Couples often face a dilemma when only one spouse qualifies for long-term-care insurance coverage, leaving them on the financial hook to pay for the expenses that are associated with the LTC costs of the spouse who has not qualified for the product.
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On the same day that the Trump administration placed a temporary moratorium on registering new agents to enroll consumers in Affordable Care Act coverage, the administration announced it is canceling ACA coverage for about 750,000 people.
The four questions to help form a plan for aging independently.
Instead of waiting until January to begin prospecting, successful agents start planting the seeds now.
As more insurers limit GLP-1 coverage to patients for weight loss only, employers are searching for ways to preserve access for weight loss alone.
As employers begin to evaluate benefit plans for 2027, many confront a difficult challenge.
Nearly 40% of middle-class Americans said they plan to use Medicare to cover their future long-term care expenses – even though Medicare doesn’t cover LTC.
Although no final policy has been issued, agent organizations are mobilizing against it before open enrollment begins on Nov. 1.
True long-term care protection is designed around the realities of aging, not as an add-on to a life insurance policy.
The transcript is worth having on its own merits, and that’s the part most Medicare agents will skip past.
As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that fit a client last year will still fit this year.
CARA For Workplace announced that employee-benefits brokers and consultants can add its 12-month caregiving support and workforce intelligence program to their product mix and introduce it to employer clients at any point during the plan year.
The industry has the tools it needs. What’s missing is the roadmap for how to use them.
Why agents can’t afford to stay silent.
New research published by the Employee Benefit Research Institute, in collaboration with Lincoln Financial, finds that many benefits-eligible employees remain financially vulnerable to unexpected medical expenses despite having access to at least some employer-sponsored benefits.
While 81% of organizations surveyed say they cannot afford to lose their top talent, nearly half (49%) have not implemented any executive benefits strategies to manage the leadership transitions ahead.
It only takes one unexpected injury or illness to derail your financial plans.
As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health as smoking cigarettes.
The National Association of Benefits and Insurance Professionals said it is ready to work with lawmakers to advance reforms that increase prescription drug affordability while strengthening Medicare’s long-term sustainability.
New research published by the Employee Benefit Research Institute finds that average health savings account balances reached a record $5,532 in 2024, even as 56% of account holders took distributions and only 18% invested HSA funds in assets other than cash.
