Employees are navigating one of the most complex benefits landscapes in a generation. Health care costs are rising, out-of-pocket expenses are climbing, and the gap between what workers have saved and what they feel prepared to cover is widening.
Progressive think tank proposes plan to lower health care costs
The Center for American Progress today revealed its proposal, “A Patient’s Bill of Rights to Lower Health Care Costs.”
Health plans announced an update on commitments to streamline, simplify and reduce prior authorization.
The National Association of Insurance and Financial Advisors praised the release of the final Medicare Advantage and Part D rule (CMS-4212-P), which incorporates several of NAIFA’s core recommendations aimed at improving access to professional guidance while reducing unnecessary administrative burdens on agents and brokers.
Following the fiduciary standard when discussing Medicare
Because Medicare decisions directly impact cash flow, risk exposure and retirement stability, you must adopt a fiduciary mindset.
This hybrid term life with long-term care product is the first of its kind to offer true protection against higher costs of caring for individuals as they age.
A new research report from the Employee Benefit Research Institute finds that benefits brokers expect growth across core and voluntary products in the year ahead, but say administrative complexity and gaps in education and communication continue to hinder broader employee adoption of voluntary offerings.
Four advisors. Four turning points. One missing assumption
Disability income protection planning is one of the most essential components of financial planning and one of the most overlooked.
Health Agents for America strongly rejects recent comments made by Humana leadership suggesting that Medicare Advantage plan switching — commonly referred to as “churn” —primarily benefits brokers at the expense of consumers and the industry.
The National Association of Benefits and Insurance Professionals recently submitted comments to the Centers for Medicare & Medicaid Services on the proposed
2027 Notice of Benefit and Payment Parameters, which sets policy for the Affordable Care Act Marketplace.
There is broad, bipartisan agreement that there should be more government regulation when it comes to prescription drug costs, according to KFF, a nonprofit health policy research, polling, and news organization.
With health insurance premiums increasing among public and private payers and Affordable Care Act subsidies no longer in effect, new research suggests Americans are receptive to alternative insurers.
Younger generations experience serious health issues earlier in life
What do these early-onset health conditions mean for insurance?
Moody’s Ratings is continuing its negative outlook on the health insurance sector as a result of continued earnings weakness from high medical cost inflation and limited prospects for profitable growth in 2026.
Some Medicare beneficiaries may need to set aside hundreds of thousands of dollars to cover health care expenses in retirement, with some couples needing as much as $469,000, according to a new report from the Employee Benefit Research Institute.
The ‘Great Wealth Transfer’ is a workplace opportunity
For employers and benefits brokers, this moment presents more than a trend; it presents an opportunity.
Confidence is the new workplace currency
Two trends reshaping how employers, brokers and financial professionals can support employees.
A new national survey finds American workers hold consistently positive views of employer-provided health care coverage, with nearly nine in 10 expressing satisfaction with their plans and strong majorities valuing the financial security and peace of mind their coverage provides.
The Centers for Medicare & Medicaid Services recently proposed a 0.09% funding increase for the Medicare Advantage program in 2027—virtually flat funding.
