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Bill that could expand access to annuities headed to the House

December 5, 2025 Top Stories No comments.
Photo illustration showing the U.S. Capitol with the words "Access to Annuities" across it. House-to-take-up-bill-expanding-access-to-annuities.

A bill with more than 20 measures to improve retirement and other investment options is headed to the House of Representatives next week.

Read more
December 5, 2025
Image shows the Connecticut Department of Insurance website
A judge approved a moratorium sought by Connecticut regulators for the troubled PHL Variable.

Judge approves PHL Variable plan; could reduce benefits by up to $4.1B

A Connecticut judge signed off Tuesday on changes to a moratorium on benefits available to the financially troubled PHL Variable Insurance Co.

December 4, 2025
Photo illustration of two gloved hands typing on a laptop with the letters "ACA" overlapping.

ACA marketplace allowed possible fraud through fake enrollees, GAO says

The Affordable Care Act marketplaces allowed fake enrollees to obtain coverage in 2024 and 2025, the General Accounting Office said in a report issued this week.

December 4, 2025
Image shows the Wink logo
Life insurance sales were up 3.2% year over year, Wink reported.

Prudential leads all life sellers as Q3 sales rise 3.2%, Wink reports

Prudential Financial ranked No. 1 in overall life insurance sales during the third quarter, with a market share of 5.7%, Wink, Inc. reported.

December 4, 2025
Image shows the PacLife logo
Life insurance sales were strong through the third quarter, LIMRA said Wednesday.

PacLife takes top spot as LIMRA reports 14% rise in new life premium

Pacific Life Insurance Co. took over the top spot in life insurance new annualized premium through the first three quarters, LIMRA announced Wednesday.

December 3, 2025
Image shows the Department of Labor logo
The Department of Labor fiduciary rule effort suffered another setback last week.

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
ACA

Congress races Dec. 31 clock on expiring ACA subsidies

Several proposals are floating around Washington but will any of them become law?

December 3, 2025
Image shows a tanker on the water.
A pair of Washington state homeowners say oil companies bear responsibility for rising homeowner's insurance rates.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings
The so-called "Trump baby accounts" received a boost Tuesday with a large donation from the Dells.

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Illustration showing clients donating during the holidays. Helping-clients-maximize-the-impact-of-their-charitable-giving.

Helping clients up the impact of their charitable giving with a DAF

During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.

December 2, 2025
Image shows a laptop open to the Connecticut Insurance Department website.
Connecticut regulators say they are narrowing down the bidders for blocks of PHL Variable policies.

State to decide on potential buyer for PHL Variable policies by Dec. 31

Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.

December 1, 2025
Illustration showing an insurer surrounded by new images of what may occur in 2006 and a large numeral 5. 5-ways-insurers-will-prioritize-AI-and-customer-experience-in-2026.

5 ways insurers will prioritize AI and customer experience in 2026

Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.

December 1, 2025
A confused person considering the purchase of an annuity. Behavioral-barriers-to-buying-annuities-and-how-to-overcome-them.

Behavioral barriers to buying annuities (and how to overcome them)

Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.

November 28, 2025
Illustration showing a shopping carriage full of stuffed hearts, with the legend "Feelings, Prayers and Vibes Buying".

Feelings, prayers and vibes: How many Americans buy

Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.

November 26, 2025
Illustration of Wink Annuity Q3 report.

Annuity sales edge up in Q3, Wink reports

Sales were up 1.8% when compared to the previous quarter and up 1.5% when compared to the same period last year.

November 26, 2025
Image of a person holding a Social Security card.

Nearly half of Americans surveyed will collect Social Security benefits early

Nearly half of Americans surveyed plan to file for Social Security benefits before reaching full retirement age, leaving money on the table.

November 25, 2025
Illustration of older investors at a roulette wheel. Older-Investors-Wider-Bets-How-retirement-portfolios-change-with-age.
A T. Rowe Price/MIT study reveals how retirement investors' allocation preferences and accumulated savings become more diverse with age. (AI-generated image}

Older Investors, Wider Bets: How retirement portfolios change with age

A T. Rowe Price/MIT study reveals how retirement investors’ allocation preferences and accumulated savings become more diverse with age.

November 25, 2025
Illustration showing a couple standing in front of their home saying: "Just think, 599 more payments and she's all ours. 45-percent-of-Americans-Would-Consider-a-50-Year-Mortgage

Study: Nearly half of Americans would consider a 50-year mortgage 

A recent study of 1,000 Americans found that almost half of Americans (45%)  would consider a 50-year mortgage if it were available.

November 24, 2025

As ACA collapse nears, announcement of Trump plan postponed

A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.

November 24, 2025
ACA

New ACA proposals in the works as ‘subsidy cliff’ looms

As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.

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