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Top Stories

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October 30, 2025
AI device seen against a background of data.

AI & Algorithms: Reshaping portfolio checkups — and outsmarting risk

Tech-savvy insurance providers are using AI-powered algorithms to automate underwriting needs and moderate risk.

October 29, 2025
Image shows the Congress and the words, "Rates Cut Again."
The Federal Reserve delivered a widely anticipated interest rate cut at the conclusion of its two-day policy meeting.

Federal Reserve cuts rates gain; Powell says Dec. cut ‘not a forgone conclusion’

The Federal Reserve wrapped up a two-day meeting Wednesday with a second consecutive quarter percentage point, or 25 basis points.

October 29, 2025
Image shows a CVS Pharmacy
CVS reports that third quarter total revenues increased to a record high $102.9 billion.

CVS Health exits poor markets and businesses, reports record Q3 revenues

Leaving the Affordable Care Act exchange, closing some Oak Street clinics and taking a $5.7 billion charge all have CVS Health on a much better financial path.

October 29, 2025

States lead effort to fix America’s long-term care crisis

States are stepping up to respond to the need for long-term services and supports in innovative ways.

October 28, 2025
Image shows the UnitedHealth logo
UnitedHealth Group revealed a bounceback third quarter.

UnitedHealth hiking rates, plans to shed 1M members in ’26 as profits rise

As CEO Stephen Hemsley nears six months back in control of UnitedHealth Group, the health insurance giant is executing the financial turnaround he promised.

October 28, 2025
Image shows the NAIC logo
The NAIC approach to regulating AI is an example of its too-close relationship with industry, critics say.

Switching Sides: Advocates say NAIC effort on AI ‘devoid of any guidance’

The Model Bulletin on the Use of Artificial Intelligence Systems by Insurers is acceptable to the industry, but a bitter disappointment for consumer groups.

October 27, 2025

Family of dementia victim who jumped to his death settles with insurers over annuity sales

The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities.

October 27, 2025
Image shows the words "RBC" being swept under a rug.
Regulators are considering a proposal to ban publication of RBC data in certain situations.

Regulators hear pushback on proposal to hide RBC data

A public comment period ended on Thursday, with insurance regulators no closer to a final decision on a controversial proposal to limit the publication of risk-based capital [RBC] data.

October 24, 2025
Image shows the year 2026
Changing customer expectations, broker consolidation and the importance of modernization are themes to watch in 2026, Deloitte reports in its new Global Insurance Outlook.

Sink or Swim: Insurers must adapt in this era of change, Deloitte finds

Insurance companies are being challenged by climate change, artificial intelligence and many other pressues, Deloitte finds in its 2026 Global Insurance Outlook.

October 23, 2025
Image shows the Globe Life logo
Globe Life celebrated strong sales in the third quarter.

Globe Life income surges 38%; insurer sets goal of 28K exclusive agents

Despite repeated controversies and investigations, Globe Life just keeps on delivering strong earnings growth.

October 23, 2025
Image shows the Milliman logo with the words, "Surrenders UP"
Milliman recently released the results of its two ongoing Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. (AI-generated image)

Milliman: Certain VA annuity surrenders doubled from 2022 to 2024

Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024.

October 22, 2025
Photo showing a patient and his caregiver. LTCi-makes-a-difference-in-family-caregiving.

LTCi makes a difference in family caregiving, study finds

Caregiving can be expensive and chaotic. Having long-term care insurance can make a difference in how families deal with caregiving.

October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

October 21, 2025
Image shows the Elevance logo
Elevance Health executives say the loss of ACA subsidies would have "a significant impact" on its clients in those plans.

Elevance Health rings in strong Q3, projects 2026 Medicaid decline

Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.

October 21, 2025
Photo illustration of a couple looking in shock at their medical bills. ACA-marketplace-shoppers-experience-sticker-shock.
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026. (AI-generated image)

ACA marketplace shoppers experience ‘sticker shock’

Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.

October 20, 2025
Illustration of a world map with shipping containers.
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect. (AI-generated image)

Tariffs fuel import surge but economic slowdown looms

U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.

October 20, 2025
Image shows an AI scene.
Life insurers are all in on artificial intelligence. (AI-generated image)

Life insurers rush to take advantage of AI’s potential

Artificial intelligence is finding a home in the insurance industry. Insurers are all-in on AI, but there are risks and regulation to be aware of.

October 17, 2025
Photo illustration showing a hand with a number 3 floating above it. 3-things-to-know-as-Medicare-AEP-is-here.
Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026. (AI-generated image)

3 things for consumers to know as Medicare annual open enrollment begins

Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026.

October 16, 2025
NAIFA is partnering with Connectiv to present Protectors Vegas 2026 (AI-generated image)

NAIFA looks to add ‘sizzle’ to annual conference for 2026

The National Association of Insurance and Financial Advisors is working with Connectiv, owners of Medicarians and the creators of InsureTech Connect and Manifest, to create Protectors Vegas 2026, a new event dedicated to advancing innovation and growth across the life and annuity landscape.

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