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December 3, 2025
ACA

Congress races Dec. 31 clock on expiring ACA subsidies

Several proposals are floating around Washington but will any of them become law?

December 3, 2025
Image shows a tanker on the water.
A pair of Washington state homeowners say oil companies bear responsibility for rising homeowner's insurance rates.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings
The so-called "Trump baby accounts" received a boost Tuesday with a large donation from the Dells.

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Illustration showing clients donating during the holidays. Helping-clients-maximize-the-impact-of-their-charitable-giving.

Helping clients up the impact of their charitable giving with a DAF

During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.

December 2, 2025
Image shows a laptop open to the Connecticut Insurance Department website.
Connecticut regulators say they are narrowing down the bidders for blocks of PHL Variable policies.

State to decide on potential buyer for PHL Variable policies by Dec. 31

Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.

December 1, 2025
Illustration showing an insurer surrounded by new images of what may occur in 2006 and a large numeral 5. 5-ways-insurers-will-prioritize-AI-and-customer-experience-in-2026.

5 ways insurers will prioritize AI and customer experience in 2026

Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.

December 1, 2025
A confused person considering the purchase of an annuity. Behavioral-barriers-to-buying-annuities-and-how-to-overcome-them.

Behavioral barriers to buying annuities (and how to overcome them)

Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.

November 28, 2025
Illustration showing a shopping carriage full of stuffed hearts, with the legend "Feelings, Prayers and Vibes Buying".

Feelings, prayers and vibes: How many Americans buy

Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.

November 26, 2025
Illustration of Wink Annuity Q3 report.

Annuity sales edge up in Q3, Wink reports

Sales were up 1.8% when compared to the previous quarter and up 1.5% when compared to the same period last year.

November 26, 2025
Image of a person holding a Social Security card.

Nearly half of Americans surveyed will collect Social Security benefits early

Nearly half of Americans surveyed plan to file for Social Security benefits before reaching full retirement age, leaving money on the table.

November 25, 2025
Illustration of older investors at a roulette wheel. Older-Investors-Wider-Bets-How-retirement-portfolios-change-with-age.
A T. Rowe Price/MIT study reveals how retirement investors' allocation preferences and accumulated savings become more diverse with age. (AI-generated image}

Older Investors, Wider Bets: How retirement portfolios change with age

A T. Rowe Price/MIT study reveals how retirement investors’ allocation preferences and accumulated savings become more diverse with age.

November 25, 2025
Illustration showing a couple standing in front of their home saying: "Just think, 599 more payments and she's all ours. 45-percent-of-Americans-Would-Consider-a-50-Year-Mortgage

Study: Nearly half of Americans would consider a 50-year mortgage 

A recent study of 1,000 Americans found that almost half of Americans (45%)  would consider a 50-year mortgage if it were available.

November 24, 2025

As ACA collapse nears, announcement of Trump plan postponed

A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.

November 24, 2025
ACA

New ACA proposals in the works as ‘subsidy cliff’ looms

As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.

November 24, 2025
Illustration of insurance performence illustrations using 3D objects. 'Take this as a win': NAIC creates new life insurance illustration group.

‘Take this as a win’: NAIC creates new life insurance illustration group

The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.

November 21, 2025
Kyle Busch

Kyle Busch IUL lawsuit moved to federal court at PacLife’s request

A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.

November 21, 2025
Image shows a dollar sign
Regulators are being urged to explore ways to ensure fair access to health insurance coverage. (AI-generated image)

NAIC health panel to study ‘affordability,’ other disparities in 2026

State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.

November 20, 2025
image showing a homeowner upset at his insurance bill, with the backgroud showing a wildfire. Rising-risks-rising-costs-The-self-insured-homeowner-dilemma.

Rising Risks, Rising Costs: The self-insured homeowner dilemma

With home insurance premium rising, some families are deciding to take on the risk themselves rather than renewing their coverage.

November 20, 2025
Image shows the words, "Systems Evaluation."
Insurance companies are ramping up the use of AI to support business growth. (AI-generated image)

NAIC regulators to pilot an AI evaluation tool for insurer conduct exams

State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.

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