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Health Insurance Newsletter

Health/Employee Benefits News RSS Get our newsletter
August 4, 2026
Benefit brokers must help their small-business clients by having smarter conversations with workers. (AI-generated image)

Supporting small businesses starts with smarter benefits conversations

Most employers want to invest in their people, but intention alone doesn’t solve for execution.

Federal policy changes could strain hospital prices and patient care

July 29, 2026

Hospitals and health systems may soon struggle to provide adequate patient care, as recent federal policy changes are expected to increase the number of people without health insurance, raise uncompensated care costs, limit state payment and financing options and intensify healthcare workforce shortages.

July 29, 2026
Image shows the Medicare CMS logo
The Centers for Medicare & Medicaid Services will discontinue the Part D voluntary premium stabilization program after 2026. (This image was created with AI)

CMS will discontinue Part D subsidies for 2027

Medicare Part D prescription drug plans could be more expensive for about 25 million Americans next year as the Trump administration plans to end Medicare Part D subsidies.

July 29, 2026
Image shows the words "Immediate Care Plan."
The Immediate Care Plan was created by Lumos Insurance, and is built on the chassis of a single-premium immediate annuity. (This image was created with AI)

Immediate Care Plan: A new solution for funding LTC

The plan is designed to fill the gap between what a care recipient needs to spend monthly on care and the amount of monthly income they have from sources such as Social Security, a pension or interest on investments.

July 29, 2026
Clients no longer have to choose between traditional long-term care insurance and self-funding. (AI-generated image)

LTCi innovations that protect your client’s independence

For too long, long-term care planning has been framed as a narrow choice between paying out of pocket or buying a traditional long-term care insurance policy.

Employers are considering ICHRAs, but barriers to adoption remain

July 28, 2026

New research published by the Employee Benefit Research Institute and Morgan Health, a division of JPMorganChase, identifies opportunities and barriers to broader adoption of individual coverage health reimbursement arrangements

July 28, 2026
Why AI belongs in your organizational chart (AI-generated image)

AI belongs on your organizational chart, and that’s a good thing

AI absolutely is going to take portions of your jobs. In fact, I believe it should.

Cigna Healthcare expands AI-enabled personalized support

July 23, 2026

The expansion will support 20% more customers with emerging, complex or chronic health needs – including cancer, heart disease, kidney disease, high-risk pregnancy, and behavioral health conditions. 

94% of Americans say Congress must act on health care costs

July 20, 2026

A new national poll shows that 94% of Americans believe it is important for the President and Congress to take action to lower health care costs. 

July 17, 2026

Mid-year benefits review: What employers miss before renewal

Mid-year is one of the most misleading periods in employee benefits planning.

July 16, 2026
Image shows the words "Retention" and "cost"
The vast majority of employers surveyed – 94% - said controlling medical costs was important to them in 2026, up from 91% last year. (This image was created with AI)

Employers weigh retention, costs in developing benefits strategies

Employers are focusing on employee retention and well-being, while keeping an eye on costs, as they develop their workplace benefits strategies.

July 13, 2026
Articial intelligence creates efficiency for carriers, disruption for agents (AI-generated image)

AI’s dual reality: Efficiency for insurers, disruption for agents

Artificial intelligence is no longer a buzzword reserved for technology conferences and corporate strategy decks.

July 10, 2026
Image shows piles of coins.
Caregiving costs employers $50 billion in lost productivity annually. (This image was created with AI)

Caregiving: A challenge that costs employers billions

Caregiving is the defining workplace issue of our time, costing employers billions of dollars in lost productivity every year. One in four American adults is a caregiver, and caregiving has a ripple effect on their financial situation.

UnitedHealthcare launches spending account benefit

July 9, 2026

UnitedHealthcare has introduced a Lifestyle Spending Account, an employer-sponsored benefit that gives companies a flexible way to help fund and support their employees’ individual health and well-being goals.

July 9, 2026
Image shows a woman with blocks of important goals.
Nearly 8 in 10 millennials (79%) said that financial stress often or sometimes affects their mental health and well-being. (This image was created with AI)

How can employers make benefits more meaningful?

Financial stress and the rise of supplemental benefits are two trends driving employee benefits in 2026.

July 8, 2026

An aging population needs advisors to cut through the confusion

Three and a half years remain until 2030, a year in which a significant demographic shift is expected to rock the U.S.

July 7, 2026

How brokers can become ‘AI whisperers’

A benefits broker can become an “AI whisperer” by giving artificial intelligence tools assignments instead of asking them dumb questions.

July 7, 2026
Image shows a man in an AI scene
Brokers are using AI to scale their service and revenue. (This image was created with AI)

AI brings disruption as well as opportunity for brokers

Artificial intelligence is bringing disruption as well as opportunity, and brokers are in a race to define their role in the AI era.

July 6, 2026

How AI is removing the barriers to ICHRA adoption

Ninety-three percent of brokers anticipate that the adoption of individual coverage health reimbursement arrangements will increase over the next five years.

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