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From the Field: Expert Insights

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August 1, 2025

Communication: The difference between good and great agents

Excellent communication requires crafting an experience built on clarity, trust and a genuine human connection.

July 31, 2025

Catch hidden gaps that cost you clients

Lost business doesn’t always come from dramatic service failures.

July 30, 2025

Annuitization or income riders? Help clients make the right decision

Steady, predictable income is often what drives financial decision making for some retirees – but not all.

July 25, 2025

Why volatility control makes sense in FIAs

Many FIAs today include volatility-controlled indexes, a feature that has drawn interest but also criticism.

July 24, 2025

4 tough questions as renewal season approaches

The health benefit landscape is shifting. Here’s what to watch.

July 23, 2025

Private assets, alternatives gain ground in the L/A sector

Life and annuity insurers continue to pursue an expanded universe of investment options to generate additional portfolio income.

July 22, 2025

The strategic TPA: From cost center to growth engine

As insurers face new growth pressures and rising consumer expectations, the role of the TPA is evolving.

July 21, 2025

No one is too young (or too broke) for an estate plan

Why financial advisors should start this conversation sooner than later.

July 18, 2025

Harness AI for marketing success

If you’re still marketing the way you did five years ago — or even one year ago — you’re already behind.

July 17, 2025

The future of Medicaid waivers under the ‘big beautiful bill’

These changes could increase waitlists, narrow eligibility and disproportionately affect recipients across the nation.

July 16, 2025

The bipartisan kindness of caregiving

Could anything be more bipartisan than encouraging and supporting those providing care for loved ones?

July 14, 2025

Why 2025 rate stability belongs to the well-prepared

As macro volatility, climate events and litigation risks continue to challenge pricing stability, insurers are responding with a sharper lens and rewarding the well-prepared.

July 9, 2025

Demand for annuities: What’s driving it and what’s next

Annuities are seeing record demand, and not just from the usual suspects. It’s a reflection of investors’ evolving priorities.

July 8, 2025

The evolving role of TPAs in building health plans

Through deeper data access, flexible plan design and a focus on member education, TPAs help employers strike a more sustainable balance between cost and care.

July 7, 2025

Your back office could be dragging you down

Disconnected systems are inconvenient and quietly erode agencies’ efficiency, profitability and competitiveness.

July 3, 2025

Uprooting and moving: What are the insurance implications?

Summer is traditionally moving season in the United States, and that has insurance implications both for the people uprooting their lives, and for the insurance companies serving them.

July 2, 2025

How ICHRAs put downward pressure on health plan costs

Individual coverage health reimbursement arrangements have remained a hot topic since their inception in 2020, sparking enthusiasm, debate and most importantly, adoption.

July 1, 2025

Commentary: State Farm wildfire claims handling sparks regulatory scrutiny

California’s recent announcement of a market conduct examination into State Farm’s handling of wildfire claims should come as no surprise to anyone paying attention to policyholder complaints in recent years.

June 30, 2025

The case for bitcoin in Main Street investment portfolios

Bitcoin’s unique properties — diversification potential, inflation resistance and institutional momentum — make a compelling case for a modest allocation in client portfolios.

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