Interest rates impact the assets that insurance companies hold on their balance sheets as well as the math behind many popular advanced sales concepts.
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3 approaches to educating clients in times of market uncertainty
As financial advisors, we know that nothing in this industry is guaranteed. However, we do understand the certainty of market uncertainty.
3 ways to add value to the retirement plans you serve
Managing 401(k) and other retirement plans allows you to own the entire financial relationship with your business owner clients and are a great additional revenue stream, since participants are adding money consistently with each paycheck.
The historic spike in mortgage rates instigated chatter across the country that the housing market is a bubble that will soon pop.
The 6 Best Stock Market Games To Teach Kids About Investing
Teachers can use an online stock market game to educate youth on how to start investing in one of the best income-producing assets and prepare them to build a solid financial foundation.
We cannot be everything to everyone. That’s an impossible feat, and it doesn’t serve ourselves or others well. Our aim shouldn’t be to try to mirror someone else – they’re already taken, and the world needs you.
Get Ready For The Fed To Hike Interest Rates
With its asset purchase programs fully winding down last week (the Fed was buying $120 billion a month of U.S. Treasury and mortgage securities), the Fed has signaled that it is ready to take the next step towards policy normalization.
Sticker Shock: Assessing The Real Cost Of Gas
According to the Energy Information Administration, the price of conventional gasoline has risen 57 percent in the past year, and consumers are feeling the squeeze.
How Emotional Connections Can Elevate Your Business
According to a 2020 MDRT study, 85% of Americans would be more likely to trust recommendations from human advisors who demonstrate emotional intelligence, or EQ.
11 Things To Know About Russia And Ukraine
Global stock markets are selling off hard after Russian military forces attacked a broad range of targets across Ukraine Thursday night while Russian President Putin vowed to replace Ukraine’s government. What does it all mean for stocks and the economy?
3 Tips To Refine Your Client Base For Deeper Relationships
We’re often overloaded with clients, which makes it difficult to cultivate strong, personal relationships with each one. When you have less time to meet with each client, there isn’t much room to build those deeper connections.
Three hot topics at once. Talk about efficiency! Beyond efficiency, though, I do think there is a fairly deep connection here—and one that is worth talking about right now.
Raising Interest Rates To Curb Inflation: What Could Go Wrong?
It’s part of the mandated job of the U.S. Federal Reserve to prevent inflation from getting out of hand – and lowering it back to its preferred pace of about 2%. To do that, the Fed has signaled it plans to raise interest rates several times this year.
Do Investors Want The Bengals Or Rams To Win?
The Super Bowl Indicator suggests stocks rise or fall for the full year depending on which conference wins the big game. Check out this LPL Financial explainer for a breakdown of the data.
3 Reasons To Rethink The ‘Buy Term And Invest The Difference’ Strategy
Why are some people either for or against whole life insurance? It’s not a religion. It’s not something you believe in or don’t.
Commentary: Your Annuity Clients Probably Want You To Be A Fiduciary
The punishment for not acting as a fiduciary when you should have done so is potentially catastrophic to your practice and your net worth.
More than a third of pre-retirees are very worried about running out of money in retirement, according to Secure Retirement Institute research.
Prudential Continues Product Shifts, Posts Strong 3Q Earnings
Prudential executives said individual life sales continued to be strong with higher variable life sales compared to the year-ago quarter, offset by lower sales of other policies.
Why Your Clients’ College-Age Children Need Health Care Directives
One way to begin financial planning conversations with the younger generations is for financial advisors to connect with their existing client base and encourage parents of college students to put health care documents in place for their children.
DOL Drops ‘Bomb’ On Advisors Who Give Advice To IRA Owners
In the Investment Advice PTE, effective since Feb. 16, 2021, the DOL announced that most recommendations to make a rollover are considered fiduciary investment advice.
