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Health Insurance Newsletter

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Medicare is already reading your 2026 tax return

5 hours ago Health/Employee Benefits News No comments.
What clients don't know about IRMAA can hurt them (AI-generated image)

The year you’re finishing right now is the one Medicare will read.

Read more
November 6, 2026
Image shows a dollar bill with pills spilled over it
Drug pricing is sure to be a hot issue in the new Democrat-led Congress. (AI-generated image)

New Congress must address drug affordability

Now that the midterms are over, Democrats in Congress and the Trump administration will compete to prove to voters that they are the party of drug pricing reform.

November 5, 2026
A federal court judge granted a stay of the moratorium on new ACA agent registrations. (AI-generated image)

Health agents victorious against CMS moratorium

U.S. District Court Judge Stephanie Gallagher ordered an end to a CMS temporary moratorium on new agent and broker registrations for the federally facilitated Affordable Care Act exchanges for the 2027 plan year.

November 5, 2026
The caregiving generation is learning from their parents' mistakes and planning for their own future needs (AI-generated image)

The caregiving generation doesn’t want to repeat their parents’ mistakes

The generation witnessing the consequences of inadequate preparation is becoming the one most determined not to repeat them.

November 5, 2026
Image shows a LTC patient and the Capitol dome.
Two-thirds of the Medicaid program goes to pay for nursing home care. (AI-generated image)

Lawmakers warming to discussing long-term care

Several factors are creating a fertile environment for discussing long-term care policy in Washington, an industry association leader said.

November 3, 2026
Clients often don't know about the gaps in their group disability coverage (AI-generated image)

Closing gaps in group disability coverage

Most of the group disability certificates we examined defined covered earnings as base salary and excluded bonuses, commissions and overtime.

November 2, 2026
Helping clients with their long-term care planning requires more than salesmanship (AI-generated image)

Let’s stop being insurance salespeople

Why working in the long-term care market deserves a higher standard.

October 29, 2026
Image shows a frazzled mother holding a baby.
Seventy-seven percent of working caregivers said thinking about their financial future makes them feel stressed. (AI-generated image)

Caregiving: A challenge for workers and their employers

Nearly two-thirds of U.S. workers have a second job they don’t get paid for: They are caregivers for parents or children.

October 28, 2026
Image shows a man carrying a boy
With more adults juggling employment and caregiving, benefits have had to evolve (AI-generated image)

How benefits are evolving to support caregivers

Employers are adapting familiar benefits to provide more meaningful caregiver support while strengthening workforce well-being. 

October 28, 2026
An unexpected health crisis can derail your finances if you're not prepared (AI-generated image)

Can your finances handle an unexpected health crisis?

An unexpected illness or injury can cut income or create expensive ongoing care needs that strain household finances and long-term goals.

October 27, 2026
How might the midterm elections impact healthcare legislation? (AI-generated image)

Healthcare affordability and access could shape Congress’ post-midterm priorities

The outcome of the Nov. 3 midterm elections will shape the prospects for legislative action, congressional oversight and funding priorities leading up to the 2028 presidential election.

October 26, 2026
Image shows a female caregiver and a patient.
The most common wellness benefits offered by employers are flexible work arrangements (51%), employee assistance programs (49%) and long-term leave policies (45%). (AI-generated image)

Employers adapting benefits to support caregivers

Employers are adapting their benefits offerings to support caregivers in the workforce, and caregivers are taking them up, according to a recent survey.

October 26, 2026
How licensed professionals can build trust among consumers looking for Medicare advice (AI-generated image)

Building trust in a more complex Medicare Advantage market

Medicare Advantage continues to grow as regulations, plan design and public scrutiny evolve. This makes it more important to help beneficiaries understand their coverage options and make informed healthcare decisions.

October 22, 2026
CHOICE arrangements are growing in popularity as an alternative to traditional employer-based health coverage. (AI-generated image)

What’s behind the growth of CHOICE arrangements?

Under CHOICE arrangements, employers give workers a fixed, tax-free amount to buy individual coverage.

October 22, 2026
With longer lifespans comes the risk of living more years with a chronic illness. (AI-generated image)

Addressing the longevity paradox

What good is living to 100 if you’re broke and miserable?

October 21, 2026
Health Agents for America is the latest organization to take legal action over the ACA new agent moratorium. (AI-generated image)

HAFA filing suit over ACA agent moratorium

Another health agent organization is taking legal action over a moratorium on new agents and brokers seeking to register to enroll consumers in coverage on the federally facilitated Affordable Care Act marketplace.

October 21, 2026
Image shows tiles that read "Open Enrollment."
NABIP noted that agents and brokers assist with 76% of HealthCare.gov plan selections. (AI-generated image)

CMS issues new guidance on ACA insurers as open enrollment looms

Agent organizations are speaking out regarding new federal guidance for health insurers operating on the federally facilitated Affordable Care Act marketplace.

October 21, 2026
Families don't have much time to plan when a loved one requires long-term care (AI-generated image)

The 72-hour crisis many families face

Families don’t have much time to make decisions when a loved one faces a stay in a care facility.

October 20, 2026
Pennsylvania's Attorney General filed suit against several pharmaceutical companies and pharmacy benefit managers (AI-generated image)

Pennsylvania sues pharma and PBMs over insulin prices

Pennsylvania Attorney General Dave Sunday announced a lawsuit against several pharmaceutical companies and pharmacy benefit managers, alleging they colluded to manipulate insulin prices and artificially inflate them by more than 1,000%.

October 19, 2026
Patients are demanding access to prescription drugs but they need support from employers (AI-generated image)

Patients demand access to prescription drugs but need support

Patients “are in the driver’s seat” when it comes to the products the pharmaceutical industry is developing.

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