Consumers can preview their options on HealthCare.gov

Starting today, HealthCare.gov consumers can preview their health care coverage options and see detailed information about 2024 health insurance plans and prices offered in their area ahead of the open enrollment period that begins Nov. 1.

Under the Inflation Reduction Act, nearly 15 million Americans are saving an average of $800 a year on their health insurance premiums, the Center for Medicare and Medicaid Services reported.

More people will continue to qualify for help purchasing health insurance coverage and premiums will remain stable for the third year in a row, CMS said. Four out of five HealthCare.gov consumers can continue to find a plan for $10 or less per month due to continued expanded financial assistance. 

Consumers who were previously ineligible for financial assistance—like families who previously found employer-based insurance unaffordable and people of modest income—now have access to lower premiums after tax credits. 

More choices and improved shopping tools

For the third consecutive year, consumers continue to have more choices of health insurance issuers. For plan year 2024, 96% of HealthCare.gov consumers have access to three or more health insurance issuers, up from 93% in plan year 2023.

Help and key dates

Consumers can get help filling out their application by calling the HealthCare.gov call center at 1-800-318-2596, with assistance available in 200 languages. The HealthCare.gov call center is open 24 hours a day, 7 days a week. Additionally, consumers can also find a local assister or an agent/broker in their area by visiting HealthCare.gov and selecting the “Find local help” option.

The Marketplace Open Enrollment Period on HealthCare.gov generally runs from November 1 to January 15. Consumers who enroll by midnight on December 15 (5 a.m. EST on December 16) can get full-year coverage that starts January 1, 2024. In 2024, January 15 is a federal holiday; accordingly, consumers will have until midnight Tuesday, January 16 (5 a.m. EST on January 17) to enroll in coverage. Consumers who enroll after December 15 but before the deadline in January will have coverage that starts February 1, 2024.

To view the Plan Year 2024 Marketplace Open Enrollment Fact Sheet for more information, visit: https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet