State Farm is paying customers $5 billion. See who’s eligible for money in WA

State Farm has begun issuing $5 billion in dividends to customers who held auto insurance policies with the company in 2025.

The company said 49 million customers across the United States will receive between 4% and 10% of their 2025 insurance bills back, depending on state regulations.

Payments average $100 per vehicle, State Farm said.

It’s the largest dividend in the Illinois-based company’s 100-year history.

State Farm is the largest car insurer in Washington state and 28 other states, according to data from the National Association of Insurance Commissioners.

Here’s what you need to know: Why is State Farm paying dividends?

State Farm is a mutual insurance company, meaning it is owned by policyholders rather than shareholders, so surplus funds are returned directly to customers.

The company credited its strong financial position and stronger-than-expected underwriting performance in 2025 for the dividend payments. State Farm did not break down payments by state Who qualifies for a dividend?

Anyone who held an eligible private passenger auto policy issued by State Farm Mutual Automobile Insurance Company in force at any point of time between Jan. 1, 2025, and Dec. 31, 2025, can receive a dividend, the company said.

Dividends that fall below a minimum processing cost threshold will not be issued. How do I receive my dividend?

Thousands of payments have already gone out, and the remainder will be issued in waves, State Farm said.

Customers with registered email addresses will receive emails inquiring about how they’d like to receive their payments.

Those without registered emails will receive a check by regular mail.

Call 1-888-808-9532 or contact your agent for more information.

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