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March 1, 2024

Why benefit brokers should think like human capital managers do

Simply enrolling workers in coverage isn’t enough. Brokers must understand and address workers’ pain points.

February 29, 2024
Image shows the Zinnia and Ebix logos, with the phrase "Let's Make a Deal" overhead.
Zinnia is ready to grow now that it is acquiring the life and annuity assets formerly held by Ebix, Inc.

Armed with Ebix life/annuity assets, Zinnia expands its market presence

With private equity backing and fresh life and annuity assets, Zinnia is making its move in the market, CEO Michele Trogni said.

February 29, 2024
Image of laptop on a desktop displaying the Lemonade website logo. After-throttling-back-in-2023-Lemonade-to-push-growth-to-reach-profitabily.

After ‘throttling’ back in 2023, Lemonade to push growth to reach profitability

After intentionally “throttling” growth in 2023, executives at Lemonade say they expect to accelerate its growth plans by a factor of three.

February 29, 2024
Image of NAIC logo against a backdrop of a financial business district skyline with a lot of greenery. NAIC issues policies, but not regulation, on ESG investments.

NAIC issues policies, but not regulation, on ESG investments

NAIC issues ESG insurance sector policies, an expanding metric to grade insurers’ underwriting, investing, or other business decisions.

February 29, 2024

Finding success in the HNW personal lines market

Many independent insurance agents find entering the high net worth personal lines sector appealing but often are unsure how to initiate this transition.

February 28, 2024
Illustration shows a Senate hearing room in action.
Illustration of senators debating. Wednesday, a Senate committee debated the causes and fallout from the retirement savings crisis.

Bernie Sanders leads Senate debate on retirement crisis, policy

A Senate committee agreed Wednesday that retirement security is a major crisis facing Americans, but disagreed on virtually every detail about the causes and potential solutions.

February 28, 2024

(What’s so funny ‘bout) embracing the future with women, wealth and understanding?

A significant trend is emerging: the increasing financial influence women are having in the market.

February 28, 2024
Image of young professionals pictured in many business settings. Financial-services-careers--More-than-math-and-sales.

Financial services careers: More than math and sales

A career in financial services is more than math and numbers and sales, a panel said at a recent symposium.

February 28, 2024
Middle-aged couple looking over papers and appearing worried. More-Americans-forced-to-make-dire-decisions-amid-soaring-insurance-rates.

More Americans forced to make dire decisions amid soaring insurance rates

In the face of escalating home and insurance prices, more Americans are going to new lengths to afford their premiums.

February 27, 2024

How AI and information tech are disrupting life insurance advisors

In recent years, robo-advisors and AI-powered algorithms have grown in popularity because they provide automated investment advice and portfolio management at a cheaper cost.

February 27, 2024
Image showing small humanoid game pieces standing atop "giant" jigsaw puzzles pieces. Understanding-available-employee-benefits-helps-advisors-fill-gaps,-study-says (1).

Understanding available employee benefits helps advisors fill gaps, study says

Nearly 70% of workers surveyed will have at least one employer-provided insurance policy in 2024 other than health insurance, a study found.

February 27, 2024
Image shows Calif. Gov. Gavin Newsom and the words "Groups tell Newsom No to annuity sales bill."
California Gov. Gavin Newsom will decide whether to sign a best-interest annuity sales bill.

Gov. Gavin Newsom pressured to veto best interest standard in California

California could become the 45th state to adopt best-interest annuity sales rules if Gov. Gavin Newsom signs the bill.

February 27, 2024
Image of a large maze with a dollar sign in the center, with the skyline of a large financial district beyond. Financial-services-careers-can-take-many-paths.

Financial services careers can take many paths

With more than 6.5 million Americans working in financial services and wealth management, there are many paths to a career in the field beyond being an advisor or a wealth manager.

February 27, 2024
Image of worried person with knives directed at him in front of a background of hundred dollar bills. Will-lower-interest-rates-cut-into-fixed-deferred-annuity-sales-

Will lower interest rates cut into fixed deferred annuity sales?

Expected Fed rate cuts might may shift interest away from fixed-rate deferred annuities, according to industry experts.

February 26, 2024
Image shows older people in an outdoor scene.
Several life insurers cited mortality improvements in the fourth quarter 2023.

Life insurers report improved mortality; actuaries say nothing’s changed

Several life insurers cited mortality improvements in the fourth quarter for helping to improve life insurance earnings at the end of 2023.

February 26, 2024
Illustrated portraits of Biden and Trump. Biden v Trump in 2024: How did we get here?

Trump v Biden 2024: How did we get here?

To borrow some terminology from Starbucks, voter enthusiasm for the next week’s Super Tuesday primary election rapidly went from a venti to a tall, according to Amy Walter, publisher and editor in chief of Cook Political Report.

February 26, 2024
NABIP adopts American Health Consumer Bill of Rights

NABIP adopts American Health Consumer Bill of Rights

Saying that it wants to “put the health back in our health care system,” the National Association of Benefits and Insurance Professionals announced its American Health Consumer Bill of Rights during the 2024 NABIP Capitol Conference on Monday.

February 26, 2024
AI

AI in health care decisions the subject of Georgia bill

Although Georgia State Rep. Mandisha Thomas, D-District 65, said she believes artificial intelligence is “a wonderful tool,” she does not believe AI should have the final word when it comes to health care decisions.

February 26, 2024

NABIP members take concerns about employer-based insurance, health costs to Congress

Members of the National Association of Benefits and Insurance Professionals are asking Congress to preserve and strengthen employer-sponsored health insurance, address the cost of health care, and keep Medicare beneficiaries’ access to advisors and brokers during their annual Capitol Conference.

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