Is it ‘trip insurance’ or ‘trip protection’?

Milda Walkley and Leo Peters, both in their mid 80 s, got married last year and took a celebratory eight-day cruise on the Danube River. But Viking imposed a $3,800 cancellation penalty nevertheless because Milda mistakenly canceled with Viking’ s insurer, not Viking, and that put the cancellation a few days past the full-refund date. A $3,800 hit for a good-faith…