No fooling new DNA test on smoking, alcohol - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
April 13, 2018 Newswires
Share
Share
Post
Email

No fooling new DNA test on smoking, alcohol

Gazette (Cedar Rapids, IA)

April 13--CORALVILLE -- When it comes to admitting how much they smoke or drink, people aren't always the most truthful.

"People lie like rugs," said Dr. Robert Philibert, founder and CEO of Behavioral Diagnostics LLC.

His company, started in 2009, can use DNA extracted from a drop of blood to tell not just whether a person smokes or drinks, but how many cigarettes a day he smokes or how many servings of alcohol she drinks.

The technology has applications for health care professionals trying to understand patients' needs, said Philibert, a UI professor of psychiatry and biomedical engineering.

"People want to be seen favorably by their physicians," he said. "But if we don't know (about addiction), we can't treat it."

Behavioral Diagnostics is working toward approval from the U.S. Food and Drug Administration for medical applications. In the meantime, the company this spring will start marketing and selling testing services to lawyers, employers and insurers -- all of whom may have reasons for wanting to know whether people are regular smokers or drinkers.

A lawyer might use this test to show his client isn't a heavy drinker, as claimed by a spouse as part of a child custody case, Philibert said. Someone convicted of drunken driving could take the test once immediately after arrest and again a year later to show improvement, he said.

Insurers could raise premium costs or decide not to offer life insurance based on a person's tobacco use.

The tests from Behavioral Diagnostics are different from what's already available, he said.

Breathalyzer tests measure blood alcohol content at the time of the test and blood tests can show the presence of nicotine, alcohol or other drugs circulating through the blood stream. Behavioral Diagnostics' tests don't measure the chemicals, but the body's responses to smoking or drinking alcohol.

"The more you drink, the more you change," Philibert said. "If a person is getting to .08 (blood-alcohol level) a couple of times a week, we're going to see that."

It's also harder for people to cheat on the Behavioral Diagnostics test because even if someone stops smoking for a week before a test, it still will detect previous changes in the body because of smoking.

"In a light smoker, we'll see the signature disappear in about a year," Philibert said. "With heavy smokers, it can take many years."

Using genetic testing for insurance purposes raises ethical concerns for people who worry patients could be screened out because of their DNA. Behavior Diagnostics' tests don't measure genetic markers, but rather epigenic changes triggered by behavior.

Still, ethical questions may arise.

Heavy drinkers or smokers likely are going to have more health problems associated with their habit. But if they can't get affordable health insurance they may skip health care and face worse outcomes or use more expensive emergency care.

"I'm interested in making sure these (tests) are used beneficently," Philibert said. Because he owns the patents for the tests, he said he and his partners can control how they are used.

He has hired a medical ethicist to help with those decisions, he said.

Much of Philibert's research has been done with federal grants. In 2016, the company received $1.4 million from the National Institutes of Health to complete the commercialization of the test to detect alcohol consumption.

The company's plans include tests that can use saliva instead of blood and smoking cessation treatment with artificial intelligence.

l Comments: (319) 339-3157; [email protected]

___

(c)2018 The Gazette (Cedar Rapids, Iowa)

Visit The Gazette (Cedar Rapids, Iowa) at thegazette.com

Distributed by Tribune Content Agency, LLC.

Older

JSU may have to deal with new state law in rebuilding plans

Newer

Gubernatorial hopeful Sen. Nate Boulton touts plan to end private managed care

Advisor News

  • The McEwen Group Merges with Prairie Wealth Advisors to Form Billion Dollar RIA
  • Guaranteed income streams help preserve assets later in retirement
  • Economic pressures make boomerang living the new normal
  • Pay or Die: The scare tactics behind LA County’s Measure ER tax increase
  • How to listen to what your client isn’t saying
More Advisor News

Annuity News

  • Guaranteed income streams help preserve assets later in retirement
  • MassMutual turns 175, Marking Generations of Delivering on its Commitments
  • ALIRT Insurance Research: U.S. Life Insurance Industry In Transition
  • My Annuity Store Launches a Free AI Annuity Research Assistant Trained on 146 Carrier Brochures and Live Annuity Rates
  • Ameritas settles with Navy vet in lawsuit over disputed annuity sale
More Annuity News

Health/Employee Benefits News

  • Understanding Advantage Plans and Supplements
  • Dawson County commissioners renew county health insurance after confusion in meeting
  • BEACH BILL TO REQUIRE HEALTH INSURERS TO COVER STUTTERING TREATMENTS ADVANCES
  • Voluntary healthcare cost limits aren't working. Should Rhode Island's insurers face sanctions?
  • The Medicare rules agents would repeal tomorrow
More Health/Employee Benefits News

Life Insurance News

  • $150M+ asset sale payout distributed to Greg Lindberg policyholders
  • Best’s Market Segment Report: AM Best Revises Outlook on France’s Non-Life Insurance Segment to Stable from Negative, Reflecting Top-line Growth, Technical Profitability
  • Pacific Life Launches New Flagship Variable Universal Life Insurance Product
  • NAIFA launches “NAIFA Cares” initiative to help build long-term financial security for children
  • The fiduciary standard for life insurance is here
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Why Blend in When You Can Make a Splash?
Pacific Life’s registered index-linked annuity offers what many love about RILAs—plus more!

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Discipline Over Headline Rates
Discover a disciplined strategy built for consistency, transparency, and long-term value.

Press Releases

  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
  • ePIC Services Company Joins wealth.com on Featured Panel at PEAK Brokerage Services’ SPARK! Event, Signaling a Shift in How Advisors Deliver Estate and Legacy Planning
  • Hexure Offers Real-Time Case Status Visibility and Enhanced Post-Issue Servicing in FireLight Through Expanded DTCC Partnership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet