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Health Insurance Newsletter

Health/Employee Benefits News RSS Get our newsletter
February 2, 2026
Illustration showing health and medical symbols amid a storm. Health-care-outlook--Volatility-and-potential-coverage-gaps

Health care outlook: Volatility and potential coverage gaps

The outlook for health care in 2026 will be shaped by the events of 2025, with an environment of volatility and fissures in coverage that will ripple through all sectors of the health care system.

Dueling pressures push employers to reinvent their benefits strategy

January 21, 2026

Research shows that nearly half of employers expect health care budgets to rise in the next plan year.

January 15, 2026

Trump announces health care plan but Congress must OK it

President Donald Trump called on Congress to lower health care costs as he released a proposal he dubbed “The Great American Health Care Plan.”

January 15, 2026
Photo illustration showing a stressed worker. Workers-are-stressed-but-optimistic-about-economy.

Workers are stressed but optimistic about economy

Financial wellness is trending upward despite more workers saying they are stressed about the current economic climate.

January 12, 2026
Illustration showing an employee working from home on a couch. Deskless-workers-need-support-with-workplace-benefits.

‘Deskless’ workers need support with workplace benefits

How do employers engage and support “deskless” workers in their selection and use of workplace benefits?

Rising costs outpacing gains in workforce well-being

January 7, 2026

According to new MetLife research, less than half of America’s workforce is holistically healthy as employees battle rising costs and employers balance investing in benefits with broader cost-cutting measures.

January 7, 2026
Image showing "Rising Health Care Costs" over a new landscape.

Rising health costs could mean a shift in making premium payments

The coming year will bring a shift in how health care premiums are paid, as well as the need for consumers to have a portfolio of health care products, including health insurance, direct primary care and telemedicine.

January 6, 2026

House to consider extension for expired ACA subsidies

House Speaker Mike Johnson, R-La., said he plans to bring a bill on extending the Affordable Care Act enhanced tax credits to the House floor this week.

December 31, 2025

Brokers can’t ignore these three shifts heading into 2026

Three key trends are expected to play a significant role in shaping the benefits landscape in 2026.

December 26, 2025

Maximize health insurance benefits before year’s end

Your health insurance plan likely includes other covered benefits and services you’re likely not aware of.

December 23, 2025
Illustration showing a flexible benefits coordinator. Flexibility-is-the-future-of-employee-financial-wellness-benefits.

Flexibility is the future of employee financial wellness benefits

SECURE 2.0 introduced innovative provisions that allow plan sponsors to tailor benefits to meet diverse employee needs.

December 23, 2025

Affordability pressures are reshaping pricing, products and strategy for 2026

As the U.S. insurance industry flips the calendar to 2026, affordability has shifted from a rising concern over sky-high costs to a defining industry challenge.

December 19, 2025
Illustration showing "HSA" in a basket on a front porch, with a note pinned to the basket. Whats-behind-HSA-FSA-adoption.

What’s behind HSA, FSA adoption?

HSA and FSA users and non-users have some common attitudes and behaviors, said Heather Ruff, Visa senior account executive, health care and employee benefits.

December 16, 2025
Image of ship named "ACA Tax Credits" being sunk at sea. GOP-scuttles-vote-on-package-without-ACA-tax-credits.

GOP scuttles vote on package without ACA tax credits

House Speaker Mike Johnson said he won’t call a vote Wednesday to extend enhanced subsidies under the Affordable Care Act.

December 16, 2025
Illustration showing prescription pills, and the words "Medicare Advantage Marketplace," with a fever graph showing the ups and downs of the marketplace. Stabilize-the-Medicare-Advantage-marketplace-Idaho-director-tells-NAIC,

Stabilize the Medicare Advantage marketplace, Idaho director tells NAIC

The Idaho Department of Insurance Director described his state’s actions against unfair trade practices regarding Medicare Advantage plans, while the head of an agents’ association expressed her frustration.

December 16, 2025
Illustration of a book labeled "LTC Rider Guidelines" and a stick note on the book that says "Read This." LTC-riders-More-education-is-needed-NAIFA-president-says.

LTC riders: More education is needed, NAIFA president says

Carriers must do a better job of educating advisors and consumers about long-term care riders on life insurance policies.

December 10, 2025
Image showing a patient reviewing his prescription and checking his iphone. Formularies-increase-in-complexity-challenging-consumers.

Health plan approved drug lists more complex, challenging consumers

Health plan prescription drug formularies continue to increase in complexity, and changes to those formularies are especially challenging for consumers to navigate.

Costs for employer-based health insurance outpaces inflation

December 10, 2025

A new 50-state analysis shows that employee costs for health insurance offered through their job—the primary source of coverage for more than half of all people in the United States—rose sharply and outpaced inflation from 2023 to 2024.

December 10, 2025
Illustration of someone seeing the word "LTCi" through a magnifying glass. LTCi-Some-coverage-is-better-than-none-at-all.

LTCi: Why some coverage is better than none at all

“A client doesn’t have to have something huge to make a difference” when it comes to paying for long-term care, said Holly Westervelt, vice president of sales for Krause Agency.

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