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Health Insurance Newsletter

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Annual family premiums for employer-based coverage rise 6%

October 22, 2025

On average, workers contribute $6,850 annually to the cost of family coverage, with employers paying the rest.

Voters say health care costs are their top concern

October 22, 2025

A poll shows that health care costs were a top priority even before the government shutdown thrust health care tax credits into the spotlight.

October 22, 2025
Why are so few younger adults considering long-term care insurance? (AI-generated image)

LTCi: The other side of the story

LTCi can be an important part of overall financial planning, but products must be priced correctly.

NAIFA calls for national action on unfair trade practices in Medicare markets

October 21, 2025

National Association of Insurance and Financial Advisors President Doug Massey has called on state insurance regulators to take decisive action to protect consumers and insurance professionals from unfair trade practices in the Medicare marketplace.

October 21, 2025
Photo illustration of a couple looking in shock at their medical bills. ACA-marketplace-shoppers-experience-sticker-shock.
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026. (AI-generated image)

ACA marketplace shoppers experience ‘sticker shock’

Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.

October 17, 2025
Photo illustration showing a hand with a number 3 floating above it. 3-things-to-know-as-Medicare-AEP-is-here.
Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026. (AI-generated image)

3 things for consumers to know as Medicare annual open enrollment begins

Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026.

October 15, 2025
Medicare Annual Enrollment Period is the time when clients have questions about their coverage for the coming year (AI-generated image)

6 client questions you must answer during AEP

The Annual Enrollment Period is the time of year when licensed agents and brokers in the Medicare space receive the most questions from existing and potential clients.

October 15, 2025
Risings costs and market uncertainty are impacting health insurance (AI-generated image)

Health care in US faces ‘a triple shock’

The scheduled expiration of enhanced Affordable Care Act tax credits, increasing costs for Medicare and Medicaid, and the impact of tariffs on pharmaceuticals and medical supplies have created what analyst called “a three-headed monster.”

October 13, 2025
Medicare
Agent groups are mobilizing to get the Medicare Advantage marketplace stabilized. (AI-generated image)

Agent groups urge feds to stabilize MA as another carrier cuts commissions

The Medicare Advantage market needs urgent attention by the Centers for Medicare and Medicaid Services, a coalition of agent groups said, as more carriers cut or eliminate agent commissions.

4 in 5 Americans feel unprepared for surprise medical costs

October 10, 2025

An Equitable survey revealed that 80% of Americans worry that an unexpected medical expense could derail their financial goals, with more than a quarter of this group indicating that a bill under $1,000 would cause financial hardship.

Workers prefer human support in benefits guidance

October 9, 2025

As open enrollment season for employees across the U.S. is underway, New York Life Group Benefit Solutions introduced results of an annual survey on the benefits preferences of employees.

EBRI research probes impact of GLP-1 drugs on health insurance premiums

October 9, 2025

A new research report, “GLP-1 Coverage and its Impact on Employment-Based Health Plan Premiums: A Simulation-Based Analysis,” published by the Employee Benefit Research Institute, found that the impact of GLP-1 drug coverage on health insurance premiums is highly sensitive to a combination of factors – including drug prices, adherence levels, cost-sharing design and eligibility criteria.

American workforce burnout reaches 6-year high

October 9, 2025

Burnout among Americans in the workplace has escalated to a six-year high, according to the 15th annual Aflac WorkForces Report.

3 in 4 Americans prefer receiving long-term care at home

October 7, 2025

As people live longer, their likelihood of experiencing a long-term care event is increasing – and more than six in 10 (61%) U.S. adults predict that it will happen to them.

October 7, 2025
Medicare annual enrollment for 2026 is right around the corner. (AI-generated image)

Systematize, automate and scale your Medicare practice

Here’s a framework for using artificial intelligence to build a profitable, resilient senior-market practice.

Workplace life, DI sales rebound in Q2

October 1, 2025

Although the job market has softened slightly, LIMRA research shows workplace life insurance and disability insurance remain a priority.

Half of employees feel disconnected, undervalued at work

October 1, 2025

As the U.S. job market shows signs of stagnation, characterized by reduced hiring activity and lower quit rates, new MetLife data indicates employees are quietly cracking, exhibiting heightened feelings of disconnection and undervalued at work.

September 30, 2025
How you and your clients can win during Medicare annual enrollment period. (AI-generated image)

Medicare AEP: The Super Bowl of our industry

The Medicare annual enrollment period is the Super Bowl of our industry.

September 29, 2025

Open enrollment brings rising costs and uncertainties

This year’s open enrollment season for employer-based health insurance comes with a difficult reality.

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