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Rethinking ACA coverage in the wake of rising costs

45 minutes ago
Enrollment in the Affordable Care Act marketplace is down while premiums and out-of-pocket costs are up – a combination of factors that creates opportunities for brokers to provide clients with affordable plans that meet their needs. Read more
More Top Stories
TOP NEWS
  • CMS tells agents to prepare for ACA open enrollment

  • PwC report: 2026 sees shift in M&A activity from life to P/C

  • Why advisors should offer retirement-longevity planning

  • Insurers, rating firms push back on NAIC credit rating oversight plan

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In this issue...

  • The Medicare agent squeeze
  • How to have a black belt practice — With John Terry
  • Georgia insurance agent wows on ‘American Idol’ — with Philmon Lee
  • ACA subsidy turbulence is reshaping employee benefits
  • Regulators tackle controversial annuity illustrations
  • Every role in your agency touches revenue
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SPECIAL FEATURE

The silver economy ushers in a new era of life insurance growth

Longer lives, fewer births and an unprecedented concentration of wealth among older Americans are reshaping the demand for financial protection... Read More

MORE FEATURES

From The Field

Automated handwritten mail: Helping agencies scale the personal touch

A growing number of agencies are turning to a tool that might sound old-fashioned for an industry built on customer relationship management systems and drip campaigns: handwritten mail.

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    The missing piece in most retirement plans

    Most retirement plans are built for market risk. Very few are built for life risk. That is why so many of them fail.

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      How to build a scalable, AI-ready midmarket brokerage

      The insurance industry is investing heavily in AI, yet many organizations continue to struggle with scaling initiatives beyond individual use cases.

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      More From The Field

ADVISOR NEWS

A hybrid approach outperforms the 4% Rule, researchers find

Many retirees believe they have two choices when it comes to withdrawing their retirement funds: either let the 4% Rule guide them and risk running out of money, or put the entire amount into an annuity.

  • Clients are bringing TikTok insurance advice into advisor meetings
  • Embracing a family-centric approach to financial planning
  • Family communication: Financial planning’s growing blind spot
  • Americans aren’t turning retirement plans into action, LIMRA finds
  • Ashley Hinson ‘death tax’ story collides with truth
More ADVISOR NEWS

NEWSWIRES

August Issue of Best’s Review Ranks Top U.S. Insurers Across Multiple Lines of Business

The August issue of Best’ s Review includes the following exclusive rankings:. Largest Latin American Insurers– Ranked by 2025 Gross Premiums Written US Pet Insurance Plans– Ranked by 2025 Direct Premiums Written US Property/Casualty– Ranked by 2025 Direct Premiums Written by Line US Total Auto– Ranked by 2025 Direct Premiums Written US Commercial Multiperil–…

  • Thomas Gnau: Cleveland Fed chief says from Dayton event televised nationally inflation remains stubborn despite recent easing
  • Prudential Introduces Protection IUL, Expanding Its Indexed Universal Life Lineup With More Flexible Options for Today’s Customers
  • Best’s Market Segment Report: Munich RE, Lloyd’s Land Atop AM Best’s “World’s 50 Largest Reinsurers” Rankings
  • Sand says he’d undo private Medicaid management on Day 1
  • U.S. News & World Report Announces Winners of the 2026-2027 Pet Insurance Awards
More NEWSWIRES

INN Insider

Ukraine’s 822-Drone War Record Burns Moscow Warehouse; Oregon Now Builds Its Naval Weapons

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  • Avise Financial Cooperative Inc. Purchases Shares of 1,633 Elevance Health, Inc. $ELV
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Annuity News

Cayman Islands premier to meet with U.S. reinsurance regulators

Premier and Minister for Financial Services and Commerce, the Hon. André M. Ebanks MP is travelling to Columbus, Ohio, this... Read More

Corebridge annuity sales slip ahead of Equitable marriage

Corebridge Financial saw lower annuity sales in the second quarter, but remains focused on its coming merger with Equitable Hol... Read More

California teachers settle class-action lawsuit over in-plan annuity fees

Plaintiff Danielle Krimbow and the Life Insurance Company of the Southwest announced a tentative settlement in their lawsuit ov... Read More

  • Jackson Financial CEO caps 40-year career with blockbuster Q2
More Annuity News

Life Insurance News

LIMRA: Individual life sales continue growth trend in Q2, led by whole life and VUL

Total U.S. individual life insurance new annualized with excess premium rose 3% year over year to $4.7 billion in the... Read More

The silver economy ushers in a new era of life insurance growth

Longer lives, fewer births and an unprecedented concentration of wealth among older Americans are reshaping the demand for fina... Read More

‘Uniquely positioned’: Equitable outlines future post-Corebridge merger

Shareholders of both companies approved the Equitable-Corebridge merger on July 30, with more than 97% voting in favor. Read More

  • The insurance distributor that builds its own software will win the next decade
More Life Insurance News
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Health/Employee Benefits News

Sand says he’d undo private Medicaid management on Day 1

DES MOINES— Rob Sand would end the private management of Iowa's Medicaid program via executive order on his first day in o... Read More

Johnson County eyes property tax rate increase

Johnson County property owners could see an increase in their county property tax rate next year as commissioners work to close... Read More

Health insurance rates expected to climb again for Minnesotans in 2027

Premium increases would affect Minnesotans who purchase either individual or small group health insurance directly from insurer... Read More

  • Sources say Mangione expected to plead guilty
More Health/Employee Benefits News

Property and Casualty News

North Dakota part of $15M settlement with mortgage servicer company

North Dakota is part of a multistate $15.5 million settlement with one of the nation’ s largest mortgage servicers. Pennsylvani... Read More

Remember customer service?

My last three cars have each been a Kia Sportage, all three purchased at Bulldog Kia in Athens, from the same salesmen. The ser... Read More

public notice

DEPARTMENT OF HOMELAND SECURITY FEDERAL EMERGENCY MANAGEMENT AGENCY Proposed Flood Hazard Determinations for Putnam County, Fla... Read More

  • Home insurance, AI and designer pets: What lived and died in Sacramento
More Property and Casualty News

Insurtech News

Agentic AI is transforming insurance sales both for consumers and agents

The use of agentic AI in the insurance industry has positively impacted sales by empowering consumers and helping less experien... Read More

  • What’s at stake if insurers rush into AI too early?
  • Stride Joins Integrity to Transform Nation’s Individual Marketplace of Expanding Healthcare Benefits
  • ‘AI communication gap’ leaves negative impression on customers
More Insurtech News

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