Mom Of Missing Idaho Kids Cut Out Of Late Husband’s $1M Life Policy: Report

Lori Vallow, the woman in the middle of the bizarre disappearance of two Idaho children, thought she was getting $1 million from her husband’s life insurance policy when he died last year.

But months earlier, he had changed his beneficiary.

Kay Woodcock, sister of Charles Vallow, told Fox 10 that she had been listed as the beneficiary of his life insurance policy five months before he died.

Charles Vallow filed for divorce in February 2019 and died five months later after being shot to death in Chandler, Ariz., by Lori’s brother, Alex Cox, who claimed self-defense. Cox died in December.

Woodcock told Fox 10 that her brother wanted her to be in charge of the finances, but that included paying for JJ, their special needs son.

“(Charles) told me how to split it and, ‘Y’all are gonna need that money because JJ is expensive with all of his special needs,’” she told the station.

In late July, shortly after Charles died, Vallow reached out to Woodcock about the insurance policy.

“(Vallow) sent me a picture of the Change of Beneficiary Form, and she wrote a note underneath it and it went something like ‘five kids and no money, and his sister gets everything,’" Woodcock said.

In his divorce filings, Charles Vallow accused his wife of becoming "infatuated at times obsessive about near death experiences and spiritual visions,” according to a filing obtained by Fox 13.

“Mother has told Father (Charles Vallow) that she is sealed [eternally married] to the ancient Book of Mormon prophet Moroni and that she has lived numerous lives on numerous planets prior to this current life," the court documents read. “On January 29, 2019, during a phone conversation between the parties and after their physical separation, Mother informed Father that she was a God assigned to carry out the work of the 144,000 at Christ’s second coming in July 2020 and that if Father got in her way of her mission she would murder him.”

He also claimed she had threatened to kill him “if he got in her way” during her mission as a God “to carry out the work of the 144,000 at Christ’s second coming in July 2020,” according to the court documents, and claimed she had “an angel there to help her dispose of the body.”

Just months after her ex died, Vallow got married again to Chad Daybell, whose own wife, Tammy, had been found dead in mid-October. Police initially ruled the 49-year-old woman’s death natural, but the Fremont County Sheriff’s Office later exhumed her body and are now investigating it as suspicious.

Vallow’s two children, 17-year-old Tylee and 7-year-old JJ, who was adopted, were last seen in September and are believed to be in danger, according to police.

Relatives, who were concerned that they hadn’t heard from JJ, called police and an investigation was launched in November. Vallow and Daybell falsely claimed he was staying in Arizona with a family friend.

The Rexburg Police Department executed a search warrant at the Daybells’ house in Idaho, but the couple had “abruptly” left their home and fled the area.

Officials said last month that the couple had been lying about Vallow’s children, including telling witnesses that Tylee had died a year before her father and, separately, that Vallow had no minor children.

Police found Vallow and Daybell in Hawaii in late January, but the kids were nowhere to be found. Vallow was ordered to produce JJ and Tylee within five days, but missed the deadline.

Tylee’s cell phone was found at the Kauai resort, CBS reported earlier this week. It had been used several times since she disappeared in September, but it’s unclear if the teen was sending the texts.

Idaho police also found a storage locker in Rexburg rented to Vallow, according to EastIdahoNews. The unit was filled with items likely belonging to her children, including a photo album, winter clothing, bikes, a scooter and blankets with photos of JJ and Tylee.

Employees at the storage company contacted police about the unit when Vallow’s credit card stopped working in January.

Vallow’s brother, Alex Cox, who shot and killed Charles, reportedly visited the unit frequently before dying in December.

JJ is described as a white male with brown hair and brown eyes, standing at 4u20320u2033 and weighing 50 pounds. He also goes by JJ and may be in need of medical attention. Tylee is described as a white female with blonde hair and blue eyes, standing at 5u20320u2033 and weighing 160 pounds.

Anyone with information about the children is asked to call Rexburg police at 208-359-3000 or report it to the National Center for Missing and Exploited Children.

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