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Health Insurance Newsletter

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How to prepare for new AEP rules

September 4, 2026 Special Feature No comments.
Medicare Annual Election Period is approaching and agents have much to prepare for. (AI-generated image)

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that fit a client last year will still fit this year.

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CARA For Workplace opens year-round caregiving benefit program to employee benefits brokers

September 3, 2026

CARA For Workplace announced that employee-benefits brokers and consultants can add its 12-month caregiving support and workforce intelligence program to their product mix and introduce it to employer clients at any point during the plan year.

August 27, 2026
As people live longer, how can we keep them financially secure throughout their lives? (AI-generated image)

Is financial security possible in the longevity economy?

The industry has the tools it needs. What’s missing is the roadmap for how to use them.

August 26, 2026
Don't put off the long-term care discussion until a crisis hits. (AI-generated image)

The cost of ignoring long-term care

Why agents can’t afford to stay silent.

Many employees lack a financial cushion for unexpected medical costs

August 25, 2026

New research published by the Employee Benefit Research Institute, in collaboration with Lincoln Financial, finds that many benefits-eligible employees remain financially vulnerable to unexpected medical expenses despite having access to at least some employer-sponsored benefits.

Executive benefits evolve beyond retention as workforce pressures mount

August 24, 2026

While 81% of organizations surveyed say they cannot afford to lose their top talent, nearly half (49%) have not implemented any executive benefits strategies to manage the leadership transitions ahead.

August 24, 2026
Even with insurance, medical bills can take you by surprise (AI-generated image)

Young and insured? You could still face thousands in medical bills

It only takes one unexpected injury or illness to derail your financial plans.

August 24, 2026
Image shows an active wildfire.
Wildfire smoke contains a complex mixture of chemical components. (AI-generated image)

Wildfire smoke, increasing in frequency, has implications for morbidity

As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health as smoking cigarettes.

August 20, 2026
Image shows the NABIP logo
NABIP supports reforms that increase prescription drug affordability. (AI-generated image)

NABIP makes recommendations for prescription drug affordability

The National Association of Benefits and Insurance Professionals said it is ready to work with lawmakers to advance reforms that increase prescription drug affordability while strengthening Medicare’s long-term sustainability.

Average HSA balances reach record high, but contributions and investing remain limited

August 19, 2026

New research published by the Employee Benefit Research Institute finds that average health savings account balances reached a record $5,532 in 2024, even as 56% of account holders took distributions and only 18% invested HSA funds in assets other than cash.

August 19, 2026
AI is freeing brokers to do what they do best (AI-generated image)

AI isn’t cutting broker jobs. Here is what it is doing instead

We are poised for a demographic shift that could leave millions of Americans without a broker or advice to help navigate a complex and costly insurance market.

August 17, 2026
Alternatives to ACA coverage exist. (AI-generated image)

Rethinking ACA coverage in the wake of rising costs

Enrollment in the Affordable Care Act marketplace is down while premiums and out-of-pocket costs are up – a combination of factors that creates opportunities for brokers to provide clients with affordable plans that meet their needs.

August 17, 2026
The Centers for Medicare and Medicaid Services told agents about pre-enrollment verification requirements. (AI-generated image)

CMS tells agents to prepare for ACA open enrollment

Combatting fraud, waste and abuse in the Affordable Care Act marketplace remains one of CMS’ top priorities, an agency official told an agents’ association.

New Hampshire fines Anthem and Matthew Thornton Health Plan

August 11, 2026

The New Hampshire Insurance Department has issued a final order assessing a $420,000 administrative fine against Anthem Health Plans of New Hampshire, Inc. and Matthew Thornton Health Plan, Inc. following a targeted market conduct examination that identified violations involving claims processing, appeals, external reviews, and responses to Department examiners.

August 10, 2026
Image shows a number 4 and a wooden man in a wheelchair
Americans are making too many common mistakes when it comes to long-term care, experts say. (AI-generated image)

4 common LTC missteps older Americans must avoid

Why it’s crucial for advisors to address the realities of planning for and paying for care.

August 7, 2026
Summer is a great time to build your sales pipeline. (AI-generated image)

3 summer sales habits that build next year’s pipeline

For employee health and benefits sales leaders, this is not your quiet period.

August 6, 2026
Cuts to Medicaid could impact your client's ability to pay for long-term care (AI-generated image)

Financial planning could solve the looming Medicaid disaster

If policymakers want to ease the mounting pressure on entitlement programs, they should begin by helping more Americans incorporate long-term care into their broader financial planning.

August 6, 2026
Image shows a CMS page
CMS administrator Dr. Mehmet Oz announced his agency will send Notices of Intent to Terminate ACA exchange agreements to 100 agents and brokers. (AI-generated image)

Industry groups urge caution in the wake of CMS action against ACA agents

Health agent organizations praised the Centers for Medicare & Medicaid Services for seeking to weed out fraud and abuse in the Affordable Care Act marketplace, but cautioned that enforcement must be based on evidence.

76% of Gen Z and 63% of millennials turn to AI for first line of primary healthcare

August 4, 2026

Key findings from the fourth annual Wellness Matters survey released by Aflac Incorporated reveal younger generations are turning first to artificial intelligence for health support in lieu of seeking professional medical care.

August 4, 2026
Benefit brokers must help their small-business clients by having smarter conversations with workers. (AI-generated image)

Supporting small businesses starts with smarter benefits conversations

Most employers want to invest in their people, but intention alone doesn’t solve for execution.

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