Most agents and advisors know the NAIC’s best interest model will change the face of annuity sales forever. It’s a ruling that Nick Randall, life and annuity marketing director for Western Marketing, believes his company has the perfect solution for…

With 52%1 of people turning 65 every day eventually needing some form of long-term care (LTC) in their lifetimes, en¬gaging clients in a conversation about unexpected, future health events should be easier. OneAmerica® can help you tackle these needs and help your clients prepare for potential LTC through asset-based long-term care solutions with features unavailable anywhere else.

Have you ever had a client say, “I’d like to put my money in a safe place, take withdrawals as needed during retirement, and pass on as much as possible to my beneficiaries”? It’s a common statement financial professionals often hear from clients, but finding a product that addresses these competing priorities has been a challenge — until now.

What if you could finally figure out your client’ financial needs for their secure financial future and, in doing so, create a million-dollar business for yourself? Jon Dault, founder of 360 Life Planning, has figured out a system that’s helping advisors do precisely that!

NetClaim’s unique solution for an aging industry could save carriers a fortune while skyrocketing customer loyalty.

Today fixed index universal life (FIUL) represents 25% of a $2.7 billion total life insurance market.1 With so much at stake, it pays to stay on top of how this product segment continues to evolve. With so much at stake, it pays to stay on top of how this product segment continues to evolve.

One of the main reasons most Americans work is to provide for our families. At its heart, life insurance protects the security our income provides in the event of an untimely death. Life insurance can be a financial lifeline for loved ones when a spouse or parent is lost.

When considering financial protection in retirement, most people want to keep it simple. In that spirit, Great American Life® now offers American LandmarkSM 3, a fixed-indexed annuity that features penalty-free access to the account value after only 36 months, minimizing one of the major apprehensions that many retired clients have about annuities.

As an innovator in the claims processing industry, Haywood Marsh has seen firsthand the impact that upgrading to digital contact centers can make on a company’s bottom line and reputation. In many cases, it reduces from a month to 30 minutes the amount of time it takes to analyze and process claims, all while putting an end to widespread fraud and wasted capital. Companies love it because they’re saving money; customers love it because it saves time and exponentially improves their experience.

In this exclusive interview with the Bill Levinson Experience podcast, Social Media Emperor Gary Vaynerchuk reveals how insurance agents can stay relevant and in front of prospects in today’s fast-paced world. You don’t want to miss this!

Legal & General America’s guaranteed level term series, OPTerm, meets the market need for a simple, straightforward, affordable protection product. With options for 10 to 40 years of coverage, OPTerm can accommodate the unique needs of clients at most stages of life. New 35- and 40-year term durations allow customers to purchase low-cost coverage that can last into retirement and beyond.

Women Empowering Financial Independence (WEFI) is empowering women in the insurance industry by helping them build their own businesses using the WEFI platform, which focuses on promoting financial literacy among women and girls. Using their unique playbook, WEFI is creating wildly successful entrepreneurs and hanging the face of the insurance and financial industries — literally. READ MORE.

Global Atlantic’s Wellness for Life rider gives owners of permanent life insurance policies discounts on in­surance costs if they visit the doctor at least once every other year and manage their weight within a range determined at the time they purchase their policy. While some were initially skeptical of consumer acceptance, Global Atlantic has issued more than 50,000 of these wellness riders since the program’s inception. Now, the rider is available on all eligible policies at no charge, making it even more attractive to consumers seeking to save on their life insurance policies.

Protecting families is Pacific Life’s business. And according to Brian Bulakites, national sales manager for their broad market channel, Pacific Life was missing out on one of the industry’s most underserved markets. That’s why they recently expanded their distribution to reach this key segment in groundbreaking ways.

What role do insurance incentives play in inspiring customers to live healthier lifestyles? Can life insurance companies actually move consumers toward better behavior? And if so, how? A July 2018 study commissioned by Global Atlantic revealed the answers to these questions and other interesting insights into the link between wellness and insurance habits.

Every day, insurance producers sell an intangible promise to individuals and businesses based, in part, on public ratings, the assurances of company representatives and branding prowess to help determine which companies are a “safe bet.” But how does an insurance buyer ultimately choose an insurer if the future is, by its very nature, unknowable?

Long-term financial planning strategies require a financial professional to consider the impact of a client’s death on loved ones. However, historically, financial professionals focused only on preparing the assets for the beneficiaries.

Today, the portion of the marketplace focusing on guaranteed death benefits is undergoing a shift toward providing more options and flexibility for policy owners. Global Atlantic’s new Lifetime Foundation ELITE IUL bridges that gap between flexibility and options on the one hand and strong death benefit guarantees on the other — because now you can do both.