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October 16, 2025
Image shows Ricardo Lara and the California flag
California Insurance Commissioner Ricardo Lara wants to more tightly regulate the rate-review process. (AI-generated image)

Consumer groups blast plan to limit review of future California rate requests

California Insurance Commissioner Ricardo Lara has a plan to expedite rate reviews in light of State Farm’s experience following the devastating wildfires earlier this year.

October 15, 2025
Photo illustration of a woman as young and older, along with logos of John Hancock and MIT. Americans-fall-short-on-longevity-planning-new-Hancock–MIT-study-warns

Americans fall short on longevity planning, new Hancock–MIT study warns

Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.

October 15, 2025
Tariffs are making it more expensive to replace damaged or lost items such as toys, clothing or appliances (AI-generated image)

Tariffs drive contents claims higher for property/casualty insurers

Higher costs for consumer goods are impacting the cost of property/casualty insurers paying claims for contents of homes that are damaged or destroyed.  

October 14, 2025
Image showing two overturned cups labeled "Covered Costs" and one labeled "Oops!". Decline-in-LTC-insurance-intent-leaves-families-exposed-to-care-costs.

As interest in LTC insurance declines, families exposed to care costs

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.

October 14, 2025
Photo illustration of a hurricane with $187M superimposed, and a judge banging a gavel. Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates.

Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates

Judge voids $187M Hurricane Sally appraisal. The case could have ripple effects across the industry, tightening rules for appraisals.

October 13, 2025
Illlustration showing a worker jumping across a number of chairs, representing different jobs. Retirement-income-options-evolve-as-workers-job-hop.
Workers in the U.S. remain in one job for an average of five years before moving on to another. As a result, workers will experience a significant number of job changes over the course of their careers. (AI-generated image)

Retirement income options evolve as workers job-hop

The likelihood of employee turnover must be considered when looking at investment options.

October 13, 2025
Senior citizen fretting over retirement savings plan.

Catch-up contributions go Roth-only for older, high-income savers in 2026

One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.

October 10, 2025
Image shows the Connecticut flag and judicial scales.
A Connecticut court is considering relaxing the moratorium on PHL Variable policies. (AI-generated image)

PHL Variable policyholders share hardship tales while ripping moratorium

PHL Variable is now in the hands of Connecticut regulators, who are trying to sort out its finances while a moratorium on benefits remains in place.

October 9, 2025
Image shows some silhouetted people and the word, "Oversight."
Regulators are concerned about third parties in the sale of annuities.

Regulators near completion of guidance on compliance with annuity rules

More than a year after first circulating a draft guidance on compliance expectations for its best interest standard for annuity sales, regulators are nearing a final version.

October 9, 2025
Image shows the solhouette of a man and the words, "Industry Role."
Insurance commissioners frequently leave for high-paying industry jobs, critics note.

Switching Sides: Many ex-insurance commissioners go straight to industry roles

The cozy relationship between state insurance regulators and industry trade associations is concerning to many observers and watchdog groups.

October 8, 2025
Photo illustration showing a sad face emoji with the word "Trustworthiness." Health-insurers-get-low-marks-for-trustworthiness.

Health insurers face trust crisis, Forrester 2025 survey finds

Health insurers stand at a crossroads as a new study showed consumer trust in them is critically low.

October 8, 2025
Illustration of two members of Gen X looking very worried about their retirement. Most-Gen-Xers-doubt-theyll-be-financially-ready-to-retire
Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances. (AI-generated image)

Gen X seeks less financial advice even as retirement worries rise

Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances.

October 7, 2025

Swiss Re’s US CEO discusses excess mortality, long COVID and GLP-1 drugs

Mortality has become a topic of greater importance in the life insurance industry following the COVID-19 pandemic in 2020.

October 7, 2025
Image of senior citizen going over her bills with images of her regular living expenses, such as groceries, behind her. Where-are-seniors-most-likely-to-outlive-their-savings-and-why.
American seniors contend with a retirement crisis that could see many fall below the poverty line. (AI-generated image)

Where are seniors most likely to outlive their retirement savings — and why?

Will you outlive your retirement savings? What are the top five states where seniors are most likely to outlive their savings?

October 6, 2025
Image shows coins and the AT&T logo
A judge tossed a pension risk transfer lawsuit filed by ex-AT&T employees.

Judge tosses a pension risk transfer lawsuit filed by ex-AT&T employees

A Massachusetts judge accepted a recommendation Friday to dismiss a consolidated pension risk transfer complaint filed against AT&T Inc. and State Street Global Advisors last year.

October 6, 2025
Photo illustration of Calif. wildfires with Calif. state flag. Calif-wildfire-crisis-sparks-push-for-public-insurance-model.

Calif. wildfire crisis sparks push for public insurance model

As wildfires continue to drive up homeowners’ insurance premiums, California considers a transparent public catastrophe model.

October 6, 2025
Image showing combined logos for John Hancock and alitheia.

John Hancock transforms underwriting with Munich Re’s alitheia

John Hancock secret sauce behind a new strategy to boost its underwriting process? Munich Re’s rapid risk assessment platform, alitheia.

October 3, 2025
Image of an elderly woman facing retirement alone. More-older-Americans-face-a-solo-retirement. More than 16 million older Americans are aging alone, and 80% have not planned for household or health care assistance.
More than 16 million older Americans are aging alone, and 80% have not planned for household or health care assistance. (AI-generated image)

More older Americans face a solo retirement; are they prepared?

Older Americans are aging alone, and most have not planned for household or health care assistance.

October 2, 2025
Image shows the Bristol-Myers Squibb logo
A New York judge is allowing a lawsuit over a Bristol-Myers Squibb pension risk transfer deal to move forward.

Bristol-Myers retirees win round in lawsuit over $2B Athene annuity deal

Plaintiffs established a case that turning their pensions into Athene annuities pose a risk to their retirement earnings, the judge said Monday.

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