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NAIC raises concerns about ACA agent moratorium

2 hours ago Washington Wire No comments.
Image shows the words "ACA Moratorium" and the NAIC logo
The NAIC have sent a letter to the Centers for Medicare & Medicaid Services raising concerns about the moratorium on new agents and brokers in the ACA market. (AI-generated image)

The National Association of Insurance Commissioners is the latest organization to join in the fray over a recently enacted federal moratorium on new agents and brokers on the federally facilitated Affordable Care Act marketplace.

Read more
8 hours ago
Image shows a man with his hand out, palm up.
Many entrepreneurs do not have a clear understanding of their insurance needs. (AI-generated image)

How to support an entrepreneur client with multiple businesses

Serial entrepreneurs, or those who own more than one business at a time, are more common than you think. In…

October 15, 2026
The National Assnsociation of Benefits and Insurance Professionals filed suit against the federal government (AI-generated image)

NABIP files suit over broker moratorium

The National Association of Benefits and Insurance Professionals today filed suit against the U.S. Department of Health and Human Services and the Centers for Medicare & Medicaid Services, challenging a new rule and policy that, together, prevent thousands of health insurance agents and brokers from participating in the federally facilitated Affordable Care Act marketplace during the open enrollment period beginning next month.

October 15, 2026
Employers are bracing for double-digit increases in workers' health care costs (AI-generated image)

Skyrocketing employee healthcare rates ‘a new normal’

Employers are facing tough decisions about how they and their workers can afford health insurance, as the total cost of health benefits per employee is expected to rise by 8.2% on average in 2027 — the highest increase since 2003.

October 15, 2026
Image shows a wooden bridge across two lands
A Northwestern Mutual study found that Americans who work with a financial advisor are substantially more likely to report planning for long-term care needs. (AI-generated image)

Are Americans financially prepared to age where and how they want?

Although most Americans want to age at home should they need long-term care, many are not prepared financially.

October 14, 2026
The ruling sends the case back to federal court, where the plaintiffs can continue pursuing claims against the benefits administrator. (AI-generated image)

Ninth Circuit revives lawsuit over AmeriBen disclosure of health data

The ruling sends the case back to federal court, where the plaintiffs can continue pursuing claims against the benefits administrator.

October 14, 2026
Americans are questioning whether retirement planning can keep up with longer lives, rising healthcare costs and the risk of running out of money. (AI-generated image)

Americans question whether retirement plans can keep up with longer lives

Americans are questioning whether retirement planning can keep up with longer lives, rising healthcare costs and the risk of running out of money.

October 13, 2026
Many high net worth individuals don't think they need life insurance but they may not realize how life insurance can solve their unique problems. (AI-generated image)

How life insurance can solve problems unique to HNW clients

Many high net worth individuals think they don’t need life insurance because they have enough assets to cover their financial obligations.

October 13, 2026
Image shows the UnitedHealthcare logo
UnitedHealth Group reported a very strong third quarter. (AI-generated image)

UnitedHealth beats Q3 expectations, hikes 2026 guidance

UnitedHealth Group raised its 2026 adjusted earnings forecast for the third time this year after reporting strong Q3 results.

October 13, 2026
Only 48% of independent agent-carrier relationships qualify as partnerships. Research shows agents value trust, support and stability.

Why fewer than half of independent agents see carriers as true partners

Only 48% of independent agent-carrier relationships qualify as partnerships. Research shows agents value trust, support and stability.

October 12, 2026
Michigan’s lawsuit challenges Blue Cross rules governing competition among member plans and alleges its market power has hurt employers, patients and health care providers. (AI-generated image)

Blue Cross faces Michigan lawsuit over alleged monopoly and pricing practices

Michigan’s lawsuit challenges Blue Cross rules governing competition among member plans and alleges its market power has hurt employers, patients and health care providers.

October 12, 2026
Image shows the California state flag
The proposed settlement would recover about 36.6% of the roughly $3 million in potential restitution in a lawsuit over annuity fees. (AI-generated image)

Insurer proposes $1.1M deal to resolve CA teachers’ annuity fee lawsuit

California public-school employees are accepting a $1.1 million settlement over what they claim are improper annuity rider fees.

October 12, 2026
Image shows a man's fist and an hourglass filled with sand
Distribution teams say they are ready to sell more annuities, but carriers are slow to adopt new technology. (AI-generated image)

IMOs get frustrated with slow carrier adoption of faster technology

Annuity sales remain hot, but some IMOs are growing impatient with carrier partners they say are moving too slowly on technology.

October 9, 2026
A new class-action lawsuit targets Delaware Life over annuity disclosures, alleging buyers were not told about affiliated investments. (AI-generated image.)

New class-action lawsuit targets Delaware Life over annuity disclosures

A new class-action lawsuit targets Delaware Life over annuity disclosures, alleging buyers were not told about affiliated investments.

October 9, 2026
Congress was urged to address the underlying causes of high healthcare costs (AI-generated image)

NABIP urges Congress to address underlying healthcare costs

A health agents’ association told Congress this week that health coverage cannot become meaningfully more affordable without addressing healthcare’s underlying cost.

October 9, 2026
Image shows a finger pointing at a "skills" button
Artificial intelligence is creating new roles in the insurance industry and transforming more traditional ones. (AI-generated image)

What AI transformation really means for insurance jobs and skills

As advances in artificial intelligence create new roles in the insurance industry and transform more traditional ones, industry experts say the key skills needed in this new age are more about practical application of AI rather than just being able to use technology itself.

October 8, 2026
Q3 application activity was up 15.9%, with growth strongest among older applicants

Life insurance applications rise 15.2% in September, MIB reports

Q3 application activity was up 15.9%, with growth strongest among older applicants

October 8, 2026
Sen. Elizabeth Warren is pressing insurance regulators on how they oversee the industry's growing use of private equity and private credit.

Sen. Warren concerned about private equity’s growing life insurance role

Sen. Elizabeth Warren is pressing insurance regulators on how they oversee the industry’s growing use of private equity and private credit.

October 8, 2026
Image shows a woman with her hand on the back of another, older woman.
One of the biggest issues for women who want to put LTCi coverage in place is figuring out how they will pay for it. (AI-generated image)

Women can face challenges in obtaining LTCi

Although women often have a critical need for long-term care insurance, it’s often not easy for them to get it.

October 7, 2026
Image shows a stockbroker with his hand over his mouth.
Concerns about market performance are even higher among younger generations. (AI-generated image)

Majority of Americans concerned recent market highs are unsustainable

Seventy-four percent of Americans are concerned that recent market highs are unsustainable and the economy may be due for a correction.

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