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Health Insurance Newsletter

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NCOIL tackles packed agenda at spring meeting

April 28, 2026

The agenda featured topics including developments in the vision care services marketplace, and the use of genetic testing in life insurance underwriting.

April 28, 2026

Slim chances of major health care legislation passing this year

Health care affordability is a top priority for Washington lawmakers, but election-year politics, the Senate filibuster and a slim Republican majority cloud the outlook for passage of any major health care legislation this year.

April 28, 2026

AI is coming to Medicare claims

Artificial intelligence can process a prior authorization request in mere seconds, cross-referencing thousands of variables without fatigue.

Health plans simplify prior authorization

April 24, 2026

More than 50 health plans announced a new initiative to accelerate patient access to care and reduce administrative burdens for providers.

April 23, 2026

LTD claims: What advisors and clients must know

Disability insurers evaluate risk at two critical points: before issuing a policy and after a claim is filed.

April 22, 2026

Health insurers used hidden online tracking tools, lawsuits allege

In less than a year, four claims filed against major health insurers allege the companies used hidden tracking tools on their websites to record users’ most sensitive health queries in real time, then transmitted that data to third-party firms.

April 17, 2026

Why benefits advisors should revisit HSAs, FSAs and HRAs with clients

Tax-advantaged health accounts can play a meaningful role in helping employers control costs while maintaining strong employee benefits.

Nationwide launches platform to help employees navigate medical care

April 16, 2026

The ClearAccess tool, a technology-driven, artificial intelligence-powered platform that helps employees navigate medical care and save on hospital visits, will be available with the Self-Funded Program through Nationwide.

April 14, 2026

Health insurance industry outlook is negative, AM Best says

AM Best’s outlook for the health insurance segment is negative, with several headwinds influencing that outlook.

Cost pressures are driving health care tradeoffs

April 13, 2026

Employees are navigating one of the most complex benefits landscapes in a generation. Health care costs are rising, out-of-pocket expenses are climbing, and the gap between what workers have saved and what they feel prepared to cover is widening.

April 8, 2026

Progressive think tank proposes plan to lower health care costs

The Center for American Progress today revealed its proposal, “A Patient’s Bill of Rights to Lower Health Care Costs.”

Health plans reduce prior authorization

April 7, 2026

Health plans announced an update on commitments to streamline, simplify and reduce prior authorization.

NAIFA applauds final Medicare rule reflecting key industry recommendations

April 6, 2026

The National Association of Insurance and Financial Advisors praised the release of the final Medicare Advantage and Part D rule (CMS-4212-P), which incorporates several of NAIFA’s core recommendations aimed at improving access to professional guidance while reducing unnecessary administrative burdens on agents and brokers.

April 2, 2026

Following the fiduciary standard when discussing Medicare

Because Medicare decisions directly impact cash flow, risk exposure and retirement stability, you must adopt a fiduciary mindset.

Aflac adds new long-term care rider

March 26, 2026

This hybrid term life with long-term care product is the first of its kind to offer true protection against higher costs of caring for individuals as they age.

Brokers expect voluntary benefit sales to rise

March 26, 2026

A new research report from the Employee Benefit Research Institute finds that benefits brokers expect growth across core and voluntary products in the year ahead, but say administrative complexity and gaps in education and communication continue to hinder broader employee adoption of voluntary offerings.

March 19, 2026

Four advisors. Four turning points. One missing assumption

Disability income protection planning is one of the most essential components of financial planning and one of the most overlooked.

HAFA speaks out against Humana leader’s comments

March 17, 2026

Health Agents for America strongly rejects recent comments made by Humana leadership suggesting that Medicare Advantage plan switching — commonly referred to as “churn” —primarily benefits brokers at the expense of consumers and the industry.

NABIP comments to CMS on proposed 2027 ACA marketplace rule

March 17, 2026

The National Association of Benefits and Insurance Professionals  recently submitted comments to the Centers for Medicare & Medicaid Services on the proposed
2027 Notice of Benefit and Payment Parameters, which sets policy for the Affordable Care Act Marketplace.

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