From the Field: Expert Insights

Three key trends are expected to play a significant role in shaping the benefits landscape in 2026.

The successful sale of an insurance business starts with a strong valuation.

In-service rollovers currently provide active employees with the ability to move funds from a defined contribution plan into an individual retirement account without needing to leave their current employment.

Your health insurance plan likely includes other covered benefits and services you’re likely not aware of.

What holiday driving trends reveal about risk, claims and coverage gaps.

As the U.S. insurance industry flips the calendar to 2026, affordability has shifted from a rising concern over sky-high costs to a defining industry challenge.

Caregiving is shaping families in a powerful way.

Here is what this bill actually means for your prospects and how you — the advisor —can move the money to where it does the most good.

The insurance regulatory and risk landscape was demanding in 2025 — and all signs point to 2026 being even more complex.

As product sales continue to be sold through independent channels, carriers are increasingly reliant on distributors to push a broader portfolio of product offerings.

When people ask me what I see for life insurance and annuities in 2026, I always start here: Clients are tired.

The rise of “junk” policies and what consumers must know.

Many parents are looking for ways to build financial security for their children despite rising costs.

Current trends point to a meaningful uptick in annuity adoption in the coming year.

When individual coverage health reimbursement arrangements launched in January 2020, they ushered in a new era of flexibility in employer-sponsored health benefits.

An executive order issued by President Donald Trump in August encouraged U.S. regulators to make it easier for retirement savers to incorporate alternative assets into their portfolios.

It is true that future market returns are relevant to how these policies perform, but the bigger issue is the caps on the upside, which are typically set by the insurance carrier.

Several trends are on track to converge in 2026 and boost the perceived value of personal cyber coverage.

Although the lifetime exemption under the One Big Beautiful Bill Act is described as “permanent,” in Washington that means until the next presidential election cycle!