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Gregory Ricks discusses how Social Security benefits impact retirement planning

September 29, 2025

Determining how Social Security will impact your future finances is an important component of retirement preparation, and Gregory Ricks& Associates encourages individuals to stay informed of their benefit options as they make decisions leading up to retirement. "We want to make sure we have a discussion about it every year until an individual begins…

September 29, 2025
Illustration of a newspaper with the headline "Where to invest your money" with a street sign with many directions, including "stocks," "real estate," "mutual funds," etc. Alternative-assets-in-retirement-accounts-Whats-next

Alternative assets in retirement accounts: What’s next?

President Donald Trump signed an executive order in August that aims to expand 401(k) options to include private equity and other alternative assets.

September 25, 2025
Image of a person in a buisness suit sitting behind a pile of cash. What-to-know-about-serving-households-with-$5M-to-$10M-in-investable-assets.

What to know about serving households with $5M to $10M in investable assets

Households with $5 to $10 million in investable assets have a high comfort level with market volatility, a recent study finds.

Retirement confidence is high, yet many make financial mistakes

September 25, 2025

American workers are feeling more optimism about their retirement finances, but that optimism may be masking underlying risks.

September 24, 2025
Illustration showing an elderly couple surround be large stacks of coins. Why-having-access-to-a-retirement-savings-plan-matters.

Why having access to a retirement savings plan matters

The retirement savings gap and the increasing need for long-term care as the population ages are problems the U.S. cannot afford to ignore.

September 23, 2025
Image shows the Harvard website
A Harvard Business School alum is accused of targeting former classmates in a Ponzi scheme.

Indictment: Harvard grad preys on biz school alums for Ponzi scheme

A Harvard graduate who told investors he could time Warren Buffett’s investments to return huge profits was actually running a Ponzi scheme, authorities said.

September 22, 2025
Image shows a father and son going over finances
It can take time to build trust with Gen Z clients.

Tips for translating finance for the Gen Z client

No matter their age, everyone can benefit from financial education. Clients need context to better understand how our financial plan recommendations can help them reach their goals.

September 18, 2025

CFP Board lists six public policy priorities

CFP Board announced six key public policy priorities that will guide its work to strengthen the financial planning profession, expand access to competent and ethical financial advice, and protect the public.

September 18, 2025

Charitable planning can’t wait until 2026

As we approach the end of 2025, financial professionals face a pivotal opportunity to help clients maximize charitable giving strategies before key tax provisions change.

September 17, 2025
Image of stacks of coins with a large percent symbol, and a photo of Fed Chairman Jerome Powell. Fed-cuts-interest-rates-a-quarter-point-signals-more-to-come.
Federal Reserve cuts ratesby one quarter basis point, warning of slow job market as inflation stays stubbornly above target. (AI-generated image)

Fed cuts rates 25 basis points as Powell warns of cooling jobs market

Federal Reserve cuts ratesby one quarter basis point, warning of slow job market as inflation stays stubbornly above target.

Powell rolls the dice

September 17, 2025

Federal Reserve policymakers are in a tough spot as they meet this week. Even before President Trump pushed through new tax cuts, federal spending adjustments and tariffs, the economy was slowing. The One Big Beautiful Bill Act increases anticipated federal deficits a bit more than $300 billion a year, but Mr.

September 16, 2025
Image of a large percentage sign with a giant scissors ready to cut it. Markets eye Fed rate cut as Powell’s guidance takes center stage.
Markets eye Fed rate cut as Powell’s guidance takes center stage. (AI-generated image)

Markets eye Fed rate cut as Powell’s guidance takes center stage

The Fed faces a balancing act: offer enough stimulus with a rate cut to reassure markets without signaling panic or jeopardizing credibility.

September 15, 2025

Not all in Gen Z think alike about retirement planning

The cultural divide among Generation Z isn’t just political — it’s deeply personal.

NEW JOBS DATA REVISIONS SHOW HIGH INTEREST RATES MUST COME DOWN TO LET WORKING FAMILIES TAX CUTS SUCCEED

September 12, 2025

Nearly a million fewer jobs were created during the end of the Biden Administration, according to a recent report by the Bureau of Labor Statistics. If the Federal Reserve has been basing interest rate decisions on preliminary data from the Bureau of Labor Statistics, then American families who' ve suffered under high rates deserve a massive correction by the…

September 12, 2025
Illustration of members of the "Sandwich Generation" as the filling in a sandwich. Sandwich-Generation-strain-puts-retirement-on-hold-Allianz-warns

‘Sandwich Generation’ pressures derail retirement plans for millions, study finds

Americans who have both young children and aging parents are struggling to stay on track toward retirement and long-term financial goals.

More than 1/3 of adults delaying retirement

September 10, 2025

New York Life’s latest Wealth Watch survey reveals a growing “financial confidence gap” — the difference between where Americans feel they are financially and where they aspire to be.

Gen X is nearing retirement and feeling the squeeze

September 10, 2025

The oldest members of Generation X turn 60 in 2025 and many in the “middle child” generation find themselves hurtling closer to their retirement years with deep uncertainties about the state of their finances.

September 9, 2025
The Fed is pondering lower interest rates.

Trump’s dismissal of a Fed governor could redefine presidential power

The firing of Federal Reserve board member Lisa Cook isn't just about Lisa Cook- it's about presidential power. President Donald Trump's penchant to act first, ask later was on full display recently when he became the first president in American history to fire a member of the Federal Reserve Board. Before he fired Lisa Cook, President Trump had spent months…

September 5, 2025

Making connections with younger advisors

Connecting with millennial and Generation Z advisors requires a different approach than what may have worked in the past.

September 2, 2025
Image showing retiree looking very worried and concerned. Retirees fear tariffs, inflation costs will outpace Social Security benefits.
Retirees fear tariffs, inflation costs will outpace Social Security benefits

Retirees fear tariffs, inflation costs will outpace Social Security benefits

Concerns about global trade and tariff changes are adding to the financial pressures that many American retirees are facing.

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