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February 1, 2024
A senior man walking into a maze of health solutions and financial risk.

Navigating the maze of long-term care insurance

As the population ages and life expectancy continues to rise, the need for long-term care insurance has become increasingly evident.

February 1, 2024

Interest rates, rising demand driving annuity sales growth

More consumers are seeking protection and guaranteed income.

February 1, 2024

Your client is the executor. Now what?

Six ways advisors can help clients through the financial and emotional aspects of settling an estate.

January 31, 2024
Glamorous women walking, holding a cellphone, is surrounded by cash floating around her. Relationship-status-influences-womens-financial-behavior-mindsets.

Relationship status influences women’s financial behavior, mindsets

Changes in relationships can impact the financial behaviors and mindsets of women, according to a study recently released by Equitable.

January 31, 2024

What employer health plan fiduciaries must know about disclosure requirements

Employers now have specific requirements to publicly disclose information about their health plans. Some fear employers can open themselves up to class-action lawsuits brought about by employee plan participants for failing to adequately monitor health plan administrators and the reasonableness of health plan fees.

January 31, 2024
Image shows a letter with the SEC logo.
The Financial Services Institute says the SEC is leaning too far into regulation by enforcement.

SEC accused of ‘regulation by enforcement’ as critics on both sides circle

The Securities and Exchange Commission is getting heat from both investor and advisor groups this week over its regulatory strategies.

January 30, 2024
Image showing the Capitol building against a sky full of drifting bills, with the legend "Tax Reform Bill" superimposed. Congress-could-take-up-tax-reform-bill-soon.

Future of bipartisan tax bill in doubt

A bipartisan tax package had been expected to move through the House of Representatives this week, but some Republican congressmen are threatening to derail the measure over their concerns about the bill.

January 30, 2024
The image shows a dental chair.
NCOIL is considering a model law to cover dental medical loss ratio.

NCOIL panel adopts compromise MLR model for dental plans

A panel of state insurance legislators passed its own version of a medical-loss ratio for dental plans Friday, dubbed “Colorado-plus” by Del. Steve Westfall, R-W.V.

January 30, 2024

How insurers will serve personalized solutions across generations

Life insurers must take note of changing demographics by offering new solutions for new generations.

January 30, 2024
Illustration of an older woman looking worried, surrounded by the word "buy." Study-examines-hesitancy-around-buying-an-annuity.

Study examines hesitancy around buying an annuity

Study asks: If buying annuities is a good option for many retirees, why aren’t more people purchasing them?

January 29, 2024

2024 will be a historic election year around the world

Elections will take place in 50 countries this year as 4 billion people choose new leaders.

January 29, 2024

4 retirement fund withdrawal strategies for your clients to consider

Morningstar’s 2023 research suggests that 4.0% is the highest safe starting withdrawal rate for retirees spending from an investment portfolio, assuming a 90% probability of having funds remaining at the end of an assumed 30-year retirement period.

January 29, 2024
Image showing a young girl and and old man saving pennies into jars. Differing-generational-retirement-expectations-spur-personalized-strategies.

Differing generational retirement expectations spur personalized strategies

Differing generational expectations about when to retire are placing an increased focus on personalized investment strategies.

January 29, 2024
Image shows the year "2024" with a man's face in the background.
Annuity sales are hot, but regulation challenges loom.

DOL fiduciary rule would bring ‘massive change’ to industry, analyst says

While the Department of Labor fiduciary rule proposal might be a long ways from becoming settled law, it brings the potential for “massive” change to the industry, an labor lawyer said Thursday.

January 26, 2024
Image overlooking a large financial district with a rising graph, and the legend "Economic Outlook" with a thumbs up icon. Improving-indicators-raise-expectations-for-economic-outlook.

Improving indicators raise expectations for economic outlook

The economy outfoxed economists once again, with better than expected results possibly extinguishing the notion of an impending recession.

January 26, 2024
Image showing a group of Black women against a backdrop on cash. Solving-economic-insecurity-by-focusing-on-Black-women.

Solving economic insecurity by focusing on Black women

Black women continue to experience discrimination and disparity in employment and earnings, putting up barriers to their ability to attain a secure retirement.

January 26, 2024
Image shows the Pacific Life logo over a courtroom scene.
Pacific Life's motion to dismiss a lawsuit over its IUL policy was denied by a court this week.

Judge denies PacLife motion to dismiss lawsuit over IUL illustration

A judge denied a motion Wednesday by Pacific Life to dismiss a lawsuit brought by a Washington couple dissatisfied with a PDX indexed universal life policy.

January 25, 2024
SECURE

SECURE Act moving retirement readiness needle slowly

The SECURE Act is moving the needle forward on retirement security, but slowly and mainly for younger workers.

January 25, 2024
Image of The Hartford logo looming over a scene of Calif. homes that are flooded. The-Hartford-to-withdraw-from-Calif.-homeowners-insurance-market.

The Hartford to withdraw from Calif. homeowners insurance market

The Hartford announced it will cease writing new Calif. homeowners insurance policies starting next month.

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