DESPITE POSTPARTUM MEDICAID COVERAGE GAINS FOR BLACK WOMEN, SIGNIFICANT EQUITY GAPS PERSIST
The following information was released by
Rates of Black women without health insurance in states without the Affordable Care Act (ACA) Medicaid expansion declined during the COVID-19 continuous Medicaid coverage policy, but racial gaps persisted. The new study by researchers at
Extending Medicaid coverage to 12 months postpartum is widely viewed as a key strategy to reduce maternal morbidity and mortality, particularly in states that did not expand Medicaid under the ACA. The continuous Medicaid coverage provision enacted at the onset of the COVID-19 pandemic created a natural experiment to evaluate how extended coverage policies affect postpartum insurance coverage.
"Postpartum is a crucial time for preventing postpartum morbidity and mortality. The postpartum period is one of intense physiologic and psychosocial adaptation and requires consistent monitoring of health to support women during this critical time," said
In 2022, Black women had twice the rate of pregnancy-related death within 42 days of delivery compared with non-Hispanic White women and were more than four times as likely to die from pregnancy-associated causes up to 12 months postpartum. Beyond mortality, research shows that the postpartum period also widens racial health disparities, with Black women experiencing higher rates of severe maternal morbidity, postpartum depression, hospital readmissions, and emergency department visits.
Under the American Rescue Plan Act (ARPA), 49 states have enacted laws extending Medicaid postpartum coverage to 12 months, making it one of the largest policy responses to the
Before the pandemic, postpartum uninsurance rates were significantly higher in states that had not expanded Medicaid. In 2019, 16.5 percent of Black women and 11 percent of White women in non-expansion states were uninsured postpartum, compared with 6.4 percent and 5.4 percent, respectively, in expansion states.
The study found that:
Postpartum uninsurance among Black women fell significantly in non-expansion states after the continuous coverage policy. By 2023, postpartum uninsurance among Black women declined 5 percentage points more in non-expansion states than in expansion states. These reductions were driven largely by increased Medicaid coverage.
Among Black women in non-expansion states, postpartum Medicaid coverage rose from 38 percent in 2019 to 42 percent in 2023, peaking at 45 percent in 2021.
Among White women, declines in postpartum uninsurance were also larger in non-expansion states, but were driven mainly by gains in private insurance (69 percent) rather than gains in Medicaid (20 percent).
Despite these improvements, Black-White disparities in postpartum uninsurance remained unchanged.
The researchers analyzed data from the
The study compared postpartum insurance coverage before the pandemic (20162019) with the period during the federal continuous coverage policy (20212023), adjusting for factors including age, employment status, and household income.
Janevic notes that the findings suggest policies extending Medicaid postpartum coverage can meaningfully reduce postpartum uninsurance, particularly in states that have not expanded Medicaid. However, the policy alone may not be sufficient to close racial gaps in maternal health.
"While racial inequities in insurance coverage persisted, our findings suggest that postpartum Medicaid extension plays an important role in improving access to postpartum care," noted Janevic. "At the same time, it is unlikely to be sufficient on its own to address the
The results also underscore the broader importance of Medicaid coverage for maternal health. Because Black women are more likely than White women to rely on Medicaid for pregnancy-related care, policies that reduce Medicaid access could disproportionately affect maternal health outcomes of Black women.
Co-authors are∙
The study was supported by the
The authors report no financial conflicts of interest.



LEVERAGING EXISTING INFRASTRUCTURE AND PARTNERSHIPS TO IMPROVE CHILD HEALTH OUTCOMES
From marathons to mountaineering: Ranking which sports and hobbies affect life insurance the most
Advisor News
- Equitable launches 403(b) pooled employer plan to support nonprofits
- Financial FOMO is quietly straining relationships
- GDP growth to rebound in 2027-2029; markets to see more volatility in 2026
- Health-related costs are the greatest threat to retirement security
- Social Security literacy is crucial for advisors
More Advisor NewsAnnuity News
- Best’s Special Report: Analysis Shows Drastic Shift in Life Insurance Reserves Toward Annuity Products, and a Slide in Credit Quality
- MetLife to Announce First Quarter 2026 Results
- CT commissioner: 70% of policyholders covered in PHL liquidation plan
- ‘I get confused:’ Regulators ponder increasing illustration complexities
- Three ways the Corebridge/Equitable merger could shake up the annuity market
More Annuity NewsHealth/Employee Benefits News
- Insurance resolution sparks backlash
- Municipalities contend with surprise bills as health costs rise
- Health care in America should be redesigned
Op-ed: We should redesign health care in America. Here's a plan that would help Nebraskans (copy)
- Humana and Thor hit the Casualty List, can revive and thrive
Humana and Thor Hit the Casualty List
- Pols & Politics: Romney, Patrick, Dukakis, Weld, and Healey to celebrate 20 years of MassHealth
More Health/Employee Benefits NewsLife Insurance News
- An Application for the Trademark “PREMIER ACCESS” Has Been Filed by The Guardian Life Insurance Company of America: The Guardian Life Insurance Company of America
- AM Best Assigns Credit Ratings to North American Fire & General Insurance Company Limited and North American Life Insurance Company Limited
- Supporting the ‘better late than never’ market with life insurance
- Best’s Special Report: Analysis Shows Drastic Shift in Life Insurance Reserves Toward Annuity Products, and a Slide in Credit Quality
- The child-free client: how advisors can support this growing demographic
More Life Insurance News