As a growing number of retirees face steep increases in healthcare costs, many financial professionals are helping them incorporate healthcare expenses into their retirement planning.
Life moves quickly, and some valuable opportunities could be missed.
Sixty percent of retirees in the Employee Benefit Research Institute’s 2026 Retirement Confidence Survey said they retired before age 65.
Many financial professionals struggle to solve prospects’ problems — not because they’re poor listeners but because they’re not good at asking questions.
Wealth is determined by the habits you acquire during your early working years.
Advisors should be thinking not about whether clients can afford a loss, but whether they want to absorb that loss.
Life insurance can play a key role in a client’s financial plan, offering a source of liquidity that doesn’t depend on market conditions.
Retirement providers are investing in digital engagement as competition for retirement assets, rollovers and retention grows.
As some clients age, their financial advisors might take on the added task of helping them manage diminished mental capacity, which includes memory loss and poor financial judgment.
The House Financial Services Committee advanced the CLEAR Forms Act, an IRI-backed bill aimed at simplifying disclosures for certain annuity and insurance products.
Reviewing a financial plan starts with revisiting three core areas: income, expenses and savings.
Baby boomers relied on a combination of Social Security, personal savings and a pension. Gen Xers do not have the last leg of the retirement stool.
How can advisors best help clients understand the benefits and drawbacks of surrendering an annuity contract?
Among 401(k) plan participants in their 40s, those with student loan debt had median retirement account balances approximately 45% lower than participants without student loan debt, according to a new research report from the Employee Benefit Research Institute.
An increasingly younger percentage of Americans known as the “sandwich generation” faces more difficulty saving for retirement as they balance caring for their own young children and for aging parents.
School districts across Camden County are confronting a budget problem that is both familiar and difficult to control: employee health benefits are taking a larger share of the money available for classrooms, staffing and student programs. Collingswood School District health care spending rose from $4.74 million in 2020-21 to $7.33 million in 2025-26….
A client’s insurance needs can change at any time for a wide range of reasons. Advisors need to be alert and ready with solutions.
Generation Z isn’t sitting on the sidelines when it comes to their finances.
IRI is urging House Democratic Leader Hakeem Jeffries to include retirement-security proposals in Democrats’ affordability agenda.
The number of child-free couples in the U.S. is increasing rapidly, creating a niche market for financial planners interested in helping them set and achieve their financial-planning goals.
