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Health Insurance Newsletter

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AI isn’t cutting broker jobs. Here is what it is doing instead

2 hours ago Health/Employee Benefits News No comments.
AI is freeing brokers to do what they do best (AI-generated image)

We are poised for a demographic shift that could leave millions of Americans without a broker or advice to help navigate a complex and costly insurance market.

Read more
August 17, 2026
Alternatives to ACA coverage exist. (AI-generated image)

Rethinking ACA coverage in the wake of rising costs

Enrollment in the Affordable Care Act marketplace is down while premiums and out-of-pocket costs are up – a combination of factors that creates opportunities for brokers to provide clients with affordable plans that meet their needs.

August 17, 2026
The Centers for Medicare and Medicaid Services told agents about pre-enrollment verification requirements. (AI-generated image)

CMS tells agents to prepare for ACA open enrollment

Combatting fraud, waste and abuse in the Affordable Care Act marketplace remains one of CMS’ top priorities, an agency official told an agents’ association.

New Hampshire fines Anthem and Matthew Thornton Health Plan

August 11, 2026

The New Hampshire Insurance Department has issued a final order assessing a $420,000 administrative fine against Anthem Health Plans of New Hampshire, Inc. and Matthew Thornton Health Plan, Inc. following a targeted market conduct examination that identified violations involving claims processing, appeals, external reviews, and responses to Department examiners.

August 10, 2026
Image shows a number 4 and a wooden man in a wheelchair
Americans are making too many common mistakes when it comes to long-term care, experts say. (AI-generated image)

4 common LTC missteps older Americans must avoid

Why it’s crucial for advisors to address the realities of planning for and paying for care.

August 7, 2026
Summer is a great time to build your sales pipeline. (AI-generated image)

3 summer sales habits that build next year’s pipeline

For employee health and benefits sales leaders, this is not your quiet period.

August 6, 2026
Cuts to Medicaid could impact your client's ability to pay for long-term care (AI-generated image)

Financial planning could solve the looming Medicaid disaster

If policymakers want to ease the mounting pressure on entitlement programs, they should begin by helping more Americans incorporate long-term care into their broader financial planning.

August 6, 2026
Image shows a CMS page
CMS administrator Dr. Mehmet Oz announced his agency will send Notices of Intent to Terminate ACA exchange agreements to 100 agents and brokers. (AI-generated image)

Industry groups urge caution in the wake of CMS action against ACA agents

Health agent organizations praised the Centers for Medicare & Medicaid Services for seeking to weed out fraud and abuse in the Affordable Care Act marketplace, but cautioned that enforcement must be based on evidence.

76% of Gen Z and 63% of millennials turn to AI for first line of primary healthcare

August 4, 2026

Key findings from the fourth annual Wellness Matters survey released by Aflac Incorporated reveal younger generations are turning first to artificial intelligence for health support in lieu of seeking professional medical care.

August 4, 2026
Benefit brokers must help their small-business clients by having smarter conversations with workers. (AI-generated image)

Supporting small businesses starts with smarter benefits conversations

Most employers want to invest in their people, but intention alone doesn’t solve for execution.

Federal policy changes could strain hospital prices and patient care

July 29, 2026

Hospitals and health systems may soon struggle to provide adequate patient care, as recent federal policy changes are expected to increase the number of people without health insurance, raise uncompensated care costs, limit state payment and financing options and intensify healthcare workforce shortages.

July 29, 2026
Image shows the Medicare CMS logo
The Centers for Medicare & Medicaid Services will discontinue the Part D voluntary premium stabilization program after 2026. (This image was created with AI)

CMS will discontinue Part D subsidies for 2027

Medicare Part D prescription drug plans could be more expensive for about 25 million Americans next year as the Trump administration plans to end Medicare Part D subsidies.

July 29, 2026
Image shows the words "Immediate Care Plan."
The Immediate Care Plan was created by Lumos Insurance, and is built on the chassis of a single-premium immediate annuity. (This image was created with AI)

Immediate Care Plan: A new solution for funding LTC

The plan is designed to fill the gap between what a care recipient needs to spend monthly on care and the amount of monthly income they have from sources such as Social Security, a pension or interest on investments.

July 29, 2026
Clients no longer have to choose between traditional long-term care insurance and self-funding. (AI-generated image)

LTCi innovations that protect your client’s independence

For too long, long-term care planning has been framed as a narrow choice between paying out of pocket or buying a traditional long-term care insurance policy.

Employers are considering ICHRAs, but barriers to adoption remain

July 28, 2026

New research published by the Employee Benefit Research Institute and Morgan Health, a division of JPMorganChase, identifies opportunities and barriers to broader adoption of individual coverage health reimbursement arrangements

July 28, 2026
Why AI belongs in your organizational chart (AI-generated image)

AI belongs on your organizational chart, and that’s a good thing

AI absolutely is going to take portions of your jobs. In fact, I believe it should.

Cigna Healthcare expands AI-enabled personalized support

July 23, 2026

The expansion will support 20% more customers with emerging, complex or chronic health needs – including cancer, heart disease, kidney disease, high-risk pregnancy, and behavioral health conditions. 

94% of Americans say Congress must act on health care costs

July 20, 2026

A new national poll shows that 94% of Americans believe it is important for the President and Congress to take action to lower health care costs. 

July 17, 2026

Mid-year benefits review: What employers miss before renewal

Mid-year is one of the most misleading periods in employee benefits planning.

July 16, 2026
Image shows the words "Retention" and "cost"
The vast majority of employers surveyed – 94% - said controlling medical costs was important to them in 2026, up from 91% last year. (This image was created with AI)

Employers weigh retention, costs in developing benefits strategies

Employers are focusing on employee retention and well-being, while keeping an eye on costs, as they develop their workplace benefits strategies.

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