Couples often face a dilemma when only one spouse qualifies for long-term-care insurance coverage, leaving them on the financial hook to pay for the expenses that are associated with the LTC costs of the spouse who has not qualified for the product.
The rate environment has shifted, and not every product responds the same way.
AM Best has downgraded the financial strength ratings of two Advantage Capital Group insurers, citing deteriorating capital and other issues.
On the same day that the Trump administration placed a temporary moratorium on registering new agents to enroll consumers in Affordable Care Act coverage, the administration announced it is canceling ACA coverage for about 750,000 people.
New lawsuit alleges Delaware Life understated related-party investments and withheld key information from annuity buyers.
The four questions to help form a plan for aging independently.
Advisors should be thinking not about whether clients can afford a loss, but whether they want to absorb that loss.
A Charlotte man is facing 14 felony charges after North Carolina investigators accused him of using stolen identities and fraudulent…
The Centers for Medicare & Medicaid Services issued an interim final rule with comment period placing a temporary moratorium on new agent and broker registrations for the federally facilitated Affordable Care Act exchanges for the 2027 plan year.
Fourteen plaintiffs are suing State Farm and “associates,” alleging that the defendants had a duty to inform them of PHL Variable’s financial troubles.
Instead of waiting until January to begin prospecting, successful agents start planting the seeds now.
Life insurance can play a key role in a client’s financial plan, offering a source of liquidity that doesn’t depend on market conditions.
Retirement providers are investing in digital engagement as competition for retirement assets, rollovers and retention grows.
As some clients age, their financial advisors might take on the added task of helping them manage diminished mental capacity, which includes memory loss and poor financial judgment.
As more insurers limit GLP-1 coverage to patients for weight loss only, employers are searching for ways to preserve access for weight loss alone.
The House Financial Services Committee advanced the CLEAR Forms Act, an IRI-backed bill aimed at simplifying disclosures for certain annuity and insurance products.
Reviewing a financial plan starts with revisiting three core areas: income, expenses and savings.
In its own 32-page lawsuit, the A-Cap insurers accuse Wise of a prolonged and failed campaign to punish the companies.
Ask what stops an attack, not what sees one.
