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December 1, 2023

Advisors play critical role in retirement planning

Research indicates that working with a financial advisor correlates with more positive retirement experiences.

December 1, 2023

Investors bullish on AI as a financial advisor tool

Financial advisors believe that generative AI — as it develops and matures — could be a game changer.

December 1, 2023

Changing exemptions for life insurance sales in qualified plans

What two prohibited transaction exemptions will mean to advisors and clients.

December 1, 2023

Why one size doesn’t fit all in life insurance

As consumer needs have changed, the life insurance industry responded by creating new products.

December 1, 2023

Financial security for all, not some

There are serious concerns about the rise of the regulatory state and the impact it will have on an already challenging compliance burden.

December 1, 2023

Financial security challenges require united efforts

The merger of NAIFA, the Society of Financial Service Professionals and Life Happens is one way of addressing the financial challenges American consumers face.

December 1, 2023

Not all annuities are equal: Answers to client questions

Helping clients find the annuity that best meets their needs.

November 30, 2023
Image shows the Department of Labor logo with the letters "FIAs" in front.
The DOL specifically singled out fixed indexed annuities when announcing its new fiduciary proposal.

DOL fiduciary proposal applies ‘major hammer’ to bad advice, panel says

A closer look at the 494-page fiduciary rule reveals the potential for severe penalties for any failure to adhere to the fiduciary standards, say lawyers from Groom Law Group.

November 30, 2023
Image of charts and graphs showing growth, with the image of a rocketship blasting off, superimposed.

RILAs fuel strong third-quarter annuity sales, LIMRA reports

For the second consecutive quarter, registered indexed-linked annuity products set a new record with $12.6 billion in sales.

November 30, 2023

How California’s newly proposed property insurance rules are a step in the right direction

By loosening restrictions, California is finally taking a much-needed step in rehabilitating the property insurance market.

November 30, 2023
KKR says owning 100% of Global Atlantic will help the company hit higher profit goals.

Full acquisition of Global Atlantic driving massive growth plan at KKR

KKR’s deal to acquire the remaining 37% of Global Atlantic Financial Group is part of a larger plan to power up the investment firm’s overall earnings, executives said Wednesday.

November 29, 2023
Cigna Humana

Cigna, Humana rumored to be in merger talks

Cigna and Humana are rumored to be in talks to merge after reports earlier this month that Cigna was exploring a sale of its Medicare Advantage business.

November 29, 2023
The words Health Care repeated in a variety of colors.

Three trends driving cost hikes for employer-based health care

Health care cost increases are driven by inflation, increased usage and prescription drug costs.

November 29, 2023
Image with the word "Deal" in bright lights with the logos for KKR and Global Atlantic Financial Group superimposed.

KKR buys out minority Global Atlantic shareholders in $2.7B deal

KKR resolved lingering liabilities with Global Atlantic Financial Group minority shareholders by purchasing the remaining 37% of the insurer for $2.7 billion.

November 29, 2023

The Greenfield approach to PAS modernization in life insurance won’t solve all your problems

Although greenfield is smaller in scope than a traditional PAS modernization project and enables life insurance companies to start processing new business quickly, it’s not the solution to all your digital transformation roadblocks.

November 28, 2023
Image shows an hourglass with pictures of the environment at the top.
Insurers are facing rising demands for climate data, along with equally rising losses from natural disasters.

NAIC expected to vote on climate strategy as data collection continues

As federal officials continue to push for more detailed climate data from insurers, state regulators are emphasizing climate concerns during this week in Orlando.

November 28, 2023
wellness

Wellness vs. distraction: Tips to manage your thoughts

Wellness has six dimensions and we must pay attention to all of them if we are to attain focus.

November 28, 2023
Image of Wall Street bull standing amid images of Congress with a large American flag in the sky.

Survey finds investors worried about 2024 election impacts

Nearly half of investors surveyed believe the 2024 elections will have a bigger impact on their retirement than market performance,

November 28, 2023

Most Americans overestimate life insurance costs while underestimating health risks

Life insurance isn’t bought with money, it’s bought with age and health status.

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