While Social Security is an important source of income in retirement, most Americans lack basic knowledge of the program and could risk misusing the benefit, according to the 2025 Annual Retirement Study from the Allianz Center for the Future of Retirement.
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Flat-fee 401(k) plans: A simple solution for small-business clients
Fall is here, and with it comes a rush of deadlines, budgets and year-end planning.
Tariffs fuel import surge but economic slowdown looms
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.
While shutdowns seem like Washington's problem, they can hit Main Street fast, particularly in the real estate market. For example, the IRS must verify borrower tax returns using the 4506- C form, and the Social Security Administration confirms Social Security numbers. If those systems are unavailable, many lenders simply can't proceed.FHA and VA loans are at…
Americans fall short on longevity planning, new Hancock–MIT study warns
Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.
EAU CLAIRE— While discussion is expected to continue on the budget approval for the City of Eau Claire, the release of the preliminary budget gives a prediction of what is on the table for 2026.. Although the city now looks to vote on a balanced budget for 2026, Hirsch said Eau Claire and many other communities have faced their own set of challenges.
As interest in LTC insurance declines, families exposed to care costs
The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.
Retirement income options evolve as workers job-hop
The likelihood of employee turnover must be considered when looking at investment options.
Catch-up contributions go Roth-only for older, high-income savers in 2026
One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.
Market ‘walking a tightrope’ as AI fuels gains
Stocks hit new highs in the third quarter and artificial intelligence is fueling much of those market gains.
How advisors can harness AI responsibly
The question is no longer if financial professionals should use artificial intelligence in their practice, but how.
Gen X seeks less financial advice even as retirement worries rise
Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances.
Nationwide Retirement Solutions has added a pooled plan solution to its RetireAssist suite.
Where are seniors most likely to outlive their retirement savings — and why?
Will you outlive your retirement savings? What are the top five states where seniors are most likely to outlive their savings?
More older Americans face a solo retirement; are they prepared?
Older Americans are aging alone, and most have not planned for household or health care assistance.
Government shutdown brings volatility, caution – and investor angst
In the face of a government shutdown, investors face a familiar but unsettling question: How should they approach the markets?
How advisors can use Financial Planning Awareness Month to win new clients
October is Financial Planning Awareness Month, an opportunity for advisors to engage with existing clients and attract prospects.
What CROPS are you sowing?
Identifying niche markets and distinct prospect demographics along with unique methods to serve them.
Determining how Social Security will impact your future finances is an important component of retirement preparation, and Gregory Ricks& Associates encourages individuals to stay informed of their benefit options as they make decisions leading up to retirement. "We want to make sure we have a discussion about it every year until an individual begins…
Alternative assets in retirement accounts: What’s next?
President Donald Trump signed an executive order in August that aims to expand 401(k) options to include private equity and other alternative assets.
