Harvard Medical School: Lifesaving Protections
States that have adopted gender-minority nondiscrimination rules for private health insurance policies slowed an epidemic of mental illness, suicide attempts and suicidal thoughts among transgender and gender-diverse people, compared with states that do not offer such protections, according to new research from
The study findings, published
While overall rates of suicide attempts among transgender people increased over the eight years of the study, they did so to a markedly lesser degree in states where the policies were enacted, the study found.
The study results underscore the potent effect of policies that prevent discrimination in health care, the researchers said.
"Science tells us that the stress people experience from discrimination can cause serious health problems, including mental health conditions and suicidality" said
Additionally, the study authors say, nondiscrimination rules may boost people's sense of safety and trust in their health care providers, a known predictor of better health outcomes.
The study compared changes in rates of suicidality and rates of mental health hospitalizations among privately insured gender-minority individuals, before and after the policies were put in place. Suicidality for gender-minority individuals decreased or stayed the same for individuals living in states that adopted antidiscrimination policies compared with those living in states that did not, the analysis showed.
Multiple studies have shown that across
These findings are consistent with evidence showing that when it comes to mental health, gender-minority people fare better if they have access to gender-affirming hormone therapy and surgery, receive care from knowledgeable health care professionals, and are protected by nondiscrimination laws.
The nondiscrimination policies may also be easier to implement than expected, the researchers said. Many states that have already enacted these policies have done so in the form of a bulletin or memo released by the state insurance division that amends an existing insurance nondiscrimination policy. For example, some states that had an existing policy prohibiting discrimination by private insurers on the basis of sex simply added gender identity to the policy, which avoided potentially controversial negotiations that might otherwise be needed to enact the new rules.
Also, because these policies do not necessarily require private health insurers to cover gender-affirming hormone therapy and surgery but rather prohibit categorical exclusion of these services from their policies, the policies do not automatically mean increased health care spending.
For these reasons, the researchers said, health insurance nondiscrimination regulations may offer a mechanism for reducing barriers to care and mitigating discrimination for gender-minority individuals.
"People are hurting, even dying because of discrimination," said
Co-authors include
This work was supported by the
Get more HMS news here (https://hms.harvard.edu/news-events/sign-email-communications)


Public Citizen: Vaccine Czar Should Be Subject to Conflict of Interest Code, Groups Say in Ethics Complaint
Rep. Estes Applauds Lower Insulin Cost for Seniors
Advisor News
- When new investment trends emerge, Gen Z is most likely generation to be first in
- Could ‘plain English’ become an advisor’s secret weapon?
- IRI urges Senate action on 403(b) parity legislation
- Three estate planning ideas to protect your clients and their wealth
- What advisors must know about accessible client documents
More Advisor NewsAnnuity News
- NUNN INTRODUCES BILL TO CUT RED TAPE, GIVE IOWANS CLEARER INSURANCE INFORMATION
- NAIC working group pressed to accelerate annuity illustration overhaul
- State Auditor James Brown Kicks Off Life Insurance Awareness Month With Policy Locator Tool
- Wink: Annuity sales post strong Q2, led by MYGAs and structured products
- Legacy Marketing Group partners with Malibu Life USA for annuity launch
More Annuity NewsHealth/Employee Benefits News
Life Insurance News