage insurers from adding to their fixed income exposure in the near-term.
Is continuing illiquidity in the life/annuity portfolio a cause for concern?
Conning sees life/annuity insurers continue to reach for yield through illiquid assets, such as mortgages and private placements.
Key trends shaping the life insurance industry in 2024
Artificial intelligence is transforming the customer experience.
Buying life insurance is not like buying a new car
For many people, purchasing their first car and purchasing a life insurance policy are two major milestones on the road to adulthood.
How do you become a better financial educator?
Once you’ve got the knowledge and presentation skills down and are ready to take those skills to the next level, you need to determine how you best teach.
