Estate planning 2.0: How ILITs can create liquidity
Irrevocable life insurance trusts provide liquidity when needed, and control over how wealth transfers stays intact.
The right strategy depends on context.
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How accelerated underwriting is transforming life insurance
Accelerated underwriting isn’t only a convenience, but it is a capital-efficiency play.
Turning 26 creates health care challenges for Americans
Turning 26 forces many young adults into one of the first major financial decisions they’ve ever had to make entirely on their own.
Setting the record straight on premium-financed IUL
This is not a funding strategy for the average policyholder.
How annuities can help protect retirees from financial scams
Scammers often pursue liquid assets that can move quickly.
The fiduciary standard for life insurance is here
Elevated standards of care in our industry are here to stay.
Living benefits: A better way to position life insurance
More people are now considering how a health event could affect income, independence and long-term financial stability.
AI is coming to Medicare claims
Artificial intelligence can process a prior authorization request in mere seconds, cross-referencing thousands of variables without fatigue.
Is life insurance through an employer enough?
When someone says, “I have life insurance through work,” that should signal the start of a conversation, not the end of one.
Smart annuity planning can benefit long-term tax planning
Financial professionals who can translate tax complexity into clear guidance bring real value to the individuals sitting across the table.
Overcoming price objections by reframing costs
The premium rarely stops the decision. The misunderstanding behind the premium does.
Following the fiduciary standard when discussing Medicare
Because Medicare decisions directly impact cash flow, risk exposure and retirement stability, you must adopt a fiduciary mindset.
Ethics and IUL: Tax-advantaged strategies for client success
IUL remains one of the most misunderstood and often misrepresented products in our industry.
How to elevate annuity discussions during tax season
Tax season creates a rare opportunity for engagement, making it the ideal moment to connect tax awareness with long-term income strategy.
Rethinking whether annuities are too late for older retirees
“I’m too old for an annuity” represents one of your greatest untapped opportunities.
IUL fits at the intersection of certainty and flexibility
Indexed universal life works best when its flexibility and long-term design are positioned with discipline and context.
Indexing the industry for IULs and annuities
Clients are terrified of doing everything “right” and still running out of money.
‘Cashing Out’: Film recounts how viatical settlements arose from AIDS crisis
Matt Nadel had to confront a lot of personal and ethical conflicts while making “Cashing Out,” a short film recounting the birth of the viatical settlement industry.
‘My life has been destroyed’: Dean Vagnozzi plots life insurance comeback
Once a top producer, Dean Vagnozzi became ensnared in a Securities and Exchange Commission investigation into Par Funding, found to be a Ponzi scheme. Now Vagnozzi is back.
