Zinnia today announced the addition of a pre-configured fixed indexed annuity chassis with support for guaranteed lifetime withdrawal benefits, further accelerating carriers’ speed to market.
Redefining life insurance for a new era of trust and protection
Life insurance has existed in the U.S. for generations, but the dynamics around purchasing it are changing.
Younger investors turn to ‘finfluencers’
Young investors may seek out finfluencers because they feel more connected with them in terms of their background, age or life situation.
Using digital retirement modeling to strengthen client understanding
The complexity of retirement planning creates uncertainty for many. They may have significant savings but struggle to visualize what those assets actually mean for their future.
NAIC regulators debate the scope of AI guardrails
State insurance regulators are at the implementation phase of guidance on artificial intelligence, following broader adoption of a model bulletin.
Life insurance premium surges, but coverage is still falling short for many
Despite individual life insurance new annualized premium surging 10% in 2025, the fourth record-setting year in the past five, just…
LTD claims: What advisors and clients must know
Disability insurers evaluate risk at two critical points: before issuing a policy and after a claim is filed.
Market factors or government policies? Opinions differ on lowering drug costs
One of the few opinions that Americans across the political spectrum agree on – prescription drug costs are too high. But what can be done to lower those costs? That’s where opinions differ.
Health insurers used hidden online tracking tools, lawsuits allege
In less than a year, four claims filed against major health insurers allege the companies used hidden tracking tools on their websites to record users’ most sensitive health queries in real time, then transmitted that data to third-party firms.
Two lessons career changers wish they knew before starting the CFP journey
Changing careers has a way of making you feel like you’re starting from zero.
Life insurance tips: 5 underwriting concerns for clients living abroad
Advisors are increasingly asked how to structure life insurance for those whose careers, families, and finances span multiple countries.
The rise of deductible insurance
Why the next innovation will make coverage work again.
Prudential extends Japan sales ban another 6 months at a total $1B loss
Prudential of Japan is not ready to resume sales after a 90-day ban following widespread misconduct, Prudential Financial CEO Andy Sullivan said Tuesday.
Life insurance for gig economy power earners: what advisors need to know
Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.
Using AI to elevate people, products and decisioning
Adopting agentic AI should be a top priority for any industry player serious about long-term success.
Industry objects to ‘tone and tenor’ of draft NAIC Annuity Buyer’s Guide
Industry trade groups are raising concerns about tone, timing and usability as work continues on a revised annuity buyer’s guide.
Index-linked products have become the primary growth engine for the life insurance and annuity industries, setting multiple consecutive sales records…
6 in 10 Americans struggle with financial decisions
Only 40% of Americans are extremely or very confident in their ability to make and execute financial decisions, according to a Corebridge Financial survey.
Annuity industry grapples with consolidation, innovation and planning shifts
Consolidation among distributors, evolving technology and changing consumer expectations are reshaping how annuity products are developed and sold, a LIMRA panel agreed.
