What you need to know if you’re going to sign up for Obamacare this week
Do your homework.
Open enrollment for the Affordable Care Act, commonly called Obamacare, starts Wednesday.
With
Going somewhere that's not in the network could be costly. All of the Obamacare plans left in the
The enrollment period to log on to healthcare.gov and purchase 2018 health insurance plans ends
Consumers in
"
The Select by
St. Luke's has hospitals in
"To me that means most of our people are going to choose Sunflower," said
Both Ambetter plans have hospital networks that include St. Luke's, the
But they also come with a disclaimer that just because a hospital is in the network, that doesn't mean the anesthesiologists, radiologists and other professionals who work there are, too.
"We encourage you to ask providers if they participate with Ambetter before they treat you, so you know whether or not you may receive an additional bill for their services," the disclaimer reads.
The Ambetter plans are available in
Another insurer,
The plans, called Cigna Connect, have networks that include
As of Wednesday, none of the Obamacare plans available in the
Those providers were in-network for Blue KC, but Blue KC decided to exit the Obamacare marketplace this year, citing financial losses.
"By excluding certain hospitals, the insurers can negotiate lower prices with the other hospitals in the market and those hospitals are willing to accept the lower prices because they know the insurer will send more patients to them," Garmon said.
Droste said consumers should get accustomed to checking their insurer's networks regularly, both to see if new providers have been added and to see if some have dropped out.
"Unfortunately provider networks do change regularly," Droste said.
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