Judgment reached in favor of local church in Hurricane Laura dispute - Insurance News | InsuranceNewsNet

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July 26, 2023 Property and Casualty News
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Judgment reached in favor of local church in Hurricane Laura dispute

American Press (Lake Charles, LA)

Special to the American Press

U.S. District Judge James David Cain recently ruled in favor of First Baptist Church of Iowa, La., in a case involving damage from Hurricane Laura and their insurance company, Church Mutual Insurance Company.

The ruling, totaling $1.9 million, finds the insurance company grossly mishandled First Baptist Church of Iowa's claim. which involved the church, fellowship hall, classrooms, and parsonage or residence of the pastor and his family.

"We trusted our insurance company to follow through with their commitment to help us restore our property," explains Brandon Oliver, pastor of First Baptist Church of Iowa. "I had even spoken with a pastor out of state, following the storm, who assured me that Church Mutual was reliable. However, we were disappointed with their failure to follow through. These last few years have been a trial for us. Yet, God has been faithful to us. He has provided for our needs apart from any insurance company. We are thankful for the verdict. We knew that God was sovereign over the entire process. He could be trusted. He is always working for good for His people. And sometimes that good is teaching us patience and waiting for His timing."

The congregation was unable to meet in their church property for two years after the storm. Due to the generosity of other churches, the members, and skilled professionals working for reduced or no cost, the sanctuary has been rebuilt, allowing members to return to that part of the church property.

"We are pleased with this outcome," says Rudie Soileau, attorney with Lundy Law, LLP in Lake Charles. "This case was about standing true to commitments that were made. According to CMI, their mission is to 'protect those who serve and inspire others.' They did not live up to that. When you take on the obligation to protect a church in the community, it is important to follow through. So many people in this area were affected by Hurricane Laura. When people lose their church property, it compounds the emotional and spiritual injury because it is yet another disruption of fellowship and support that is needed during difficult times. This church navigated rough waters and they anticipated their insurance company would throw them the lifeline they were owed, and that did not happen. Through this ordeal, the church members have remained vigilant, meeting in borrowed or rented facilities, committed to resolving this dispute. I am glad they can move forward with rebuilding."

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