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The rise of the ‘gray divorce’ insurance client

15 hours ago Top Stories No comments.
Image shows an older couple in the throes of a divorce.
About 36% of individuals are getting divorced later in life today. (AI-generated image)

A gray divorce, typically couples who are age 50 and older, can be one of the biggest financial transitions someone experiences.

Read more
19 hours ago
Even with insurance, medical bills can take you by surprise (AI-generated image)

Young and insured? You could still face thousands in medical bills

It only takes one unexpected injury or illness to derail your financial plans.

August 24, 2026
Image shows an active wildfire.
Wildfire smoke contains a complex mixture of chemical components. (AI-generated image)

Wildfire smoke, increasing in frequency, has implications for morbidity

As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health as smoking cigarettes.

August 23, 2026
Advisors must keep clients engaged in their IUL policies. (AI-generated image)

Record IUL sales don’t diminish the need for continued customer engagement

Record IUL growth is raising the standard for case design, consumer education and long-term policy service as financial professionals move through the second half of 2026.

August 21, 2026
Image shows a shadowy group of people.
Transitioning a business takes time and intentional steps over many years. (AI-generated image)

Succession planning: Building the future of your practice

Advisors would be wise to heed their own advice when it comes to planning for the transition of their business.

August 21, 2026
What impact will artificial intelligence have on claims payouts? (AI-generated image)

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked.

August 20, 2026
Image shows a piggy bank on a table.
There are several reasons why a widowed client might want to increase their life insurance policy. (AI-generated image)

From loss to security: Supporting widowed clients with life insurance

The loss of a spouse can shake a client’s emotional and financial foundation. That’s why a life insurance conversation is vital.

August 20, 2026
Image shows the NABIP logo
NABIP supports reforms that increase prescription drug affordability. (AI-generated image)

NABIP makes recommendations for prescription drug affordability

The National Association of Benefits and Insurance Professionals said it is ready to work with lawmakers to advance reforms that increase prescription drug affordability while strengthening Medicare’s long-term sustainability.

August 20, 2026
What lower Social Security payments in the future could mean for those who are saving for retirement now (AI-generated image)

Plan now for lower Social Security benefits later

Addressing the Trust Fund’s solvency shortfall will come with a cost for future retirees.

August 20, 2026
Image shows the Texas state flag.
How the Texas Windstorm Insurance Association calculated hurricane damages is the basis for a new lawsuit. (AI-generated image)

Homeowners accuse Texas windstorm insurer of secretly reducing claims

Plaintiffs, who seek class-action status, allege that TWIA and the adjusting firms secretly altered damage estimates after inspections.

August 19, 2026
The arms race in artificial intelligence could determine which companies are more attractive to M&A. (AI-generated image)

How the AI arms race could drive insurance M&A deals

The ability, or inability, of insurance companies to successfully adopt and scale artificial intelligence could be a driver of merger and acquisition activity over the next 12 months, said Mark Friedman, PwC partner and US insurance deals sector leader.

August 19, 2026
AI is freeing brokers to do what they do best (AI-generated image)

AI isn’t cutting broker jobs. Here is what it is doing instead

We are poised for a demographic shift that could leave millions of Americans without a broker or advice to help navigate a complex and costly insurance market.

August 19, 2026
Image shows the sign "Annuity Illustration" and cartoon people chasing money
State insurance regulators want to reinforce annuity illustration rules. (AI-generated image)

Industry pushes back on linking ‘financial strength’ to annuity illustrations

Regulators began looking harder at annuity illustrations this year after learning that some products were illustrating as high as 27%.

August 18, 2026
Insurtech is poised to take a leap forward (AI-generated image)

What’s next for insurtech? Industry leader shares insights

While the insurtech industry has primarily focused on leveraging artificial intelligence for automation, Dan Schuleman, founder and CEO of Qumis said the next step is figuring out how to use it as a “strategic weapon” of transformation.

August 18, 2026
Why you should discuss funeral preplanning with clients (AI-generated image)

The conversation almost no advisor is having yet

You built your practice on having the hard conversations everyone else avoids. This is simply the one you haven’t added yet.

August 18, 2026
Commercial insurance could benefit from AI agents trained to do legal work (AI-generated image)

Are lawyer-certified AI agents ‘the future’ of commercial insurance?

Qumis just released a suite of lawyer-trained artificial intelligence agents across 16 areas of insurance, a move cofounder and chief technology officer Shiv Sinha is calling “the future” of commercial insurance coverage.

August 17, 2026
Image shows Greg Lindberg
Greg Lindberg lost his bid to stay a $1.6 billion restitution award. (AI-generated image)

Court losses bring Greg Lindberg fraud victims closer to restitution

One-time insurance mogul and convicted fraudster Greg Lindberg saw more avenues to appeal a $1.6 billion restitution order close last week.

August 17, 2026
Alternatives to ACA coverage exist. (AI-generated image)

Rethinking ACA coverage in the wake of rising costs

Enrollment in the Affordable Care Act marketplace is down while premiums and out-of-pocket costs are up – a combination of factors that creates opportunities for brokers to provide clients with affordable plans that meet their needs.

August 17, 2026
The Centers for Medicare and Medicaid Services told agents about pre-enrollment verification requirements. (AI-generated image)

CMS tells agents to prepare for ACA open enrollment

Combatting fraud, waste and abuse in the Affordable Care Act marketplace remains one of CMS’ top priorities, an agency official told an agents’ association.

August 14, 2026
The property/casualty sector is seeing greater interest on the mergers and acquisitions front (AI-generated image)

PwC report: 2026 sees shift in M&A activity from life to P/C

The property/casualty side of the insurance industry saw an uptick in merger and acquisition activity during the first half of 2026, driven largely by carriers looking to “deploy excess capital,” according to PwC’s US Deals 2026 Midyear Outlook.

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