Geography Matters: Location plays key role in long-term care cost
Location is becoming a more significant part of the conversation when it comes to planning for long-term care costs.
Property/casualty sector to see strong premium growth continue
The property/casualty insurance sector will see strong premium growth continuing in 2025, according to Conning.
Excess mortality for 65+ adults dropping after COVID-19 peak
Excess mortality for Americans aged 65 or older dropped from more than 20% at the peak of the COVID-19 pandemic to only 1.3% in the past year – according to a new analysis from the Society of Actuaries Research Institute.
Client conversations: Words to use and words to lose
Conversations are the backbone of what financial professionals do with clients.
Prudential sees life, annuity growth; shakes up Japan operations
Prudential produced a big third-quarter jump in earnings with all of its businesses turning profits.
Cigna defends decision to end drug rebates amid record Q3 revenues
Cigna Group executives stood firm Thursday on eliminating drug rebates as the best route forward for the entire industry.
Balanced growth drives Lincoln Financial’s improved Q3 results
Despite missing Wall Street’s Q3 revenue expectations, Lincoln Financial experienced a significant turnaround from the same quarter of 2024.
AI & Algorithms: Reshaping portfolio checkups — and outsmarting risk
Tech-savvy insurance providers are using AI-powered algorithms to automate underwriting needs and moderate risk.
Federal Reserve cuts rates gain; Powell says Dec. cut ‘not a forgone conclusion’
The Federal Reserve wrapped up a two-day meeting Wednesday with a second consecutive quarter percentage point, or 25 basis points.
CVS Health exits poor markets and businesses, reports record Q3 revenues
Leaving the Affordable Care Act exchange, closing some Oak Street clinics and taking a $5.7 billion charge all have CVS Health on a much better financial path.
States lead effort to fix America’s long-term care crisis
States are stepping up to respond to the need for long-term services and supports in innovative ways.
UnitedHealth hiking rates, plans to shed 1M members in ’26 as profits rise
As CEO Stephen Hemsley nears six months back in control of UnitedHealth Group, the health insurance giant is executing the financial turnaround he promised.
Switching Sides: Advocates say NAIC effort on AI ‘devoid of any guidance’
The Model Bulletin on the Use of Artificial Intelligence Systems by Insurers is acceptable to the industry, but a bitter disappointment for consumer groups.
Family of dementia victim who jumped to his death settles with insurers over annuity sales
The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities.
Regulators hear pushback on proposal to hide RBC data
A public comment period ended on Thursday, with insurance regulators no closer to a final decision on a controversial proposal to limit the publication of risk-based capital [RBC] data.
Sink or Swim: Insurers must adapt in this era of change, Deloitte finds
Insurance companies are being challenged by climate change, artificial intelligence and many other pressues, Deloitte finds in its 2026 Global Insurance Outlook.
Globe Life income surges 38%; insurer sets goal of 28K exclusive agents
Despite repeated controversies and investigations, Globe Life just keeps on delivering strong earnings growth.
Milliman: Certain VA annuity surrenders doubled from 2022 to 2024
Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024.
LTCi makes a difference in family caregiving, study finds
Caregiving can be expensive and chaotic. Having long-term care insurance can make a difference in how families deal with caregiving.
