From the Field: Expert Insights

Three bills introduced in California’s legislature look to rewire the equations and calculus of risk, rates and payouts determined.

Structured credit has shifted over the past decade.

Maybe, but insurers can still take back control from climate risk.

The real threat to advisors today is not technology. It is indistinguishability.

Our industry must adapt to the changing lifestyles and needs of younger consumers

Mitigation is one way to reduce risk exposure.

When Congress passed the One Big Beautiful Bill Act (OBBB) in July, it promised stability.

While an expectation of a mass switching frenzy in the year ahead seems logical, the most relevant data says otherwise.

Clients are terrified of doing everything “right” and still running out of money.

With compelling use cases emerging across the life and health sector, the age of artificial intelligence is here.

The competition for experienced advisors is brutal.

Extreme weather is no longer an occasional disruption.

After several years of disruption, the insurance market shows signs of stabilization.

Last year proved to be a strong year in both the individual life and annuity markets. What will 2026 bring?

Why advisors are more important than ever in helping Americans plan for retirement.

Few pieces of legislation have sparked as much discussion as the One Big Beautiful Bill Act.

Although the U.S. is not officially in a recession, many consumers are already carrying the mental baggage of planning for one.

In today’s housing market, the ongoing rise in home insurance costs has introduced a new factor to the affordability equation.

The “One Big Beautiful Bill Act” didn’t just change tax rules or policy language — it changed how prospects feel.