Carriers must do a better job of educating advisors and consumers about long-term care riders on life insurance policies.
Health plan prescription drug formularies continue to increase in complexity, and changes to those formularies are especially challenging for consumers to navigate.
A new 50-state analysis shows that employee costs for health insurance offered through their job—the primary source of coverage for more than half of all people in the United States—rose sharply and outpaced inflation from 2023 to 2024.
“A client doesn’t have to have something huge to make a difference” when it comes to paying for long-term care, said Holly Westervelt, vice president of sales for Krause Agency.
The Senate is expected to vote later this week on a Democratic proposal to extend expiring enhanced Affordable Care Act tax credits and prevent health insurance premiums from skyrocketing for millions of Americans.
If the amount they pay in premiums doubled, about one in three enrollees in Affordable Care Act Marketplace health plans say they would be “very likely” to look for a lower-premium Marketplace plan (with higher deductibles and co-pays) and one in four would “very likely” go without insurance next year.
The Affordable Care Act marketplaces allowed fake enrollees to obtain coverage in 2024 and 2025, the General Accounting Office said in a report issued this week.
Clients are interested in long-term care solutions, but they often are not ready to make the jump from interest to planning.
With open enrollment for 2026 health benefits in full swing, eHealth released findings from a new survey showing that most Americans are happy with their coverage options for next year, despite many people expressing surprise with the cost of plan premiums.
Several proposals are floating around Washington but will any of them become law?
Consumers in their 30s and 40s might think they are too young to plan for their own long-term care, but having the LTC conversation with these younger adults will help them prepare for the time when their parents face a care crisis.
WTW’s latest EX Intelligence report found there has been a rise in the number of employees that feel well informed about their company benefits, but satisfaction around benefits has declined.
Washington state Insurance Commissioner Patty Kuderer sent letters to two health insurers asking them to continue paying commissions to insurance producers, brokers, and agents who help seniors and people with disabilities select Medicare plans during open enrollment.
The Trump administration announced new lower Medicare prices for 15 drugs that were part of the latest round of price negotiations.
Affordable Care Act insurers approved more claims in 2024, although the improvement remains modest.
As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.
Vitable Health released its inaugural Small Business Benefits Index, revealing significant perception gaps between small business employers and employees on healthcare access and affordability.
Federal cuts to Medicaid will end up increasing costs to the nation’s health care system as low-income people who lose their coverage will seek treatment in emergency rooms and other high-cost facilities.
A new report from Guardian Life found that the percentage of full-time working Americans who also manage caregiving duties for a loved one has risen sharply since 2019.
