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Health Insurance Newsletter

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How benefits are evolving to support caregivers

12 hours ago Top Stories No comments.
Image shows a man carrying a boy
With more adults juggling employment and caregiving, benefits have had to evolve (AI-generated image)

Employers are adapting familiar benefits to provide more meaningful caregiver support while strengthening workforce well-being. 

Read more
18 hours ago
An unexpected health crisis can derail your finances if you're not prepared (AI-generated image)

Can your finances handle an unexpected health crisis?

An unexpected illness or injury can cut income or create expensive ongoing care needs that strain household finances and long-term goals.

October 27, 2026
How might the midterm elections impact healthcare legislation? (AI-generated image)

Healthcare affordability and access could shape Congress’ post-midterm priorities

The outcome of the Nov. 3 midterm elections will shape the prospects for legislative action, congressional oversight and funding priorities leading up to the 2028 presidential election.

October 26, 2026
Image shows a female caregiver and a patient.
The most common wellness benefits offered by employers are flexible work arrangements (51%), employee assistance programs (49%) and long-term leave policies (45%). (AI-generated image)

Employers adapting benefits to support caregivers

Employers are adapting their benefits offerings to support caregivers in the workforce, and caregivers are taking them up, according to a recent survey.

October 26, 2026
How licensed professionals can build trust among consumers looking for Medicare advice (AI-generated image)

Building trust in a more complex Medicare Advantage market

Medicare Advantage continues to grow as regulations, plan design and public scrutiny evolve. This makes it more important to help beneficiaries understand their coverage options and make informed healthcare decisions.

October 22, 2026
CHOICE arrangements are growing in popularity as an alternative to traditional employer-based health coverage. (AI-generated image)

What’s behind the growth of CHOICE arrangements?

Under CHOICE arrangements, employers give workers a fixed, tax-free amount to buy individual coverage.

October 22, 2026
With longer lifespans comes the risk of living more years with a chronic illness. (AI-generated image)

Addressing the longevity paradox

What good is living to 100 if you’re broke and miserable?

October 21, 2026
Health Agents for America is the latest organization to take legal action over the ACA new agent moratorium. (AI-generated image)

HAFA filing suit over ACA agent moratorium

Another health agent organization is taking legal action over a moratorium on new agents and brokers seeking to register to enroll consumers in coverage on the federally facilitated Affordable Care Act marketplace.

October 21, 2026
Image shows tiles that read "Open Enrollment."
NABIP noted that agents and brokers assist with 76% of HealthCare.gov plan selections. (AI-generated image)

CMS issues new guidance on ACA insurers as open enrollment looms

Agent organizations are speaking out regarding new federal guidance for health insurers operating on the federally facilitated Affordable Care Act marketplace.

October 21, 2026
Families don't have much time to plan when a loved one requires long-term care (AI-generated image)

The 72-hour crisis many families face

Families don’t have much time to make decisions when a loved one faces a stay in a care facility.

October 20, 2026
Pennsylvania's Attorney General filed suit against several pharmaceutical companies and pharmacy benefit managers (AI-generated image)

Pennsylvania sues pharma and PBMs over insulin prices

Pennsylvania Attorney General Dave Sunday announced a lawsuit against several pharmaceutical companies and pharmacy benefit managers, alleging they colluded to manipulate insulin prices and artificially inflate them by more than 1,000%.

October 19, 2026
Patients are demanding access to prescription drugs but they need support from employers (AI-generated image)

Patients demand access to prescription drugs but need support

Patients “are in the driver’s seat” when it comes to the products the pharmaceutical industry is developing.

October 19, 2026
Workers need their employers to help them understand their benefits, experts say. (AI-generated image)

Benefit sustainability, affordability challenge employers

Sustainability and affordability are the top challenges facing employers who provide benefits for their workers.

October 19, 2026
Why consumers need Medicare guidance from a licensed professional (AI-generated image)

Transparent Medicare Advantage guidance: Putting consumers first

Medicare Advantage is growing more complex. Learn how licensed insurance agents provide clear, ethical guidance to help consumers navigate prior authorization, plan tradeoffs, and real-world coverage decisions with confidence.

What’s shaping retirement readiness in healthcare?

October 16, 2026

Rising healthcare costs, everyday financial pressures and evolving employee expectations are prompting healthcare employers to take a closer look at how they support workers’ financial well-being.

October 16, 2026
Image shows the words "ACA Moratorium" and the NAIC logo
The NAIC have sent a letter to the Centers for Medicare & Medicaid Services raising concerns about the moratorium on new agents and brokers in the ACA market. (AI-generated image)

NAIC raises concerns about ACA agent moratorium

The National Association of Insurance Commissioners is the latest organization to join in the fray over a recently enacted federal moratorium on new agents and brokers on the federally facilitated Affordable Care Act marketplace.

October 15, 2026
The National Assnsociation of Benefits and Insurance Professionals filed suit against the federal government (AI-generated image)

NABIP files suit over broker moratorium

The National Association of Benefits and Insurance Professionals today filed suit against the U.S. Department of Health and Human Services and the Centers for Medicare & Medicaid Services, challenging a new rule and policy that, together, prevent thousands of health insurance agents and brokers from participating in the federally facilitated Affordable Care Act marketplace during the open enrollment period beginning next month.

October 15, 2026
Employers are bracing for double-digit increases in workers' health care costs (AI-generated image)

Skyrocketing employee healthcare rates ‘a new normal’

Employers are facing tough decisions about how they and their workers can afford health insurance, as the total cost of health benefits per employee is expected to rise by 8.2% on average in 2027 — the highest increase since 2003.

October 13, 2026
What are the odds your client will need long-term care? (AI-generated image)

What 70% doesn’t tell you

Is the long-term care statistic real?

October 12, 2026
Too many consumers automatically re-enroll in health coverage instead of investigating their options (AI-generated image)

Rethinking the status quo can lead to long-term savings on healthcare

Benefit enrollment season is an ideal time to overcome this bias by systematically evaluating healthcare benefits to reduce costs and make long-term financial plans more efficient.  

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