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Health Insurance Newsletter

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Big health systems blamed for affordability crisis

14 hours ago Top Stories No comments.

America’s health care affordability crisis is driven by unchecked health care consolidation, particularly among hospitals, according to a report released by Families USA.

Read more
May 7, 2026

How hospital outpatient departments increase the cost of care

Two shifts in care are bringing more people to hospital outpatient departments, and these hospital departments are more expensive than independent physician offices for the same service.

GLP-1 costs loom large for employers

May 6, 2026

Nearly eight in 10 employers report that GLP-1s are driving an increase in their company’s health care costs, leaving many to consider some difficult choices in balancing costs and care.

May 6, 2026

Medicare Advantage: What agents in the field are seeing

The economics are straightforward, and they’re ugly.

Will AI replace Medicare agents? Industry groups weigh in

April 30, 2026

Although no rule has been issued on the use of AI in Medicare enrollment, associations representing health agents are paying close attention to the possibility.

April 29, 2026

Health-related risks can disrupt a client’s retirement

Health-related risks are among the most underplanned and financially disruptive factors in retirement — often outweighing market volatility, inflation or recessions.

April 29, 2026

What’s behind skyrocketing hospital prices

The chairman of the House Ways and Means Committee told hospital system CEOs that hospital consolidation and mergers “are fueling the borderline extortionary prices hospitals charge patients.”

NCOIL tackles packed agenda at spring meeting

April 28, 2026

The agenda featured topics including developments in the vision care services marketplace, and the use of genetic testing in life insurance underwriting.

April 28, 2026

Slim chances of major health care legislation passing this year

Health care affordability is a top priority for Washington lawmakers, but election-year politics, the Senate filibuster and a slim Republican majority cloud the outlook for passage of any major health care legislation this year.

April 28, 2026

AI is coming to Medicare claims

Artificial intelligence can process a prior authorization request in mere seconds, cross-referencing thousands of variables without fatigue.

Health plans simplify prior authorization

April 24, 2026

More than 50 health plans announced a new initiative to accelerate patient access to care and reduce administrative burdens for providers.

April 23, 2026

LTD claims: What advisors and clients must know

Disability insurers evaluate risk at two critical points: before issuing a policy and after a claim is filed.

April 22, 2026

Health insurers used hidden online tracking tools, lawsuits allege

In less than a year, four claims filed against major health insurers allege the companies used hidden tracking tools on their websites to record users’ most sensitive health queries in real time, then transmitted that data to third-party firms.

April 17, 2026

Why benefits advisors should revisit HSAs, FSAs and HRAs with clients

Tax-advantaged health accounts can play a meaningful role in helping employers control costs while maintaining strong employee benefits.

Nationwide launches platform to help employees navigate medical care

April 16, 2026

The ClearAccess tool, a technology-driven, artificial intelligence-powered platform that helps employees navigate medical care and save on hospital visits, will be available with the Self-Funded Program through Nationwide.

April 14, 2026

Health insurance industry outlook is negative, AM Best says

AM Best’s outlook for the health insurance segment is negative, with several headwinds influencing that outlook.

Cost pressures are driving health care tradeoffs

April 13, 2026

Employees are navigating one of the most complex benefits landscapes in a generation. Health care costs are rising, out-of-pocket expenses are climbing, and the gap between what workers have saved and what they feel prepared to cover is widening.

April 8, 2026

Progressive think tank proposes plan to lower health care costs

The Center for American Progress today revealed its proposal, “A Patient’s Bill of Rights to Lower Health Care Costs.”

Health plans reduce prior authorization

April 7, 2026

Health plans announced an update on commitments to streamline, simplify and reduce prior authorization.

NAIFA applauds final Medicare rule reflecting key industry recommendations

April 6, 2026

The National Association of Insurance and Financial Advisors praised the release of the final Medicare Advantage and Part D rule (CMS-4212-P), which incorporates several of NAIFA’s core recommendations aimed at improving access to professional guidance while reducing unnecessary administrative burdens on agents and brokers.

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